Hello sir the company has not cleared all my documents and mistakenly deposited 2 months salary instead of FnF from the start they are not giving me clear communication about FnF now they are leveraging my documents to ask the money back and threatening me that they will give my background verification as red and make a case on me of financial fraud i asked them that as it have been a lot of time now please process my FnG document and then I’ll clear all errors made by their side but they said no you have to work according to them only I don’t have any saying in it. What should i do?

Ans: Resolving PF Transfer Issues: A Step-by-Step Guide
Dealing with PF transfer issues can be frustrating, but with patience and persistence, we can work towards resolving the situation. Here’s a step-by-step guide to help you tackle this challenge effectively.

Assessing the Situation
Review Documentation

Verify all documents related to the PF transfer, including Annexure K and communication with both organizations and the PF office.
Check UAN Portal

Log in to the UAN portal to verify the status of both UAN A1 and UAN B1.
Contacting Concerned Parties
Organization A1

Reach out to organization A1 and request detailed information regarding the PF transfer status from their end.
Organization B1

Similarly, contact organization B1 and inquire about any updates or correspondence received regarding the PF transfer.
PF Office

Follow up with the PF office regarding the status of the transfer. Provide them with all relevant documents and communication details for their reference.
Escalating the Issue
Grievance Redressal Mechanism

If you encounter challenges in resolving the issue through regular channels, consider escalating the matter through the PF grievance redressal mechanism.
Online Grievance Portal

Lodge a formal complaint through the online grievance portal provided by the Employees' Provident Fund Organization (EPFO). Provide comprehensive details of the issue and attach relevant documents for reference.
Seeking Legal Assistance
Consulting Legal Experts

If the issue remains unresolved despite your efforts, consider seeking assistance from legal experts specializing in PF matters. They can provide valuable insights and guidance on further courses of action.
Legal Recourse

Explore the possibility of taking legal recourse to address the issue, especially if there are discrepancies or delays beyond reasonable timelines.
Maintaining Communication
Regular Follow-Ups

Maintain regular communication with all relevant parties involved in the PF transfer process. Follow up via email, phone calls, or in-person meetings to ensure continuous progress.
Documenting Communication

Keep detailed records of all communication exchanges, including dates, content, and outcomes. These records serve as crucial evidence in case of any disputes or escalations.
Ensuring Resolution
Persistence

Stay persistent and determined in your efforts to resolve the issue. Persistence often pays off when dealing with complex administrative processes.
Patience

While navigating through the resolution process, practice patience and remain optimistic about achieving a favorable outcome. These situations may take time to resolve, but perseverance is key.
Conclusion
Resolving PF transfer issues requires a systematic approach, effective communication, and perseverance. By following the steps outlined above and seeking appropriate assistance when needed, you can navigate through the challenges and eventually secure the transfer of your PF amount successfully.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

Ans: I’m sorry to hear that you are facing issues with your Full and Final (FnF) settlement. According to Paytm Business, FnF settlement refers to the process of calculating various dues payable to an employee who has resigned, retired, or been removed from an organization. It includes the calculations as per the salary drawn till the last working day but also deductions or additional earnings. The major components of the full and final settlement dues include outstanding/unpaid salary, unavailed privileged leaves and bonuses.

It is a common practice to finalize the FnF settlement process within 30-45 days from the last working day of an employee, irrespective of whether he has resigned or is being terminated. If the employer fails to fulfill the FnF settlement requirements, the employee can contest it legally, and the employer will be liable to pay interest on all the dues as a penalty.

You mentioned that you have all the proof of submission of LR copy for sample returns. You can try to reach out to your previous employer and request them to expedite the process. If they do not respond, you can send a legal notice to your previous employer stating that you will take legal action if the dues are not cleared within a specified time frame. You can also consult a lawyer to help you with the legal process.

I hope this information helps you. Good luck!