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Nayagam P

Nayagam P P  |3956 Answers  |Ask -

Career Counsellor - Answered on Oct 26, 2024

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Asked by Anonymous - Oct 14, 2024Hindi
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I am Indrajit Acharya. My son Abhrajit Acharya is studying in Class X to appear ICSE Board exam in 2025. He wants to appear NDA exam on the other hand he is also interested in computer science. I also want to see him in Indian Army. Hence I have already admitted him in Class XI with PCM and Computer. Can you suggest anything about NDA - how to get NDA entrance exam, where to study and is it necessary to take private tuition for NDA exam. If he will not get chance in NDA then what will be his next career with computere.

Ans: Dear Indrajit Sir, Key requirements and preparatory strategies for the NDA Exam encompass: Comprehending the examination format and curriculum (refer to the last exam's Information Bulletin accessible in PDF format on Google for guidance). Your son should establish a robust foundation in Mathematics and General Aptitude. He should create a study plan to prepare for the NDA in addition to his school syllabus. The most crucial aspect of the selecting procedure is 'Physical Fitness.' Kindly verify the information bulletin to ascertain if your son fulfills the eligibility conditions. To adequately prepare for the interview, he should cultivate the habit of reading newspapers regularly to remain informed about current affairs. It is very recommended to pursue coaching for the NDA, either offline or online, due to the intense competition faced. It is advisable to prepare a Plan B for pursuing Computer Science in the event that NDA is unsuccessful. However, it is important to note that he cannot fully concentrate on both the NDA and Engineering Entrance Exams in conjunction with his school courses. He requires online instruction for Engineering Entrance Exams. I presume you have enrolled him in ISC for his 11th and 12th grades, whose syllabus is significantly more extensive than that of CBSE or the State Board. Please confer with your son regarding his ability to manage everything over the following two years. Participating in the CUET will provide an additional opportunity for his 3-Year Undergraduate Courses, such as BCA, among others. I recommend that you and your son determine before the end of this year which area to prioritize. National Defence Academy or Joint Entrance Examination? If NDA and JEE do not yield a satisfactory rank for admission into a reputable engineering college, will you consider pursuing a management quota seat for his CSE program? All the BEST for Your Son's Prosperous Future.

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What happens when a Mutual Fund company shuts down / gets sold off?
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If a mutual fund company gets sold or fails, the process is prescribed by SEBI:

In case MF company is Sold,
The new fund house may:
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2. Merge the scheme with similar funds and offer investors the option to exit without any exit load.

In case MF company shuts down,
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2. If the company is not in a position to do so then SEBI may liquidate the funds assets and distribute the proceeds to unit holders.

It is also pertinent to note that mutual fund regulation in India is one of the most stringent and hence best, from investor's point of view, globally.

This is not just in theory. We have seen how the Franklin Templeton abrupt closure of debt funds was handled with surgical precision, by SEBI, with no loss to unitholders.


Skin in the game regulation mandates that 20% salary of key mutual fund personnel and fund managers is paid in terms of units of their funds with a 3 year lock-in.

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Registrar and Transfer Agents handle the investor registration,kyc, maintaining records, providing account and tax statements etc.

Happy Investing;
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