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Geeta

Geeta Ratra  | Answer  |Ask -

Visas, Study Abroad Expert - Answered on Mar 21, 2024

Geeta Ratra has been an immigration expert for more than two decades and has strong knowledge of international immigration policies and procedures. She is vice president, operations, at Abhinav Immigration Services. Besides visa and immigration services, they also provide study abroad advice that includes application assistance, counselling and university shortlisting.... more
Asked by Anonymous - Mar 09, 2024Hindi
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I have been teaching at Delhi University as a temporary assistant professor of English for more than 3 years now,but I don’t see any prospects of me getting a permanent position here as of now. I am thinking of going for a phd in the US. Will it be a right decision? And what prospects do I have after it?

Ans: With over three years of experience as a temporary assistant professor at Delhi University, pursuing a Ph.D. in the US could offer promising opportunities. A Ph.D. can enhance your academic credentials, potentially opening doors to tenure-track positions globally. Research-intensive universities in the US offer diverse opportunities for academic growth and professional networking. However, it's crucial to assess program fit, funding availability, and post-Ph.D. career prospects in academia or related fields before making a decision.
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Mayank

Mayank Kumar  | Answer  |Ask -

Education Expert - Answered on May 09, 2023

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sir, i am a journalist in Newspaper The Hitavada over a decade and done my masters in sociology from affiliated university of Chhattisgarh with 70 percent marks. I had given NET December 2022 and scored 186 and only of 10 marks i have failed to qualify for it. once again i am preparing for NET-June 2023 but sir I want to do PhD from universities of USA. Is there is any opportunity for me to do research at sociology in US university. please help what is the process as I am living in Raipur and here no proper education consultant is available to guide me universities of US that offer PhD in sociology and how the process to get enroll there for PhD program in Sociology
Ans: There are many universities in the US that offer PhD programs in sociology. Some of the top-ranked programs include the University of California-Berkeley, Harvard University, Princeton University, and Stanford University. However, there are many other great programs to consider as well. You can start by researching universities and programs online to find the ones that are the best fit for your research interests and career goals. You can find contact information for each university's sociology department on their website, and you can also try emailing or calling them to ask questions. Applying to a PhD program in the US can be a lengthy and competitive process. You will typically need to submit transcripts, letters of recommendation, a statement of purpose, and a writing sample, among other materials. Make sure you have all of the necessary documents prepared and that you understand the application deadlines and requirements for each program you are interested in. I would also suggest to work with an education consultant

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Sushil

Sushil Sukhwani  |555 Answers  |Ask -

Study Abroad Expert - Answered on May 10, 2024

Asked by Anonymous - Apr 23, 2024Hindi
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My son is completing MSC Physics from IIT Delhi by June 2024, and he wish to do PHD from a reputed university/Institute of USA on a fully funded scholarship. Ur expert advise is solicited please.
Ans: Hello,

First and foremost, thank you for getting in touch with us. I am glad to hear that your son is completing his MSc. in Physics from IIT Delhi after which he intends pursuing his PhD from a reputed university or institute in the USA. To answer your question first, I would like to tell you that its an excellent objective to pursue a PhD in the USA on a fully funded scholarship. I would recommend that he takes the following steps into consideration:

Firstly, I would suggest that your son conducts a study on universities in USA that offer outstanding physics programs and instructors who share the same interests in research as him. Next, he should get in touch with possible advisors to convey his interest and agreement with the objectives of the project. As the next step, your son should customise application documents to the particular prerequisites of each university viz., transcripts, GRE test scores, and statement of purpose. He should also secure compelling letters of recommendation from professors who are well acquainted with him. I would also recommend that your son investigates external fellowships/scholarships as well as fully financed PhD programs. He should practice for possible program interviews. Lastly, I would suggest that he remains adaptable and persistent throughout the application procedure.

For more information, you can visit our website.

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Sushil

Sushil Sukhwani  |555 Answers  |Ask -

Study Abroad Expert - Answered on May 15, 2024

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Dear Rediff Guru!! I"m a 63 year old widow, who ventured into teaching 16 yrs ago. About 10 years previous to that, I worked 10 yrs in a non- banking finance coy as clerk and/ or cashier. I resigned that job since I had to singularily concentrate on my son"s studies. I"m still teaching. This job is on contract basis. Now my son is grown - up and independent, my elder brother, who is settled in US, is advicing me to make a move to US. The way he suggests is pursuing a Phd in any University there whereby one gets a stipend which would assist for a living and eventually getting a job and settling there in. Would I be able to do that? There are formalities here ofcourse,,,. I"m a postgraduate in German Language & Literature, Sir. I recently heard from a believable sourse that in US people get jobs in looking after Old People in Assisted Living Facilities. I would like to get an advice. Thanking You, Geethanjali Unnikrishnan, Trivandrum, Kerala, INDIA
Ans: Hello Geethanjali,

First and foremost, thank you for getting in touch with us. I am glad to hear that you have completed your postgraduate degree in German and Literature and are currently teaching and now wish to move to the USA. As an answer to your query, I would like to tell you that your application remains valid until the visa officer grants you permission to enter the United States. The first requirement is for the university to accept PHD work.

For more information, you can visit our website: www.edwiseinternational.com

You can also follow us on our Instagram page: edwiseint

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Milind

Milind Vadjikar  |649 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Nov 17, 2024

Milind

Milind Vadjikar  |649 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Nov 17, 2024

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Dear Sir, I am 53 yrs. I want to retire @60 with a INR 2.00 Cr Corps. Currently I have following SIP Total SIP 30000/- PM Axis Bluechip Fund - Regular Plan - Growth HDFC Mid-Cap Opportunities Fund - Growth Plan Aditya Birla Sun Life Pure Value Fund - Growth Option Aditya Birla Sun Life Equity Advantage Fund - Regular Growth Sundaram Mid Cap Fund Regular Plan - Growth Bajaj Finserv Flexi Cap Fund -Regular Plan-Growth Franklin India Focused Equity Fund - Growth Plan Franklin India Smaller Companies Fund-Growth HDFC Top 100 Fund - Growth Option HDFC Multi Cap Fund - Growth Option I have MF Investment @ 26.00 Lakh Current Value is @ 52.00 Lakh. I have Savings of Rs. 10.00 Lakh, PPF Rs. 5.00 Lakh, Share investment Current Market Value around Rs. 20.00 Lakhs. I don't have any Loan. Insurance INR 1.50 Cr. up age of 70. Per month earning around Rs. 1.25 Lakh. I have a Investment in real estate which can give my INR 40.00 Lakh at current Market Price & Gold Investment of INR 20.00 Lakh which I think sufficient for my daughter Marriage. Current Monthly Expense INR 40-50 K. I am in a new tax regime, so discontinue my ELSS saving and PPF Saving. Suggest how i can increase my Corpus for retirement.
Ans: Hello;

You may top-up your monthly sip by 10% every year for 7 years. This will grow into a sum of around 0.51 Cr.

The MF corpus and direct equity holdings worth 0.72 Cr today will grow into a corpus of 1.59 Cr after 7 years.

Therefore you may achieve your intended corpus of 1.59+ 0.51=2.1 Cr, 7 years from now. A modest return of 12% is assumed from MF and direct equity holdings.

2-3 years before 60 you should start moving your gains from equity funds to liquid or ultra short duration debt funds to protect it against market volatility.

Also good health care insurance for yourself and your spouse.

RE property you may sell at a later date to boost your retirement income.

Happy Investing;
X: @mars_invest

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Milind

Milind Vadjikar  |649 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Nov 17, 2024

Milind

Milind Vadjikar  |649 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Nov 17, 2024

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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