I retired from Nationalised Bank 4 years back and have experience of 36+ years in different capacities as Agriculture Officer, Branch Head, Administrative Office to DGM covering Financial Inclusion, Rural Development, Inspection & audit, compliance and NPA Management & Recover. My last posting was at ZAO Head covering Audit & Inspection Works and my last designation was in the capacity as Deputy General Manager. In which fields, now can I put my services?

Ans: Dear Anonymous,
What do you mean by "marry her in the future?" Aren't you already married? Are you planning on divorcing your wife? Because that's the only way you can marry this person you have only met twice and is also barely an adult.

I would suggest focusing on your marriage and your kid. If necessary, speak to your wife and figure out what's lacking in your marriage that you are seeking romantic feelings outside of it. You can even consider seeing a marriage counselor. Doing what you are doing without your partner's knowledge isn't moral.
Hope this helps.

Ans: Dear Anonymous,
It is truly important for all, regardless of their gender, to have financial independence. So, I would first suggest you focus on getting a job. And then you might have more strength in your proposal to marry the person you love, and even your parents will know that you can take care of yourself in case the alliance does not go well. I know it hurts you that your parents are not considering your feelings, but I urge you to understand that they are doing everything in your best interest.

Hope this helps.

Ans: Dear Anonymous,
I understand that you are hurt and the complexities of the hearts might be difficult sometimes to grasp. The first reason for your sorrow, her past relationship, and the fact that she was physically intimate with them is not completely justifiable. Though I understand that you feel hurt because she did not disclose it to you, still it should not matter so much as to ruin your present relationship. And whether she will open up about such sensitive details is actually up to her. It has nothing to do with how much she loves you or trusts you. Please understand that.

Now coming to the next thing, the fact that she is still in touch with them and has even met one of them, that is slightly concerning. It would have been okay if she did that openly- please understand that I am not saying she should have asked for your permission, but rather discuss the same with you. Moreover, in a relationship, it is also important to understand how much your partner is comfortable with- goes for both men and women. If you are uncomfortable with her relationship with her exes, she should consider that. I would have said the same if the table was turned. I suggest you have a clear conversation with her and express how you feel about this situation- depending on how she reacts and how the conversation goes, you both can think about the next step.

Hope this helps.

Ans: Hi!!

This was my article in Rediff on world Youth Skills Day.... hope this helps !

https://www.rediff.com/getahead/report/world-youth-skills-day-5-skill-lessons-for-you/20240715.htm

All the best!!

Ans: Salary paid to driver and fuel expenses by employee, reimbursed by employer was never part of income. Said reimbursement was not an income if car is used purely for official purpose and car is owned by employee.

Ans: No change is proposed in Budget 2025 for cess and 44AD limits

Ans: For property sold after 23rd July 2024, TDS u/s 195 is revised from 20% to 12.5% plus applicable surcharge and cess which is near to 15%

Ans: No, rebate of 87A (upto 60000 of tax amount) is available only if your taxable income is upto 12 lacs

Ans: Hello Antin
Your nephew has too many different criteria. Domicile & caste certificates are usually issued by verifying the father's documents. Since his 12th is from CBSE gulf, we need to check in which division of CBSE it falls.
Else AIQ, deemed & Managment seats will be the only option.

In NEET Maharashtra counselling they want 10th & 12th from Maharashtra only then only they consider for state seats.
I have handled few cases where is parent kept students in boarding program for 10th in other state & then 12th from Maharashtra. they even have caste certificate & domicile made for the student, but they were not alotted state seats.