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Is B.Tech + M.Tech in Feed and Agriculture Engineering the right choice for my son?

Prof Suvasish Mukhopadhyay |115 Answers |Ask -Follow

Career Counsellor - Answered on Nov 15, 2024

Professor Suvasish Mukhopadhyay, fondly known as ‘happiness guru’, is a mentor and author with 33 years of teaching experience.
He has guided and motivated graduate and postgraduate students in science and technology to choose the right course and excel in their careers.
Professor Suvasish has authored 47 books and counselled thousands of students and individuals about tackling challenges in their careers and relationships in his three-decade-long professional journey.... more

Question by Manvir on Nov 15, 2024Hindi

Career

Hi Prof. My son is doing B.tech +M.tech In feed & Agreeculture engg. Can you guide whether This is the right decision or not to pursue this stream. Pls. guide me the future of this subject , where is the scope of this subject.Pls. advise

Ans: He can't leave the M.Tech programme suddenly. If he is interested in teaching he can pursue Ph.D after this. If he is interested in admin type jobs he can prepare for state PSC exam. I am ruling out UPSC. UPSC is a trap. Many good students lost their future for trying for UPSC continuously for 4-6 years and their complete youth is lost. If he wants to be in the field of agriculture then he can opt for teaching or research. If he wants admin job then he can try for state PSCs, Banking jobs and private sectors. All the best to your son. MAY GOD BLESS HIM. Professor..........:)

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Question by Jagdeep - Jul 25, 2024Hindi

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Sir my son has got admission in Electronics Engg.(VLSI design and technology). What is the scope and future?

Ans: Hi Jagdeep
It is a very good branch, with huge scope in the coming time, as India is going into chip making where in VLSI will be in huge demand.

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Prof Suvasish Mukhopadhyay |115 Answers |Ask -Follow

Career Counsellor - Answered on Nov 15, 2024

Asked by Anonymous - Nov 14, 2024Hindi

Career

Dear sir, I have been working in pharma segment n I have a terrible experience to share almost 5–6 companies have not settle my genuine dues of salaries and expenses. Some are almost 5–8 yrs old n the latest one is almost 75 days old. Some have some special statements written on there appointment letters, which gives them freedom , and others seem to have no concerns at all. I cannot take legal action against them as a don't have so much money. In the latest episode, my company says that they cannot give me my full n final till the time stockist does not pays his dues to the company. In this regards, I want to inform you that 1 I have no dues on the stockist 2 I have returned all my property 3 companies settlement time is of 45 days 4 after fighting so long I have received one part as salary but expenses are still held they say that they will only settle my dues when the stockist pays his pending payments. 1 I have no dues certificate from all stockists 2 And my views on this is 1 I'm not in organization now, how am I responsibile for the old payments of my time, because it's responsibility of the current staff to follow up for his secondary n payments 2 party's due on company is around rs 46000 but stockist already has non sellable goods of rs 70000 in his shelf . 3 the current staff do not meet the stockist, help in liquidation of stocks or clearing payments. Kindly help me with your detailed view in how to get my ffs from this organization as I have 1 written several times on main with no proper response. 2 I have called many times to hr n concerned managers but they repeat same thing, ie payments of one stockist Kindly help me with solution to get my ffs from this n old pharma companies. Thanks Jasvinder singh

Ans: You need legal support. Please contact senior advocate Mr. Tanoj Joshi with my reference. Search about him in LINKEDIN.
He is a very good person and he won't charge you much if you give my reference. Please give me the update. Best of luck. MAY GOD BLESS YOU. Professor...........................:)

Dr Dipankar Dutta |685 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Nov 15, 2024

Asked by Anonymous - Nov 14, 2024Hindi

Career

Hello Sir My son is in second year of Electronics and Instrumentation control in Thapar. Kindly suggest some courses so that he may be able to get good placement

Ans: PLC & SCADA Programming, Python Programming, IoT (Internet of Things) etc

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Tech Careers and Skill Development Expert - Answered on Nov 15, 2024

Asked by Anonymous - Nov 15, 2024Hindi

Career

Hello Sir/Mam , I m currently studying at MSRIT(Ramaiah) , Bangalore, I m in Cse last year I was in Bit Mesra but due to some circumstances I dropout at last , now jee advanced a week back announced to give 3 attempts including 12th , so should I try to give jee again or continue , I m in a dilemma ... plz elaborate

Ans: If you are content with MSRIT’s program, progressing well academically, and preparing for placements, I suggest continuing at MSRIT and focusing on excelling in your current opportunities.
If you are deeply passionate about studying at an IIT or want to switch to a more specialized field, and you are confident about significantly improving your JEE rank, you could consider retaking the exam.

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Question by Manvir - Nov 15, 2024Hindi

Career

Hi Prof. My son is doing B.tech +M.tech In feed & Agreeculture engg from IIT Kharagpur . Can you guide whether This is the right decision or not to pursue this stream. Pls. guide me the future of this subject , where is the scope of this subject.Pls. advise

Ans: This field plays a critical role in addressing global challenges related to food security, sustainable agriculture, and technological advancements in farming but from career perspective the scope in very limited in India. If he can do PhD from foreign universities then he can compete globally.

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Question by Mukund - Nov 15, 2024Hindi

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I have 12th in cbse with physics chemistry maths. Can I add biology to my 12 th using nios??

