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Nayagam P P |4100 Answers |Ask -Follow

Career Counsellor - Answered on May 30, 2024

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
... more

Question by Sagel on Apr 21, 2024Hindi

Career

Is biotechnology a good choice as career

Ans: Yes, Sagel, Biotechnology is one of the good options. However, you have to make sure the following, to be successful in this domain.

1) List out around 10 top colleges for MSc IT with your location preference.
2) Check their Rankings / Accreditations / Grades.
3) Visit the websites of each University / College & Check their reviews on Google.
4) Know about Infrastructure / Internships Offered / Campus Placements during the last 5-years.
5) Know the Admission Process / Eligibility Criteria
6) Prepare well-in-advance for entrance exams/interviews/group discussions, if applicable.
7) Shortlist 3 out of 10-top colleges and choose the best & most suitable for you to join.

Hope the above information will help you, Sagel.

If you need any other clarifications or have questions for anyone, post your questions to me and/or follow me for more useful information in Careers / Education / Jobs.

With Best Wishes from RediffGURU, Sagel.

Nayagam PP
EduJob360
https://www.linkedin.com/in/edujob360/

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Asked by Anonymous - Feb 14, 2025Hindi

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My question is regarding purchasing 1 bhk flat as investment. I am living in good society in Wagholi in terms of amenities and basic facilities. I am planning to buy 1 bhk flat for 34 lacs. Which bit lesser than what actual price in our society. I am thinking of paying emi through the rent which I am going to receive. Please advise

Ans: Hello;

Think about the following points before making the investment:

1. If the flat remains unlet for 6 months or more, worst case scenario, will you be able to service the loan through your own income during that phase.

2. Why is the flat available at a price lesser than its fair market value? Is their any flipside?

3. In case you need funds urgently, can you liquidate the flat in 3-4 weeks time?

You can plan your purchase after satisfying yourself on the above points.

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Question by Vishal - Feb 15, 2025Hindi

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I have debt of 80k and i dont have any source of Income as because my just a student.Also my parents are not capable to pay that much amount.How can i fundraise?

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You may let the loan company impound asset acquired under the loan(bike, cell phone) and close the loan sighting inability to repay. This will impact your cibil score but it can be improved later on.

Seek help from a friend or relative to close the loan. You may repay them later when you get employed.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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