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Nayagam P P |3989 Answers |Ask -Follow

Career Counsellor - Answered on Jun 09, 2024

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Asked by Anonymous - Jun 08, 2024Hindi

Career

Hello sir - My son got Electronics and Computer Engineering in VIT Chennai. Also Robotics and Automation in Amrita coimbatore. Which one to choose. Kindly advise

Ans: Prefer CSE with VIT over Robotics & Automation. However, it depends upon your Son's interest, his aptitude, attitude, personality traits & his orientation style. If he is more interested in Robotics/Automation, he can go for it. Electronics is comparatively tougher than CSE. Whatever Institute / University & Branch your son chooses, he should keep upgrading his skills from his 1st year itself till his Campus Placement during your last year, from NPTEL, Internshala etc. and / or any other online platforms, recommended by his College Faculties, to be COMPETENT among other Students.

All The BEST for your Son’s Bright Future.

To know more on ‘ Careers | Education | Jobs | Resume Writing | Profile Building | Salary Negotiation Skills | Building Professional LinkedIn Profile | Exam Preparation Techniques (Entrance & Competitive)| Job Interview Skills | Skill Upgrading | Parenting & Child Upbringing Skills | Career Transition | Abroad Education | Education Loan (India | Abroad) | Scholarship (India | Abroad)’, please FOLLOW me in RediffGURU here.

Nayagam PP |
EduJob360 |
CERTIFIED Career Coach | Career Guru |
https://www.linkedin.com/in/edujob360/

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Question by Ranjana - Jul 11, 2024Hindi

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My son got cse cyber security in chennai amrita university or mechanic ai and robotics in vit bhopal. Which one is best oprion

Ans: Hi Ranjana ji
Amrita Chennai handsdown is the better choice than VIT Bhopal.

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Question by M - Jul 30, 2024Hindi

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My son is getting admission in amrita, amaravathi campis -cse, amrit, nagarcoil campus - cse and ece, chennai campus- computer and communication engineering, Robotics and AI. Which one is best, plz suggest.

Ans: Your son should prefer in the following order :
Amrita, Chennai Campus: Robotics and AI
Amrita, Amaravathi Campus: CSE
Amrita, Chennai Campus: Computer and Communication Engineering
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IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Dec 24, 2024

Asked by Anonymous - Dec 24, 2024Hindi

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Hey sir, I just checked and got to know I have entered wrong dob in my jee mains application form and since now correction time is over, am too worried what should I do now,

Ans: Hi
please write an email jo the JEE authorities stating the correct date of birth. Also carry the proof of actual date of birth & hard copy of email with you to avoid any inconvenience.

Milind Vadjikar |795 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Dec 24, 2024

Asked by Anonymous - Dec 24, 2024Hindi

Money

Hello i am almost 30 now I have invested around 40 lakhs in Market (mutual funds plus equity) 6 lakhs ppf maybe 2 lakhs pf I have parental property of combining around 2.5cr I have my parents helath insurance from a private insurance company, also covered by cghs health scheme,so no major worries about health expenses, for me i have 10lakhs health insurance Apart from this we have family pension also. As of now overall i have a monthly income of around 2-2.25 lakhs. I have a car a bike a scooty all valid for next 8-10 years What should be my goal amount for the retirement, i want it as early as possible As per the current scenario i am assuming i will live max till 75 years age. As of now i can invest 80-90k per month Yet to be married i assume i need atleast Lakhs per month as of now What should be the ideal amount with which i can retire

Ans: Hello;

Hope you have adequate term life insurance for yourself.

You may start a monthly sip of 90 K in a combination of pure equity mutual funds.

After 10 years your sip and lumpsum investment will grow into sums of 2.09 and 1.24 Cr respectively.

This adds upto 3.33 Cr. If you add your ppf and EPF corpus then this should add upto a sum of around 4 Cr.

If you invest this corpus in a conservative hybrid debt fund and do a SWP at the rate of 3.5%, you may expect a post tax monthly income of
1 L+.

As you get married your expenses will rise as also the need to plan for various other goals.

Therefore the decision to retire from regular 9-6 job should be backed up with alternate business plan or such other plan to monetize your hobbies that may yield income over atleast next 10-15 years.

Best wishes;

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Asked by Anonymous - Dec 24, 2024Hindi

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My cousin got 60 marks in neet ug and 70% marks in 12th.Can he take admission foreign university with this score.Will he be able to cope up with mbbs syllabus.

Ans: Hello dear.
You did not mention his NEET passing year. Yet if it is assumed that he appeared for NEET in 2024, it might be too late to take admission to any foreign university. Please consult with the consulting firms that deal in the admission process to foreign universities. Now related to your query about whether he will cope with the syllabus, will depend upon the ability of the student to do hard work. Even though a student scores less in 12th grade or NEET, if he puts a lot of effort into MBBS, then it is possible for him to excel in the subjects. There is no relation between the subjects of 12th grade and the MBBS syllabus. If your cousin is comfortable with Biology, then he can easily cope with the syllabus.
If satisfied, please like and follow me.
If dissatisfied with the reply, please ask again without hesitation.
Thanks.

