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Radheshyam

Radheshyam Zanwar  |6861 Answers  |Ask -

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Feb 06, 2026

Radheshyam Zanwar is the founder of Zanwar Classes which prepares aspirants for competitive exams such as MHT-CET, IIT-JEE and NEET-UG.
Based in Aurangabad, Maharashtra, it provides coaching for Class 10 and Class 12 students as well.
Since the last 25 years, Radheshyam has been teaching mathematics to Class 11 and Class 12 students and coaching them for engineering and medical entrance examinations.
Radheshyam completed his civil engineering from the Government Engineering College in Aurangabad.... more
Praneeth Question by Praneeth on Feb 05, 2026Hindi
Career

I have submitted my kcet application and I got my final copy of application and my study details are verified but I did not get any confirmation from kea tht my application is successfully completed.how can I check if my application is completed or not

Ans: Log in to the KEA KCET candidate portal and check your application status/payment status under “Application Status” or “Print Application” section. If it shows “Submitted/Confirmed” and fee paid, your application is successfully completed.

Good luck.
Follow me if you receive this reply.
Radheshyam
Career

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Hello sir I had a doubt- the KEA website has released two second round provisional results for medical and dental, one on the 10th and the other on the 20th I’ve gotten a seat in the list released on the 10th, but I didn’t get a seat allotted in the list released on the 20th And when I go to the portal, it’s showing “You are Stopped from the Cet Admission Process” I did pay the caution deposit of 1,00,000 on time What to do?
Ans: Hi Shubha,
Your concern is about the refund of the caution deposit, not about being stopped from the CET admission process.

If you have been stopped from the KEA (Karnataka Examinations Authority) CET admission process and need to get your deposited caution deposit refunded, you will likely receive it back after a deduction for a processing fee, provided that the cancellation occurs before the mop-up round and not after a final forfeiture. To claim the refund, you will need to follow specific procedures, which include providing your bank account details to the KEA and submitting required documents, such as your admission order, challan, and verification slip. The refund is typically processed to the same account from which the deposit was made and can take up to 15 working days.
Procedure:

Reasons for Being Stopped:
There are various reasons, such as cancellation of a seat, failure to join an allotted institution, or other procedural issues. The status of your deposit will depend on the specific reason for being stopped, which you haven't mentioned.

Check the Specific Refund and Forfeiture Rules:
- Before the Mop-Up Round: If you cancel before the last date for mop-up option entry, a processing fee will be deducted, and the remainder of your deposit will be refunded.
- After the Mop-Up Round or After Seat Allotment Cancellation: If you cancel after the mop-up round or if your admission is canceled, the entire deposit may be forfeited.

Based on the above information, you can initiate the refund process.

To Initiate the Refund Process:
Provide Bank Details: To receive the refund, you must furnish your bank account details to KEA as per their instructions and deadlines.

Submit Required Documents: You will need to provide documents such as your admission order, challan, and verification slip to process the cancellation and refund.

BEST REGARDS

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Dr Nagarajan J S K

Dr Nagarajan J S K   |2629 Answers  |Ask -

NEET, Medical, Pharmacy Careers - Answered on Sep 23, 2025

Asked by Anonymous - Sep 23, 2025Hindi
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Hello, sir, I had a doubt. The KEA website has released two second-round provisional results for medical and dental, one on the 10th and the other on the 20th. I’ve gotten a seat on the list released on the 10th. But l, I didn’t get a seat allotted in the list released on the 20th. And when I go to the portal, it’s showing “You are Stopped from the CET Admission Process” I did pay the caution deposit of 1,00,000 on time. What to do?
Ans: Hi,
Your concern is about the refund of the caution deposit, not about being stopped from the CET admission process.

If you have been stopped from the KEA (Karnataka Examinations Authority) CET admission process and need to get your deposited caution deposit refunded, you will likely receive it back after a deduction for a processing fee, provided that the cancellation occurs before the mop-up round and not after a final forfeiture. To claim the refund, you will need to follow specific procedures, which include providing your bank account details to the KEA and submitting required documents, such as your admission order, challan, and verification slip. The refund is typically processed to the same account from which the deposit was made and can take up to 15 working days.
Procedure:

Reasons for Being Stopped:
There are various reasons, such as cancellation of a seat, failure to join an allotted institution, or other procedural issues. The status of your deposit will depend on the specific reason for being stopped, which you haven't mentioned.

