Hi Sir, My Son was looking for ECE but however he has secured E.E VLSI Design & Technology at Manipal Udupi main campus but he wants to pursue Bsc in Business AI or Bsc in AI & ML or Bsc in Cybersecurity & digital forensics at Dr. Homi Bhabha State University in mumbai, please advice which would be the best option .

Ans: You have already attempted NEET two times. Yet you are at just 379 marks. Even if you try the 3rd time, it is no guarantee to hit around 600 for a sure-shot Govt MBBS seat (considering an open candidate). It is better to either take admission to a private medical college only this year. Don't go with BDS as you aimed for MBBS. But if parents are inclined towards BDS, then you have to consider their views only. BDS is a good option and has a bright future. The final decision will be yours.

Good luck.
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Radheshyam

Ans: The preference order may be: IIIT Trichy CSE > IIIT Kottayam CSE > SASTRA CSE > IIIT Dharwad CSE > IIIT Trichy ECE > IIIT Kurnool ECE > IIIT Bhopal ECE; prefer a good IIIT over lower-branch NITs, and avoid Mechanical/Civil unless you genuinely want those fields.

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Radheshyam

Ans: Prefer Mechanica @ MIT Manipal

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Radheshyam

Ans: VNR/CBIT ECE is generally a better choice than JNTUH EEE

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Radheshyam

Ans: You have a chance in newer IISERs, especially in later rounds.

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Radheshyam

Ans: Yamini, (1) please refer to my earlier response to your same question for detailed insights. (2) As all five rounds are likely completed by now, it is unclear how you could still have many of the options you mentioned available. (3) Prioritize branches that align closely with your interests rather than focusing solely on the institution or its reputation. (4) Every branch has its unique strengths, and no college, including institutions of national importance, is flawless. (5) Consider choosing Mechanical or Civil only if you have a strong interest in these fields, keeping in mind your future career goals and the types of challenges you wish to address. (6) Otherwise, opting for ECE or CSE is advisable. (7) Prefer government institutions over private ones for better assurance, and (8) consider Sastra as one of your last options. I hope these factors assist you in making the most suitable decision. All The Best for Your Prosperous Future!

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Ans: Sourish, The preference order could be 1) M.Tech in Data Engineering, 2) Cloud Computing, 3) Data Science, and 4) Core Computer Science Engineering (CSE). Core CSE is usually the most competitive with limited intake, while specialized CSE programs generally have comparatively better admission chances. Final allotment depends on seat availability and counseling choices. All The Best for Your Prosperous Future!

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Ans: Several things you mentioned are classic warning signs of unregistered or fraudulent investment schemes:

No Trade Code / Client ID issued after two months. Every SEBI-registered broker must issue you a Unique Client Code (UCC) at account opening, not months later. This delay alone is a serious red flag.
Demanding a "service fee" before releasing your own funds. This is not standard practice anywhere in Indian regulated markets. Legitimate brokers deduct fees/brokerage automatically from your account or trade proceeds — they never ask you to pay extra money upfront just to withdraw what's already yours. This pattern (pay more to get your money out) is very commonly seen in fraudulent trading platforms.
Mutual Fund maturity proceeds going into "your account with them" instead of your own bank account. In genuine mutual fund investing, redemption proceeds go directly to your registered bank account via NACH/RTGS — never held or routed by an intermediary into some internal wallet or account they control.
Investment solicitation over WhatsApp and a "wen portal" (unofficial web portal). SEBI-registered entities are not supposed to solicit or manage investments through unofficial WhatsApp groups or unrecognized web portals. This is a very common pattern in "pump and dump" or fake broker scams currently active in India.

How to verify Finsol Securities' SEBI registration

Go to SEBI's official website (sebi.gov.in) and use the "SEBI Registered Intermediaries" search tool. Enter the registration number INZ000328134 and check if it's valid and matches the name "Finsol Securities Pvt Ltd" exactly.
Cross-check the same registration number on the stock exchange websites (NSE/BSE member search) since every registered broker is also listed there with their exchange membership details.
Be aware that registration numbers can sometimes be misused or copied by fraudulent entities — a valid-looking number doesn't guarantee the entity using it is legitimate, so cross-verification is important.

What to do right now

Do not pay any further "service fee" or any additional amount to them, no matter what reason they give. This is very likely designed to extract more money from you.
Raise a formal complaint on SEBI SCORES (scores.gov.in) — this is SEBI's official investor grievance portal and is the fastest way to get regulatory attention on this.
If money has already been transferred and you suspect fraud, file a complaint with your local Cyber Crime Cell (cybercrime.gov.in) as well, since this can also be pursued as a financial cyber fraud case.
Contact your bank to flag the transactions if you suspect unauthorised or fraudulent fund movement.
Keep all your records — WhatsApp messages, screenshots of the portal, payment receipts, any communication with them. This will help both SEBI and cyber cell investigations.

A note of reassurance

You did the right thing by asking before making further payments. Many investors in similar situations keep paying "one more fee" hoping to get their money released, and that usually leads to bigger losses. Pausing here and verifying is a smart, protective step.

Finally

Please don't send them any further payment. Verify the registration independently through SEBI's own portal, not just by trusting the number they've given you, and file a SCORES complaint soon — timing matters in these cases.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

Ans: HI KRISHNAN SIR,
GREETINGS FROM THE REDIFFGURUS!
Please allow him to participate in the CSAB Special Round counseling, which will begin on July 28, 2026. The details are as follows:

- **CSAB Special Round Registration & Choice Filling:** July 28 to August 3, 2026
- **Last Date for Choice Locking:** August 5, 2026 (2:00 PM)
- **CSAB Round 1 Allotment:** First week of August 2026
- **CSAB Round 2 Registration / Choice Modification:** Early August 2026 (Immediately after the first round)
- **Physical Reporting at Allotted Institutes:** August 13 to August 18, 2026

Please keep in mind that there are many possibilities, but don't focus solely on first-tier colleges. It’s advisable to fill in choices for all new NITs, IIITs, and GFTIs if you want to secure a seat.

BEST WISHES.