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BBA vs BBM vs BMS: Which Course is Best for My Son?

Nayagam P

Nayagam P P  |3817 Answers  |Ask -

Career Counsellor - Answered on Sep 04, 2024

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Asked by Anonymous - Aug 30, 2024Hindi
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Career

Mr Nayagam, my son is in class 9. He wants to study business management. There is BBA, BBM and BMS. Can you please explain the difference between these courses? Which one is better in terms of learning and career opportunities? Or should he study BCom and then do MBA. Please suggest. We are based out of Chennai.

Ans: You can pursue either BBM or BCom, preferably in Hons. Secondly, it is highly advisable to target NIRF-Ranked top colleges with good placement records for his UG through entrance exams like CUET (for Top Central/State Universities) and also of Private Colleges such as Christ, Amity, LPU, UPES, Graphic Era, Anna University, Kalinga, Birla, Saveetha, Thiagarajar, PSG etc.

Your son should start preparing for Entrance Exams from 9th end itself to get admission into any one of the top colleges and also he should be very strong in Maths. Shortlist around 10-15 colleges (NIRF Ranked with good reputation & placement records) and make him appear for minimum 5-7 entrance exams to have options to choose most suitable one for him (instead of relying on 1-2 entrance exams only). Again for MBA, he should prepare well for getting admission into IIM etc. All the BEST for Your Son's Bright Future.

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Asked by Anonymous - Jul 28, 2023Hindi
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My son is now in Class XII Commerce in a CBSE school. He has an ambition of doing MBA from a good Management School. He got 90% in class X of CBSE. Please advise, from career perspective, if he should pursue for B Com or BBA course after his completing the Class XII exam . Please advise the Entrance tests he should pursue to get admission into Institute of repute for the courses , i.e. B COM and BBA. Regards.
Ans: Choosing between B.Com and BBA depends on your son's interests and long-term career goals. Both courses can lead to a successful career in business and management, but they have different approaches and specializations.

B.Com is a more traditional and broader course that focuses on various aspects of commerce and finance. It covers subjects like accounting, economics, taxation, finance, marketing, and business law. It provides a strong foundation in accounting and finance, making it suitable for those interested in pursuing careers in fields like chartered accountancy, banking, finance, or tax consultancy.

BBA is a management-oriented course that focuses on the principles and practices of business management. It covers subjects like marketing, human resources, operations management, organizational behavior, and entrepreneurship.

If your son is specifically interested in management and wants to develop a deeper understanding of management principles right from the undergraduate level, BBA could be a better choice.

As for entrance tests for reputable institutes, here are some of the common entrance exams for BBA/MBA courses:
1. Common Entrance Test (CET): Many states in India conduct their own CET for admission to BBA/MBA programs in state universities and colleges.
2. All India Management Association Undergraduate Aptitude Test (AIMA UGAT): This exam is for admission to various undergraduate programs like BBA, BCA, Integrated MBA, etc.
3. Symbiosis Entrance Test (SET): Conducted by Symbiosis International University, SET is the entrance test for various undergraduate programs, including BBA.
4. Indraprastha University Common Entrance Test (IPU CET): Conducted by Guru Gobind Singh Indraprastha University, this exam is for admission to various undergraduate courses, including BBA.
5. Xavier Aptitude Test (XAT): For admission to Xavier University's BBA program.
6. CUET (Ofcourse)

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Hello Madam, i am 38 year married women, having a 15year 1 kid boy ( but my husband not loving me even he is not talking with me from the last 8 years but we r leaving together due to our son, he fulfilled the need with the responsibilities of our home and our son but as wife he is not talking and even not caring to me ,but before 2 years back one married man come to talk with me he is my official colleague and we both attached a lot with each other after some days he proposed me and said that he is loving me many years ago but he thought that i am very Strick person will not response him, but now he is saying that he wants me as a life partner me also every time he treat me like a wife very much caring and loving nature now i introduce him to my family as a friend and family members also very happy with taking to him, we are from 2 year together is it good or what should i do further?
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You want to get into a relationship with a married man? Will that not complicate your already complicated life?
You certainly deserve to be loved and taken care of BUT do not jump towards a married man...you do understand that his priorities will lie with his first family and this will hurt you again and you will feel neglected AGAIN...

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Milind Vadjikar  |426 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Oct 15, 2024

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Dear Sir, My Age is 59 and investment is as follows: Stock market 1.2 Cr MFI 2.0 Cr Expectied pension from 2026 1,4L per month House : own house Loan liability is zero Responsibility: Marriage of two sons who finished PG My question is " above fund sufficient to take over for me and my wife for next 30 year (assuming life expectancy is 90 Years) Regards Srinivasan
Ans: Hello;

You may invest 20 L in Arbitrage type of mutual fund(low risk) earmarked for marriage of your sons.

Also you may invest 3 Cr into equity savings type mutual fund (moderate risk).

After 3 years it may grow into a sum of 3.89 Cr considering modest return of 9%.

I suggest that you redeem this corpus by paying LTCG(~11 L) and buy an immediate annuity for balance corpus of 3.78 Cr from a life insurance company.

I am not recommending you to do an SWP because for your required monthly income SWP rate will have to be 4.5%+ annually and I ran this on an swp calculator which shows depleted corpus of less then 1 Cr after 30 years.

Considering annuity rate of 6% you may expect to receive monthly payment of 1.89 L(pre-tax).

Seek joint annuity for yourself and your spouse with return of purchase price to your nominees.

Some life insurers offer increasing annuity at fixed intervals to account for inflation.

Also if you shop around and negotiate you may get a better annuity rate.

Happy Investing!!

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing.

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