Check the Specific Refund and Forfeiture Rules:
- Before the Mop-Up Round: If you cancel before the last date for mop-up option entry, a processing fee will be deducted, and the remainder of your deposit will be refunded.
- After the Mop-Up Round or After Seat Allotment Cancellation: If you cancel after the mop-up round or if your admission is canceled, the entire deposit may be forfeited.

Based on the above information, you can initiate the refund process.

To Initiate the Refund Process:
Provide Bank Details: To receive the refund, you must furnish your bank account details to KEA as per their instructions and deadlines.

Submit Required Documents: You will need to provide documents such as your admission order, challan, and verification slip to process the cancellation and refund.

BEST REGARDS

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Asked by Anonymous - Feb 05, 2026Hindi
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I have taken early retirement from my active job of 10hrs, i have 48L of Mutual Fund 54L of Shares 30L FD and 24L LIC maturity in 2031, i have 1 daughter doing B.Tech last year and 1 son in 6 std now. Is above Investment will be sufficient for me for next 20 yrs i will withdraw 12 L yearly as SWP after 10 yrs from now & i will work as freelancer for my monthly expenses of 60K & 40K SIP till next 10 years. Please advise is the corpus is fine.
Ans: Hi,

Congratulations on your early retirement. It is really good that you'll do freelance work for next 10 years to cover your monthly expenses of 60,000 rupees.
- If you will continue the SIP of 40k for upcoming 10 years, your total mutual fund corpus would become 2 crores.
- current stock portfolio needs to be safely moved to mutual funds as direct stock investment is very risky. it needs porper research and entry exit and any mistake can cause a huge drop in the numbers. kindly consider reallocating 50 lakhs into hybrid mutual funds.
- LIC maturities should be parked in a mix of debt and hybrid funds so as to create proper diversification wrt risk.
- Properties are good investment, can hold.

These can cover your expenses for next 20 years. Make sure to follow the right investment strategy.

However, to cover cost of higher education of your son, consider investing more wrt to that particular goal.

And it is extremely important for you to take an expert advice wrt your indivdual profile. Hence do consult a professional Certified Financial Planner - a CFP who can guide you with exact funds to invest in keeping in mind your age, requirements, financial goals and risk profile. A CFP periodically reviews your portfolio and suggest any amendments to be made, if required.

Let me know if you need more help.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

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Reetika Sharma  |604 Answers  |Ask -

Financial Planner, MF and Insurance Expert - Answered on Mar 18, 2026

Asked by Anonymous - Feb 05, 2026Hindi
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I have taken early retirement at 54 age, My Total Investment is 2 flat worth of 1.4 CR, Gold 90L, shares 54L Mutual Fund 50L FD 30L LIC maturing in 2031 20L, 2040 20L. 1 flat Rent earning 20K monthly, i will work freelancer for next 10 yrs to earn monthly expenses now My monthly Expenses 60K and MF SIP of 40K looking at above Investment will it be sufficient for next 20 yrs
Ans: Hi,

Congratulations on your early retirement. It is really good that you'll do freelance work for next 10 years to cover your monthly expenses of 60,000 rupees.
- If you will continue the SIP of 40k for upcoming 10 years, your total mutual fund corpus would become 2 crores.
- current stock portfolio needs to be safely moved to mutual funds as direct stock investment is very risky. it needs porper research and entry exit and any mistake can cause a huge drop in the numbers. kindly consider reallocating 50 lakhs into hybrid mutual funds.
- LIC maturities should be parked in a mix of debt and hybrid funds so as to create proper diversification wrt risk.
- proeprties are good investment, can hold.

These can cover your expenses forever. Make sure to follow the right investment strategy.
However it is extremely important for you to take an expert advice wrt your indivdual profile. Hence do consult a professional Certified Financial Planner - a CFP who can guide you with exact funds to invest in keeping in mind your age, requirements, financial goals and risk profile. A CFP periodically reviews your portfolio and suggest any amendments to be made, if required.

Let me know if you need more help.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

...Read more

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