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Geeta

Geeta Ratra  | Answer  |Ask -

Visas, Study Abroad Expert - Answered on Nov 07, 2023

Geeta Ratra has been an immigration expert for more than two decades and has strong knowledge of international immigration policies and procedures. She is vice president, operations, at Abhinav Immigration Services. Besides visa and immigration services, they also provide study abroad advice that includes application assistance, counselling and university shortlisting.... more
Asked by Anonymous - Oct 01, 2023Hindi
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Career

I want to pursue ph d biology or biotech course in foreign universities of America or German

Ans: That's a great goal! Both the USA and Germany have excellent options for Ph.D. programs in biology and biotechnology. Research specific universities and their admission requirements for a tailored approach.
for more information, please visit our website.
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Sushil

Sushil Sukhwani  |560 Answers  |Ask -

Study Abroad Expert - Answered on Nov 24, 2023

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Career
Sir/ma'am I am undergraduate holding an mbbs degree nd want to pursue MD from abroad in English medium from Germany.
Ans: Hello Vivek,

To begin with, thank you for contacting us. I am happy to hear that you already hold an MBBS degree and now wish to pursue a Doctor of Medicine (MD) degree abroad. To answer your question first, I would like to tell you that owing to the well-known healthcare system and top-notch education in Germany, pursuing an MD degree in the country can be a wise decision.

You would be glad to know that international students can choose from a vast array of English-medium MD programs offered in Germany. Nevertheless, the procedure may entail a few steps. To begin with, you ought to make sure that the relevant authorities in Germany acknowledge your MBBS degree. Remember that even though a number of MD programs in Germany are taught in the English language, you will be required to demonstrate your fluency in the language through appearing for tests viz., the TOEFL or IELTS. In addition, you might also need to demonstrate your ability to speak German. I would recommend that you conduct an all-round study and shortlist universities that offer Doctor of Medicine (MD) programs in order to select the one that best resonates with your interests, you should fulfill their unique prerequisites for admission. Not just that, I also suggest that you acquaint yourself with the financial considerations, guidelines for obtaining a visa, as well as any requirements to be met in order to practise medicine in the country (Germany) upon earning your MD degree.

I would like to tell you that enrolling in an MD program overseas calls for careful planning, comprehending the prerequisites, as well as requires you to adjust to a new academic and cultural setting. You will be able to gain exposure to a variety of medical practices, as well as widen your horizons in the field, thus, it offers an excellent chance for both, individual and career development.

For more information, you can visit our website.

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Milind

Milind Vadjikar  |741 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Dec 03, 2024

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Money
What happens when a Mutual Fund company shuts down / gets sold off?
Ans: Hello;

If a mutual fund company gets sold or fails, the process is prescribed by SEBI:

In case MF company is Sold,
The new fund house may:
1. Continue the scheme with a new name and management.

2. Merge the scheme with similar funds and offer investors the option to exit without any exit load.

In case MF company shuts down,
The fund house will:
1. Pay out investors based on the fund's last recorded Net Asset Value (NAV) and the number of units the investor holds, after deducting expenses.

2. If the company is not in a position to do so then SEBI may liquidate the funds assets and distribute the proceeds to unit holders.

It is also pertinent to note that mutual fund regulation in India is one of the most stringent and hence best, from investor's point of view, globally.

This is not just in theory. We have seen how the Franklin Templeton abrupt closure of debt funds was handled with surgical precision, by SEBI, with no loss to unitholders.


Skin in the game regulation mandates that 20% salary of key mutual fund personnel and fund managers is paid in terms of units of their funds with a 3 year lock-in.

The stocks and bonds purchased by the AMC for the fund are held by a custodian, appointed by the trust that administers the fund.

The trust engages into a investment management agreement with the AMC for managing the fund as per their mandate and within regulatory guidelines.

Registrar and Transfer Agents handle the investor registration,kyc, maintaining records, providing account and tax statements etc.

Happy Investing;
X: @mars_invest

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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