Ans: Yes, you can add Biology to your 12th-grade qualifications through the National Institute of Open Schooling (NIOS)

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Tech Careers and Skill Development Expert - Answered on Nov 15, 2024

Asked by Anonymous - Nov 15, 2024Hindi

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Hello Sir My child would like to take PCMB in 10+1 and want to pursue his career from IISER after 12th. Kindly suggest a good institute from where he can take regular physical coaching for the preparation of IAT exams.

Ans: Impossible to sagest physical coaching institute without knowing location

Radheshyam Zanwar |1042 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Nov 15, 2024

Asked by Anonymous - Nov 15, 2024Hindi

Career

Please share a list of engineering colleges having the following criteria 1.good placement in BTech CSE, ECE etc, having median salary package more than 10 LPA. 2. Taking consideration of 12th marks with JEE Rank/percentile. for admissionlm

Ans: Hello.
Sorry to say, it is impossible to list the names of engineering colleges spread across the country as per your demand. There are hundreds of colleges in India, where students are getting placements more than 10 LPA. It would be better to ask your ward to score more in the JEE (Main) examination and get admission to the top engineering college. The total game is dependent on the score in the JEE examination. Today's 10 LPA will have less value after 4-5 years. Along with JEE, ask your ward to appear for the respective state engineering test also. If he/she scores less in JEE, then the other option will remain open. Many students make the mistake of focusing only on JEE and ignoring the state-level engineering examination. At a later stage, they get disappointed when they score less in JEE. Best of luck to your ward for the upcoming JEE examination.

If satisfied, please like and follow me.
If dissatisfied with the reply, please ask again without hesitation.
Thanks.

Radheshyam

Ramalingam Kalirajan |7028 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Nov 15, 2024

Asked by Anonymous - Nov 15, 2024Hindi

Money

Sir, Im 54 yrs, present monthly take home pay in hand of Rs.2.5Lacs after all I.Tax etc. deductions. Car EMI till Dec 2026 to be paid will be Rs.5000 per month. Have Health Insurance cover for 25 lacs, Term Insurance for Rs.2Crores but no Life Insurance cover. Monthly SIP is Rs.1Lac. Had made a lump-sum investment of Rs.55Lacs in Mutual Fund which is now valued around Rs.75Lacs. I'm not able to save anything beyond this due to family responsibilities and have to start repaying my son's education loan of Rs.20Lacs which would commence after 2.5 years (as he is studying now). Can you please let me know how much of corpus I might have at the time of my retirement if I continue to work till the age of 58years? Regards

Ans: Based on the information you’ve shared, let us assess your situation and provide insights into your potential retirement corpus.

Current Financial Position
Take-home salary: Rs. 2.5 Lacs per month
Car EMI: Rs. 5,000 per month (ending Dec 2026)
Health insurance: Rs. 25 Lacs
Term insurance: Rs. 2 Crores
Monthly SIP: Rs. 1 Lac
Lump-sum investment in mutual funds: Rs. 75 Lacs (current value)
Education loan repayment: Rs. 20 Lacs starting after 2.5 years
Retirement age: 58 years (4 years from now)
Assumptions for Projection
Your SIP of Rs. 1 Lac per month continues until retirement.
Your lump-sum mutual fund investment grows at an assumed annual rate of 10%.
Monthly SIP investments grow at an assumed annual rate of 10%.
Education loan repayment starts in 2.5 years. Let’s consider this doesn’t disrupt your SIPs.
Estimated Retirement Corpus
1. Growth of Existing Lump-Sum Investment
Current value: Rs. 75 Lacs
Growth for 4 years at 10%: Approximately Rs. 1.1 Crores
2. Future Value of Monthly SIPs
SIP: Rs. 1 Lac per month
Duration: 48 months (4 years)
Growth at 10%: Approximately Rs. 63 Lacs
Total Corpus at Retirement
Lump-sum mutual fund value: Rs. 1.1 Crores
SIP investments: Rs. 63 Lacs
Total corpus: Rs. 1.73 Crores
Recommendations
Education Loan Repayment: The repayment may require adjustments in your budget. Consider partial withdrawals or rebalancing investments if necessary to avoid disrupting your SIPs.
Increasing Savings: Once your car loan ends in 2026, channel the Rs. 5,000 EMI into SIPs to further enhance your corpus.
Financial Review: Regularly review your investments and retirement goals with a Certified Financial Planner to ensure alignment with market conditions.
Final Insights
If your investments grow at an average rate of 10%, you may have a retirement corpus of approximately Rs. 1.73 Crores by age 58. Focus on maintaining your SIP contributions and ensuring liquidity to manage upcoming education loan repayments effectively.

Best Regards,
K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

Nayagam P P |3908 Answers |Ask -Follow

Career Counsellor - Answered on Nov 15, 2024

Question by MEHARBAN - Oct 17, 2024Hindi

Career

Sir, I am a 42 years old financial professional and having 18 years experience. Now I am well settled in India but having some liabilities such as housing loan etc and responsibility of my two kids. I always wanted to move abroad (Europe) for a better life. Now if I leave for abroad, I have not idea whether can I get settled over there ? it can also disturb my present financial position. Kindly guide what should I do?

Ans: Meharban Sir, Thank you for your question. I have responded to a similar question recently. You may check my answer here
If you are looking for more details, I would be happy to assist/guide you. All the BEST for Your Prosperous Future.

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