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Harsh

Harsh Bharwani  |69 Answers  |Ask -

Entrepreneurship Expert - Answered on Aug 24, 2023

Harsh Bharwani is a fourth generation entrepreneur.
As CEO and managing director, he leads the international business and employability initiatives at the computer networking institute, Jetking Infotrain Limited.
After graduating from Delhi University, Bharwani joined the family business in 2010 and set up operations in the US and Vietnam.
He has trained over three lakh students in employability, confidence and key life skills.... more
k Question by k on Jul 03, 2023Hindi
Career

i am a technical operator and want involve in business, what will suitable for me kindly suggest

Ans: Step 1: Start with a perfect sphere name Every online steal sell business platform should have a catchy sphere name that will help in getting further business. Callers should be suitable to flash back your sphere name so that they can fluently class and enter without any difficulty. So, you need to make sure your sphere name is short and simple and it should hold your business or brand name that will make it easy for you to get better brand recognition.

Step 2: Choose the Perfect Classified Platform Once you finalize the sphere name, the coming process will be choosing the perfect platform to make your business. The platform should be stoner-friendly and also mobile responsive. You need to check all modules that will support your business operations and will help you to reach your deals target. Make sure that the platform is SSL certified and that it protects the entire stoner data from all malware attacks.

Step 3: Install themes and plugins to simplify your business operations, you need to add further plugins that are available online. Each platform you choose for your business will support certain plugins and utmost of them will be free of cost. You can download them and integrate them with your business. Along with plugins, you'll also find themes for download. You can use them to customize the look and sense of your platform and make it more charming to your follower ship.

Step 4: Focus on your content now you have framed your platform well. The coming process is to fill the applicable content that will explain your business, your products, and your services. You need to have a perfect content operation system that will snare the attention of your target follower ship and will get you better business to your website. A clear product description will help the buyer to understand further about the product and will make him decide on buying it. This is possible only through effective content.

Step 5: Make sure that all features are present Features play a pivotal part in determining the success of your e Commerce website. When you suppose about how to make a website like OLX, the first thing that should come to your mind is its features. OLX has gained further druggies substantially because of its unstoppable features. The client- eccentric features have helped the platform gain credibility among its follower ship. Let us check out the must-have-have features that are to be integrated while erecting a website like OLX. Simple stoner enrollment that will let all stoner groups fluently register themselves. Advanced hunt and filtering option to find the product in a many clicks. Add favorite products to the wain that will help buyers to buy them latterly when demanded. Multiple payment options let buyers choose the bone that's comfortable for them to pay. Simplified order operation that will support on- time delivery. The review and standing system will support guests to partake their feedback. Social media sharing is veritably essential for guests to post them on their social runners. Hunt machine optimized platform to get better hunt machine runner ranking. seductive UI and UX to get better business. Stylish lading speed to reduce the brio rate of the platform. In- erected marketing tools for branding and creation. Advanced analytic and reporting features to know the performance of the business.

Step 6: Move your website live After setting all features, modules, plugins, and add- ons, it’s high time to launch your platform online and start your business effectively. For this, you need to calculate on a perfect hosting service provider. Choose the stylish service that can give you a better lading speed and can help you in backing up all your client data periodically. Check for their client support because you need to be sure that your website will be live without any interruption.

Step 7: Monetize your website You need to understand that you won't get orders or start earning incontinent after launching your platform online. You need to increase your profit channels that will assure your of better returns. piecemeal from the commission, you'll get on each order, you need to have numerous further profit sources that will increase your income. Featured Advertisements Listing figure Third-party announcements Pay to post chapter modules Premium figure You need to have all the below in your ecommerce software so that you can earn well like OLX. How important Does it Cost to Make a Website Like OLX When you work on how to make a website like OLX, the first question that arises in your mind will be the cost of the development. You can be a incipience or an SME or indeed a commercial, without knowing the cost you can not decide anything. We need to know the going and should arrange finances consequently. numerous pivotal factors are involved in estimating the cost of the development of a website like OLX. The UI and UX you prefer Number of druggies who'll be involved in using the platform professed inventors Hosting cost conservation cost Branding and creation cost All the below-mentioned aspects should be per-planned if you want to know about the cost. druggies can also go for a ready made result that will have all power-packed features and it'll be ready- to-launch. This will be more cost-effective when compared to the bone that's erected from scrape.
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Asked by Anonymous - Jan 17, 2025Hindi
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Then doctor asked her why she stopped and what I said, my wife said that he is asking for female staff and doctor said “I am a doctor and I am not having female staff and there is nothing male and female in doctor’s consultation” my wife got convinced and told me that we are continuing with this doctor and I also shaked my head as consent sign but not aware with the upcoming surprise and then she open her upper body part and doctor did the check up by pressing or whatever doctor does. And I was not ready for this So, I am still in trauma due to this, but I don’t want her to show her body to any male doctor. That picture comes again and again in my eyes. I don’t want to break my relation with wife, because we married 20 years before and we have 2 daughter and I love her too much. But she has disobeyed me and obeyed that doctor. I am in a trauma. What should I do to come out of this trauma. Please let me know.
Ans: To address your trauma, start by having an open and honest conversation with your wife about your feelings. Express your emotions calmly, without blame, so she can understand the depth of your discomfort and help you work through it. It's also crucial to recognize that trust and mutual respect are fundamental in any relationship. Your wife’s decision was likely driven by her need for medical care, not a desire to hurt or disobey you.

