44-Year-Old Banker with 17 Years Experience Wants to Switch to Software - How?

Ans: Hi
CSE at bits is not possible, electronics & instrumentation, and the branches are possible in HYD & GOA. In NITs Raipur, Hamirpur CSE will be available. Good IITs are possible.

Ans: Hi
TOP 10 NITS are not possible as seats under EWS are very less

Ans: Hello Revanth
to help you, can you please tell your home state.

Ans: Hello Suchismita
Getting admission in COEP is highly competitive. At this percentile it seems tough.

Ans: Chances are moderate to good. Apply through your state counselling process.

Good luck.
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Radheshyam

Ans: Improving from 77 percentile to above 96 percentile in one year is highly challenging if your brother plans to drop a year. Regarding choosing a branch, please note that all branches have their own value, so the decision should depend on your brother’s interests, the domain he wishes to work in, the types of problems he wants to solve, and his long-term career plans. Growth in any field largely depends on passion, continuous skill development—both technical and soft skills—personal branding, maintaining a strong LinkedIn profile, and effective networking strategies. Considering these factors will help you and your brother choose the right branch at Thapar, which is a well-reputed university. ALL the BEST for Your Brother's Prosperous Future!

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Ans: You have not mentioned your home state. Anyway, please note, At this rank, admission to top NIT CSE or ECE branches is unlikely, but mid to lower NIT branches such as Mechanical, Civil, Production, Metallurgy, Chemical, and Biotechnology—especially at newer or Northeast NITs—may be attainable. It is also advisable to explore IIITs, GFTIs, and CSAB Special Rounds. Reviewing the last 2–3 years of JoSAA opening and closing rank data based on your category, home state, and gender will provide better insight into your chances of securing preferred branches or institutions. During JoSAA counseling, fill in as many preferred choices as possible and include 4–5 backup options from private engineering colleges to avoid relying solely on JoSAA, especially if you aim for top in-demand branches. ALL the BEST for Your Prosperous Future!

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Ans: With a CRL around 1.71 lakh, as a General male from West Bengal Home State, getting Mechanical at IIEST Shibpur or NIT Durgapur through regular JoSAA is unrealistic since in 2024 IIEST Shibpur Mechanical (HS Open) closed at rank 34,075 and NIT Durgapur Mechanical (OS Open) at 26,917. Admission to IIITs is even less likely because most do not offer Mechanical-related branches and are more competitive. JoSAA’s (opening & closing ranks) archive is the best source to review 2022–2024 trends. More feasible options include CSAB Special Rounds, selected GFTIs, and some newer or lower-demand NIT core branches if vacancies arise, such as Mechanical or Production Engineering at NIT Agartala and Mechanical at BIT Mesra. For pursuing MS abroad, focus on Mechanical, Production, or Materials at the best institute available, then build a strong CGPA, project experience, skills in CAD, controls, robotics, internships, and research. Between college reputation and niche branch, college quality combined with academic performance matters more. Also consider WBJEE counseling and good private colleges as solid backup options instead of relying only on JoSAA/WBJEE. ALL the BEST for Your Ward's Prosperous Future!

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Ans: As you are selling inherited gold, the holding period of the mother and cost of mother is considered. On long term capital gain, tax of 12.5% is applicable.

For gold acquired before April 1, 2001, you can use a valuation report from a registered valuer to establish the Fair Market Value (FMV) as of April 1, 2001. This FMV, or the actual purchase cost (whichever is higher), is considered the cost of acquisition for calculating Long-Term Capital Gains (LTCG) tax upon sale.