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Nayagam P P |11161 Answers |Ask -Follow

Career Counsellor - Answered on Jun 29, 2025

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Asked by Anonymous - Jun 29, 2025Hindi

Career

Sir I scored 120 marks in my IISER aptitude test is there any chance of getting into IISER

Ans: With 120 marks in the IISER Aptitude Test 2025, you are on the borderline for admission to the newer IISERs. The expected cutoff for IISER Pune is 120–130, IISER Kolkata 115–125, IISER Mohali 110–120, IISER Bhopal 105–115, IISER Tirupati 100–110, and IISER Berhampur 95–105. For highly sought institutes like IISER Pune and Kolkata, your chances are slim but possible if cutoffs dip slightly; for IISER Mohali, Bhopal, Tirupati, and Berhampur, your score is above or at the expected cutoff, making admission quite likely, especially in later counselling rounds. Final allotment will depend on your category, rank, and seat availability, but you are eligible for the counselling process and should list all IISERs in your preference order.

Recommendation: You have a good chance of getting into IISER Mohali, Bhopal, Tirupati, or Berhampur with 120 marks; participate actively in counselling and fill all choices for the best outcome. All the BEST for the Admission & a Prosperous Future!

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Nayagam P P |11161 Answers |Ask -Follow

Career Counsellor - Answered on Jun 30, 2025

Question by Sushanth - Jun 29, 2025Hindi

Career

Hello sir I have secured a rank of 8000 in general category in IISER APTITUDE TEST Is there any chance of getting into any IISER

Ans: Sushanth, With a general category rank of 8,000 in the IISER Aptitude Test (IAT) 2025, there is no realistic chance of admission to any IISER. The latest official and predicted closing ranks for the general category are much lower: IISER Berhampur (the newest and least competitive) closed at 3,576 in 2024, while other IISERs like Tirupati, Mohali, Bhopal, and Thiruvananthapuram closed between 2,600 and 3,500. Even in the final rounds, no IISER has extended general category admissions beyond 3,600 in recent years, and with rising applicant numbers and stable seat matrices, cutoffs are expected to remain highly competitive. All IISERs maintain essential standards: highly qualified faculty, advanced labs, strong research culture, industry partnerships, and robust placement support, but these are accessible only within the cutoff range.

Recommendation: Admission to any IISER is not possible with a general category rank of 8,000; focus on alternative science programs at state universities, private institutes, or other national research universities where your rank and academic strengths will be better aligned for quality science education and research opportunities. All the BEST for the Admission & a Prosperous Future!

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Dr Dipankar Dutta |1874 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Jul 19, 2025

Question by RAJARSHI - Jul 19, 2025Hindi

Career

IAT SCORE 120 WITH A GENERAL CATEGORY RANK OF 7864. IS THERE ANY CHANCE OF GETTING INTO ANY IISER ?

Ans: Its a borderline case. Participate in counselling. Its free

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Mayank Chandel |2704 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Apr 27, 2026

Asked by Anonymous - Apr 27, 2026Hindi

Career

Sir mere up board me 65.2 precentage aur jee mains me 71precentile aaye hai aur mai sc category ka student hu to kya mujhe sir jee advanced exam me baithne diya jayega ya nahi please sir reply

Ans: Hi
Aapka UP Board: 65.2%
JEE Advanced dene ke liye:
SC/ST candidates ke liye minimum 65% required hota hai
Aap 65.2% ke saath eligible ho

Nayagam P P |11161 Answers |Ask -Follow

Career Counsellor - Answered on Apr 27, 2026

Question by H - Apr 27, 2026Hindi

Career

My son is going to appear in COMEDK 2026. he belongs to Haryana and passed 12 from Delhi in 2025. Plz suggest us the preference list of best Engineering colleges in Bangalore under COMEDK for CSE.

Ans: Order of preference: (1) RVCE (2) BMSCE (3) MSRIT (4) Dayanand Sagar (5) PES (to separately register with JEE Main Score) (6) CMR University (7) NITTE Meenakshi & (8) BIT. ALL the BEST for Your Son's Prosperous Future!

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Mihir Tanna |1110 Answers |Ask -Follow

Tax Expert - Answered on Apr 27, 2026

Asked by Anonymous - Apr 08, 2026Hindi

Money

Hi Sir, I have this month sold one of my Flat which I had received in Redevelopment against my House in year August 2021 and hence, valuation on my earlier agreement was ZERO.. The Government Valuation of same Flat is about 22 lakh, whereas I have Sold same Flat with On Paper amount of 32 lakh (i.e. 10 lakh above Valuation). So First of all what will be the Taxable amount on my Flat. Will it be 32 lakh as there is no amount mentioned at the Time of Registration with developer, Or will it be 10 Lakh. Also request you to kindly advise options for Saving the Taxable amount.