Radheshyam

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Question by Singh - Dec 23, 2024Hindi

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Sir mere best friend ka jo ex boyfriend tha uski shadi fixed ho gayi hai. Aur woh meri friend se last time meet karne ke liye bula raha hai. Meri friend mujhse suggestion mang rahi hai infact sath chal ne ke liye bol rahi hai. Please suggest me usse kaise aur kya samjhaun.

Ans: Dear Sonalee,
I am not sure if it's such a good idea to go and meet her ex, but if that's what she needs to do for closure, then other than supporting her, there isn't much you can do. I know it sucks to see our loved ones in pain and making choices that will cause them more pain, but in some cases, we have to let them make their own decisions. Go with her since she is asking you to; look out for any kind of tricky situation and be there for her because it won't be easy.

Best Wishes.

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Insurance, Stocks, MF, PF Expert - Answered on Dec 24, 2024

Asked by Anonymous - Dec 07, 2024Hindi

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Hi sir, 52 yrs old Government servant Have savings of 2 crore, have two houses presently 06 yrs to retire No debt Liabilities are higher education of two daughters Will get total 4 crore as retirement corpus and will have savings of about 01 crore after doing all expenses Pension will be around 1.75 lakhs monthly Is it sufficient?

Ans: Hello;

If your current regular monthly expenses are 1 Lac or below then it looks okay.

Do take some good health insurance apart from coverage in government healthcare scheme for pensioners.

Best wishes;

Milind Vadjikar |795 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Dec 24, 2024

Asked by Anonymous - Dec 22, 2024Hindi

Money

Hi sir i am 42 yrs old with 80k income monthly No investments other than 1 house for investment purpose worth 50L health insurance are in place kindly suggest if i will retire at 55 years

Ans: Hello;

You should start a monthly sip of 40 K in a combination of equity mutual funds.

Assuming 12% return, you may expect a corpus of around 1.5 Cr, 13 years from now(at 55 years of age).

Rental from invested house and fixed income from your corpus can provide you monthly income in retirement.

Happy Investing;
X: @mars_invest

Rajesh Kumar Singh |21 Answers |Ask -Follow

IIT-JEE, GATE Expert - Answered on Dec 24, 2024

Asked by Anonymous - Oct 03, 2024Hindi

Career

hello sir i want to ask that i had engineering and several working domains i had completed SAP MM course from institute but i am not getting job related to sap because of lack of experience what should i do. i had wasted lot of time.

Ans: Try internship in SAP.
Companies using SAP will employ you

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IIT-JEE, GATE Expert - Answered on Dec 24, 2024

Asked by Anonymous - Sep 14, 2024Hindi

Career

Is I get benefit of obc reservation if I have central government obc certificate of Chhattisgarh and domicile of jammu and kashmir in neet counselling as I belong to Chhattisgarh but living in j and k for more than 15 years

Ans: Domicile certificate is enough to get state reservation

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Question by Madhuri - Dec 24, 2024Hindi

Career

Hello! Read your article of studying MBBS abroad. One question - after completing MBBS abroad, how can a student enter the Indian Market to do practising, is there any exam to appear, if so, the passing marks and in which hospitals the student can practice (Government or Private). Second Question: For studying Post - Graduation, will the abroad degree of MBBS will work for the entrance test for PG or any other option to take admission for PG? Thanking you Regards, Madhuri Shinde

Ans: Hello Madhuri.
First of all, thank you for reading the article so quickly and showing your faith in rediffGuru.
Here is the point-wise reply to your queries:
(1) To practice in India, the candidate has to appear for the Foreign Medical Graduate Examination (FMGE) conducted by the National Medical Commission (NMC) or National Board of Examinations (NBE)
(2) Passing Marks: A minimum of 50%
(3) The candidate can practice either in Govt or Private hospital
(4) One has to decide from which country he wants to do PG. As far as India is concerned, the candidate has to appear for the NEET PG entrance test. There are no direct PG admissions in India without NEET-PG if the candidate seeks an NMC-recognized PG qualification.
Finally, If you plan to pursue a PG degree abroad, ensure that the institution and course are recognized by the NMC to practice in India upon your return.

If satisfied, please like and follow me.
If dissatisfied with the reply, please ask again without hesitation.
Thanks.

Radheshyam

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IIT-JEE, GATE Expert - Answered on Dec 24, 2024

Asked by Anonymous - Jun 07, 2024Hindi

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I am interested in trying out the marine geology field, mainly the plate tectonics and all. And i have no past experience in marine field , but i am a geology ug student. I would like to start out with internship, which also i have no previous experience. In what topics should i start doing internships, I am willing to do at any institutions, i amonly interested in and is new to this marine field. As a beginner, what types of topic should I do in my internships?

Ans: Complete PG in applied Geology. Wadia institute is good for tectonics. Try Nationl institute of ocean Technology.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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