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Dr Nagarajan J S K

Dr Nagarajan J S K   |3159 Answers  |Ask -

NEET, Medical, Pharmacy Careers - Answered on Sep 23, 2025

Dr Nagarajan JSK is an associate professor and former head of medical research at the JSS College of Pharmacy, Ooty.
He has over 30 years of experience in counselling students towards making the right career choices, particularly in the field of pharmacy.
As the JSS College placement officer, he has helped aspiring professionals prepare for and crack job interviews.
Dr Nagarajan holds a PhD in pharmaceutical sciences from the JSS Academy of Higher Education And Research, Mysore, and is currently guiding five PhD scholars.... more
Asked by Anonymous - Sep 23, 2025Hindi
Career

Hello, sir, I had a doubt. The KEA website has released two second-round provisional results for medical and dental, one on the 10th and the other on the 20th. I’ve gotten a seat on the list released on the 10th. But l, I didn’t get a seat allotted in the list released on the 20th. And when I go to the portal, it’s showing “You are Stopped from the CET Admission Process” I did pay the caution deposit of 1,00,000 on time. What to do?

Ans: Hi,
Your concern is about the refund of the caution deposit, not about being stopped from the CET admission process.

If you have been stopped from the KEA (Karnataka Examinations Authority) CET admission process and need to get your deposited caution deposit refunded, you will likely receive it back after a deduction for a processing fee, provided that the cancellation occurs before the mop-up round and not after a final forfeiture. To claim the refund, you will need to follow specific procedures, which include providing your bank account details to the KEA and submitting required documents, such as your admission order, challan, and verification slip. The refund is typically processed to the same account from which the deposit was made and can take up to 15 working days.
Procedure:

Reasons for Being Stopped:
There are various reasons, such as cancellation of a seat, failure to join an allotted institution, or other procedural issues. The status of your deposit will depend on the specific reason for being stopped, which you haven't mentioned.

Check the Specific Refund and Forfeiture Rules:
- Before the Mop-Up Round: If you cancel before the last date for mop-up option entry, a processing fee will be deducted, and the remainder of your deposit will be refunded.
- After the Mop-Up Round or After Seat Allotment Cancellation: If you cancel after the mop-up round or if your admission is canceled, the entire deposit may be forfeited.

Based on the above information, you can initiate the refund process.

To Initiate the Refund Process:
Provide Bank Details: To receive the refund, you must furnish your bank account details to KEA as per their instructions and deadlines.

Submit Required Documents: You will need to provide documents such as your admission order, challan, and verification slip to process the cancellation and refund.

BEST REGARDS
Career

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Dr Nagarajan J S K

Dr Nagarajan J S K   |3159 Answers  |Ask -

NEET, Medical, Pharmacy Careers - Answered on Sep 23, 2025

Career
Hello sir I had a doubt- the KEA website has released two second round provisional results for medical and dental, one on the 10th and the other on the 20th I’ve gotten a seat in the list released on the 10th, but I didn’t get a seat allotted in the list released on the 20th And when I go to the portal, it’s showing “You are Stopped from the Cet Admission Process” I did pay the caution deposit of 1,00,000 on time What to do?
Ans: Hi Shubha,
Your concern is about the refund of the caution deposit, not about being stopped from the CET admission process.

If you have been stopped from the KEA (Karnataka Examinations Authority) CET admission process and need to get your deposited caution deposit refunded, you will likely receive it back after a deduction for a processing fee, provided that the cancellation occurs before the mop-up round and not after a final forfeiture. To claim the refund, you will need to follow specific procedures, which include providing your bank account details to the KEA and submitting required documents, such as your admission order, challan, and verification slip. The refund is typically processed to the same account from which the deposit was made and can take up to 15 working days.
Procedure:

Reasons for Being Stopped:
There are various reasons, such as cancellation of a seat, failure to join an allotted institution, or other procedural issues. The status of your deposit will depend on the specific reason for being stopped, which you haven't mentioned.

Check the Specific Refund and Forfeiture Rules:
- Before the Mop-Up Round: If you cancel before the last date for mop-up option entry, a processing fee will be deducted, and the remainder of your deposit will be refunded.
- After the Mop-Up Round or After Seat Allotment Cancellation: If you cancel after the mop-up round or if your admission is canceled, the entire deposit may be forfeited.

Based on the above information, you can initiate the refund process.

To Initiate the Refund Process:
Provide Bank Details: To receive the refund, you must furnish your bank account details to KEA as per their instructions and deadlines.

Submit Required Documents: You will need to provide documents such as your admission order, challan, and verification slip to process the cancellation and refund.

BEST REGARDS

..Read more

Latest Questions
Ramalingam

Ramalingam Kalirajan  |11205 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Jun 17, 2026

Money
Sir - Kindly enlighten me whether SIP or onetime lumpsum investment is the best, while investing in MFs . Thank you.
Ans: It is good that you are thinking about the investment method rather than simply investing. The answer is that both SIP and lump sum have their place, depending on your financial situation and market conditions.

» When SIP May Be Better

SIP is suitable when you receive income monthly.
It brings investment discipline.
It reduces the risk of investing a large amount just before a market correction.
It helps average out the purchase cost over time.
It is particularly useful for long-term goals such as retirement, children's education, and wealth creation.

For most salaried investors, SIP is usually the preferred route because investments happen gradually alongside regular income.

» When Lump Sum May Be Better

Lump sum investing can be considered when you receive a large amount at one time, such as a bonus, inheritance, gift, retirement benefit, or sale proceeds from an asset.
If you have a long investment horizon and the money is not required for many years, a lump sum investment may create greater wealth because the entire amount starts compounding immediately.
However, the timing risk is higher.

» Which Has Created More Wealth Historically?

Over long periods, markets generally move upward despite temporary corrections.
Therefore, when a sizeable amount is already available, lump sum investing has often produced better results than spreading the same money over many months.
The reason is simple: more money remains invested for a longer period.

However, this advantage comes only when the investor can tolerate market volatility.

» A Practical Approach

For monthly savings from salary, continue through SIPs.
For large one-time amounts, consider investing systematically over a reasonable period if market volatility worries you.
Do not keep long-term investment money idle in savings accounts waiting for the "perfect" market level. Such opportunities are usually visible only in hindsight.

» Final Insights

SIP is not superior to lump sum in every situation.
Lump sum is not superior to SIP in every situation.
SIP is ideal for regular monthly income.
Lump sum is suitable when a large amount is already available for long-term investment.
The best strategy is often a combination of both, depending on the source of money and your comfort with market fluctuations.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

https://www.linkedin.com/in/ramalingamcfp/

...Read more

Radheshyam

Radheshyam Zanwar  |8258 Answers  |Ask -

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jun 17, 2026

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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