Sir i am interested in CSE branch.... I scored 85 percentile in jee

Ans: Feeling stuck at 42 isn’t unusual, but quitting without a plan won’t necessarily fix things. The real question is - what’s actually making you feel this way? Is it the work itself, the environment, or something else? If it’s about growth, have you actively tried pushing for opportunities, or does it just feel like a dead end? What conversations have you had about it? When it comes to quitting, what’s your plan for what comes next? Do you have clarity on where you want to go, or is it more about escaping your current situation? If staying feels unbearable, how can you create space for yourself while figuring things out? How much time do you need to explore your options before making a decision?
The answer isn’t just quitting - it’s clarity. So, where do you start?

Wishing you success,
Aamish Dhingra
ICF-PCC Certified Life Coach
Co-Founder, Cocoweave Coaching International, Delhi

Ans: You’re caught in a loop, but what matters is how you handle it now. Dwelling on guilt won’t change anything - your action will. Right now, your board exams need your full focus. Forget about NEET for now. Even if you feel unprepared, showing up and giving your best effort is non-negotiable. No excuses. Procrastination isn’t about motivation - it’s about discipline. Set a strict, no-negotiation study schedule. 50-minute study sessions, 10-minute breaks. Keep your phone away while studying. You say you can’t delete YouTube, fine. But are you willing to use it only for study-related content, with no loopholes? Your parents’ expectations are there, but for a moment, shift the focus—what does success look like for you? No overthinking. No self-pity. Just action. What’s one thing you can do right now to move forward?

Wishing you success,
Aamish Dhingra
ICF-PCC Certified Life Coach
Co-Founder, Cocoweave Coaching International, Delhi

Ans: 1st Yes, minimum exemption limit available to RNOR also.

2nd an individual who is a citizen of India who is not liable to tax in any other country will be deemed to be a resident in India, only if the total income (other than foreign sources) exceeds Rs 15 lakh and nil tax liability in other countries. So in your case, even if you are in for less than 120 days, you will be RNOR

3rd for FCNR account, please confirm with Bank

Ans: registration value is for the government reference to evaluate the tax on property and capital gains. Since its just a reference value, it does not include the other expenses that the builder incurs in developing the project. He has not cheated you. so i think you should not take any action.

Ans: Hello Tech.
A candidate can attempt JEE Advanced only twice in two consecutive years after passing Class 12. If you pass Class 12 from NIOS in 2025, you will be eligible for JEE Advanced in 2025 and 2026. But be sure to score min 75% in the NIOS board exam for JEE (Adv) eligibility. Best of luck to you for your upcoming examinations.

Follow me if you like a prompt reply. Else ask again.
Thanks
Radheshyam

Ans: Hello Harshita.
Actually while filling out the form and that too second time, one has to take immense care. Yet, you can change it. But wait for the "Correction Window" opened by NTA. Regularly visit the NTA-JEE web site for announcements.

Follow me if you like a prompt reply. Else ask again.
Thanks
Radheshyam

Ans: Online studies can help become a psychologist, depending on your career goals and the level of psychology you want to pursue. For clinical psychologists, online degrees alone may not be enough for licensing, while industrial/organizational psychologists and academic/research psychologists require a Ph.D. or PsyD. Online certifications are usually sufficient for coaching, HR, or behavioral specialists. Best online psychology degrees worldwide include a bachelor's or master's in psychology, a master's in psychology, or a doctorate. Some universities offer online master's programs for career changers, but it is essential to ensure the program is accredited by the relevant psychology board in your target country. After an online psychology degree, you can work in various psychology-related fields, such as counseling, corporate HR, mental health support, behavioral science, and academic and research psychology. Accreditation matters, licensing requirements, and choosing a specialization carefully are crucial for success in the field. All the best for your Prosperous Future!

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Ans: Yes, you can invest the total Rs 60 lakh in a single residential flat to claim capital gains exemption under Section 54 of the Income Tax Act. However, there are a few conditions you must follow:

Key Conditions for Claiming Exemption
The new property must be a residential house. It should not be commercial or under construction beyond the allowed timeline.

The investment should be within the allowed time frame. You must buy the new flat within 2 years from the date of sale or construct it within 3 years.

You can use the amount from multiple sales. Even if you sell different floors of your property to different buyers, you can reinvest the total capital gain in one residential flat.

The capital gains account balance should be used within the allowed period. You must invest the Rs 30 lakh in the new house before February 2026. Otherwise, it will become taxable.

Important Considerations
If the new property costs less than Rs 60 lakh, the unused capital gain will be taxed.

The exemption applies only to long-term capital gains. If any portion of your gain is short-term, it will not qualify for exemption.

You must not sell the new property for at least 3 years. If you sell it before 3 years, the exemption will be reversed, and you must pay tax on the gains.

Final Insights
Yes, you can invest Rs 60 lakh in one flat and claim exemption under Section 54.

Ensure that you buy the new property within 2 years or construct it within 3 years.

Keep proper documentation for all transactions to avoid issues with the tax department.

If you need more clarity, consult a tax expert before making the final investment.

Best Regards,

K. Ramalingam, MBA, CFP

Chief Financial Planner

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

Ans: NCL, very slim chance