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Study Abroad Expert - Answered on Apr 12, 2024

Sushil Sukhwani is the founding director of the overseas education consultant firm, Edwise International. He has 31 years of experience in counselling students who have opted to study abroad in various countries, including the UK, USA, Canada and Australia. He is part of the board of directors at the American International Recruitment Council and an honorary committee member of the Australian Alumni Association. Sukhwani is an MBA graduate from Bond University, Australia. ... more
Asked by Anonymous - Apr 12, 2024Hindi
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How to do PG in Dubai after completing mbbs

Ans: Hello,

To begin with, thank you for contacting us. I am glad to know that you have pursued your MBBS and now wish to pursue postgraduate (PG) studies in Dubai. There are several steps that you will need to follow for the same:

Firstly, you will need to look into the various postgraduate programs that Dubai has to offer. Examine medical institutions and universities that provide specialization courses in your area of interest. Secondly, make sure that you adhere to the entry prerequisites for the program you have chosen which usually entails minimum academic credentials, appearing for language competency tests as English is usually necessary, submission of USMLE, PLAB, etc. test results, and possessing any particular experience or requirements. As the next step, after having selected your preferred course, you will need to apply following the application requirements provided by the university. For the same, you will be required to complete an application form, submit relevant paperwork viz., marksheets, statement of purpose, endorsement letters, and CV, and pay the application fees, if any. Remember that you will need to obtain a student visa for the purpose of studying in the country if you are a non UAE citizen or resident. For precise visa prerequisites and the process of applying, check the UAE consulate or embassy in your country. Take into account the expenses pertaining to your postgraduate studies viz., tuition costs, housing, living costs, as well as other expenditures. I would recommend that you examine the various grants, scholarships, and other forms of monetary assistance that the university has to offer. Make housing arrangements in Dubai, be it on-campus or off-campus. In order to acquire a convenient and comfortable place to live, I would suggest that you start searching well in advance. If you are moving to Dubai, make the appropriate travel, housing, and settlement plans. Get acquainted with the local way of living, cultural norms, as well as any rules or specifications that may apply to overseas students. After having made all the necessary preparations and once you have acquired your visa, you can embark on your postgraduate journey in Dubai. Be a part of orientation programs, get to know the faculty members and the campus, and begin your educational journey towards becoming a medical specialist. For a seamless transition from MBBS to postgraduate study in Dubai, always keep yourself engaged, proactive, and well-organized all along the way.

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I am Sanjeev Kumar, aged 58, working with a reputed public limited company at a senior level. Our company mandates annual health check up from reputed hospitals in Delhi and I am covered under a floater medical insurance plan. I was diagnosed with Atrial fibrillation more than a couple of years ago and taking two tablets per day (one Beta blocker and one blood thinner) as a precaution as per doctor. Otherwise I am physically fit and active (I successfully run half marathon for last more than 10 years). I intend to have another medical indurance as I am approaching retirement age but insurance companies are reluctant to provide me the same. Please advise what type of medical insurance cover I should have (for self and my wife, 55 yrs) and from which companies! Is online plan okay?
Ans: Hello;

If you have a known illness of the heart unfortunately hardly any general insurance company will come forward to cover you despite other positives.

Because insurance works on probability and when they reckon that probability of claim, in future based on current information, may be high they refuse to underwrite such risks.

Since you are an employee of a public sector company, I suppose your employer may have some group mediclaim plan or coverage for the retirees as well.

Take that coverage even if you have to pay and undergo a waiting period.

Alternatively you may earmark some fixed sum 8-10 L as medical contingency fund for yourself.

For your spouse you should opt for a minimum 25 L healthcare cover from companies such as HDFC Ergo, ICICI Lombard, Bajaj Allianz, SBI General etc which do not entirely depend on healthcare insurance as the only business segment.

Best wishes;

...Read more

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