Consider seeking professional help for yourself. A therapist or counselor can provide a safe space for you to explore these feelings, work through the trauma, and develop strategies to cope with intrusive thoughts. They can also help you understand the importance of medical privacy and the necessity of certain procedures, which may ease your discomfort over time.

Additionally, you might want to explore couples counseling. This can help both of you navigate this situation together, rebuild trust, and strengthen your relationship. Remember, your goal is to maintain a loving and supportive partnership, and professional guidance can be instrumental in achieving that.

Your love for your wife and your desire to keep the relationship strong is evident. By addressing these feelings head-on and seeking support, you can move towards healing and maintaining the bond you cherish.

...Read more

Ramalingam

Ramalingam Kalirajan  |7548 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Jan 17, 2025

Asked by Anonymous - Jan 17, 2025Hindi
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Money
I'm 35 years old. I want to invest INR 65000 for retirement at 50 years old. My current expenses 65000 per month. Please guide me.
Ans: Retiring at 50 with your current lifestyle requires a carefully crafted investment strategy. Here’s a detailed guide tailored to your goal.

Step 1: Define Retirement Corpus Requirement
Current Monthly Expenses: Rs. 65,000.
Inflation Adjustment: At 6% inflation, your expenses will increase significantly by 50.
Retirement Corpus: The corpus must sustain you for at least 30+ years post-retirement.
Lifestyle Goals: Include travel, medical emergencies, and aspirational expenses in calculations.
Step 2: Asset Allocation Strategy
A balanced mix of equity and debt instruments can help grow your wealth steadily while minimizing risks.

1. Equity Mutual Funds (70% Allocation)
Why Equity? High growth potential to beat inflation over the long term.
Recommended Categories: Flexi-cap, mid-cap, and large-cap funds.
SIP/Investable Amount: Invest Rs. 45,500 monthly in equity mutual funds.
2. Debt Instruments (30% Allocation)
Why Debt? Stability and regular income during volatile markets.
Recommended Options: PPF, short-term debt mutual funds, or NPS (Tier I).
SIP/Investable Amount: Allocate Rs. 19,500 monthly.
Step 3: Include Inflation Protection
Inflation reduces the value of money significantly over time.
Your retirement corpus should grow faster than the inflation rate.
Equity exposure helps overcome inflation impacts effectively.
Step 4: Ensure Tax Efficiency
1. Equity Mutual Funds
Tax Rules: Long-term capital gains (LTCG) above Rs. 1.25 lakh taxed at 12.5%.
Action Plan: Use annual redemption to manage gains below taxable limits.
2. PPF and NPS
Tax Benefits: Both offer tax-saving benefits under Section 80C.
Lock-in Period: Ensure alignment with your retirement timeline.
Step 5: Emergency Fund Creation
Build an emergency fund equivalent to 12 months’ expenses (Rs. 7.8 lakh).
Park it in liquid funds or a high-yield savings account for quick access.
Step 6: Health and Risk Coverage
Health Insurance: Ensure adequate coverage to avoid depleting investments during medical emergencies.
Life Insurance: Use a term plan to secure your dependents until you achieve your retirement goal.
Step 7: Regular Portfolio Reviews
Review your portfolio every six months.
Rebalance based on performance, changing goals, and market conditions.
Seek advice from a Certified Financial Planner for optimized asset allocation.
Step 8: Additional Recommendations
Avoid Real Estate: Illiquid and high transaction costs make it unsuitable for your timeline.
Avoid Direct Investments: Opt for regular plans via mutual fund distributors guided by a CFP.
Diversify Investments: Explore international mutual funds for added growth.
Step 9: Incremental Contributions
Increase your SIP amount annually by 10-15% to align with income growth.
This ensures your corpus grows significantly over time.
Finally
Achieving financial independence by 50 is ambitious but achievable. Consistency in investments, inflation-adjusted growth, and regular reviews are critical. Focus on disciplined execution of the outlined plan for a secure and fulfilling retirement.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

...Read more

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