Ans: Property owners in a redevelopment project are generally liable to pay Capital Gains Tax on hand over of property for redevelopment and liable to pay tax in the financial year the Occupancy Certificate (OC) or Completion Certificate is received. The capital gain is the difference between the Stamp Duty Value (SDV) of the new flat (plus any cash compensation) and the indexed cost of acquisition of the old flat. Accordingly, when new flat is sold, Stamp Duty Value (on which tax is already paid) becomes the cost of acquisition.

I understand that you have not paid tax at the time of hand over of property for redevelopment, accordingly, it is advisable to contact tax consultant.

Nayagam P P |11161 Answers |Ask -Follow

Career Counsellor - Answered on Apr 27, 2026

Question by Keshav - Apr 26, 2026Hindi

Career

Hello Sir, My son got 164 in MET Manipal & 285 out of 300 in PCM in PU board, what will be his chance of getting CSE in Manipal main campus

Ans: Keshav Sir, CSE in Manipal main campus is realistically possible, especially in later counselling rounds. Fill preference order as: CSE → CSE (AI/ML related) → CSE Financial Technology → Mathematics & Computing → IT-related branches → ECE as backup. Have 3-4 other backup options also instead of relying solely on MIT. ALL the BEST for Your Son's Prosperous Future!

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Mihir Tanna |1110 Answers |Ask -Follow

Tax Expert - Answered on Apr 27, 2026

Question by Sathyapriyan - Apr 21, 2026Hindi

Money

Sir, I have earned Rs.30000 as short term capital gains from redemption of Silver ETF FOF type of MF in FY 2025-25. My total annual income in FY 2025-26 from salary, pension, bank interest and including STCG amount of Rs .30000 from Silver ETF FOF type of MF is lesser than Rs.12 lakhs for which I think Section 87A benefit available. Is my assumption correct? Or should I pay tax on STCG amount of Rs.30000 for FY 2025-26?

Ans: Gains from a Silver ETF Fund of Funds (FoF) are taxed according to the investor's income tax slab rate if held for 24 months or less and accordingly, 87A rebate is available

Mihir Tanna |1110 Answers |Ask -Follow

Tax Expert - Answered on Apr 27, 2026

Question by Sanjay - Apr 26, 2026Hindi

Money

Dear Sir, My name is Sanjay Shah. I retired on 31/3/2025 at the age of68 years. I have contributed to the Employees' Provident Fund until my retirement date. I have not withdrawn my pension amount until the retirement date. In June 2025, i applied for my Provident Fund (PF) amount, which I received subsequently. I applied, in November 2025, my pension amount, under Employees' Pension Scheme, (EPS) from November 2014 (pension eligible date) till pension retirement date, which i received on 10/2/2026 accumulated pension amount of Rs.3,29,448. There were no salary in the current year (2025-26), as i retired on 31/3/2025. Now my question is that this pension amount of Rs.3,29,448 can be considered as pension / salary and basic deduction of Rs.75,000 eligible ? for Income Tax calculation purposes. I have an income of approximately Rs.25 lakhs from FD interest, Bond interest, dividend from Company / MF etc. etc. This is for your informatioin. Hope to receive your reply asap. Thanks and regards. Sanjay Shah.

Ans: A pension received after retirement is eligible for a standard deduction of ?75,000 under the new tax regime, as it is treated as "Income from Salaries". If opting for the old tax regime, the deduction is ?50,000.

Mayank Chandel |2704 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Apr 27, 2026

Question by Parunandi - Apr 27, 2026Hindi

Career

hello sir i am awaiting for the answer

Ans: Hello
But you never asked any questions

Mayank Chandel |2704 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Apr 27, 2026

Asked by Anonymous - Apr 27, 2026Hindi

Career

58515 is my son rank in GEN_EWS and jee mains score is 75% . Home state maharashtra. Can he get admission in IIIT or NIT

Ans: Hello
Admission through josaa is not possible at this score sir.

Pradeep Pramanik |268 Answers |Ask -Follow

Career And Placement Consultant - Answered on Apr 27, 2026

Asked by Anonymous - Apr 26, 2026Hindi

Career

My son hot jee mains Air rank 8358 with 99.487 percentile. general category Telangana state please advice which college to prefer for suitable soft wear placement

Ans: Dear , The AIR i'n JEE Main 8356 is not bad . You may opt for NIT Warangal but keep the options for other locations open.

Pradeep Pramanik |268 Answers |Ask -Follow

Career And Placement Consultant - Answered on Apr 27, 2026

Question by Sst - Apr 26, 2026Hindi

Career

My sons JEE mains rank is 31800. What are the chances to secure ECE/ EE/CSE in NITS

Ans: Dear SST , The CRL 31800 is not bad , You may opt in the following order CSE , ECE EE for NITs.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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