Home > Career > Question
Need Expert Advice?Our Gurus Can Help
Radheshyam

Radheshyam Zanwar  | Answer  |Ask -

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Aug 12, 2024

Radheshyam Zanwar is the founder of Zanwar Classes which prepares aspirants for competitive exams such as MHT-CET, IIT-JEE and NEET-UG.
Based in Aurangabad, Maharashtra, it provides coaching for Class 10 and Class 12 students as well.
Since the last 25 years, Radheshyam has been teaching mathematics to Class 11 and Class 12 students and coaching them for engineering and medical entrance examinations.
Radheshyam completed his civil engineering from the Government Engineering College in Aurangabad.... more
Asked by Anonymous - Aug 09, 2024Hindi
Career

Hi Sir, My son got offer from bitsdes. Currently he took a drop year and preparing for JEE.Can you please elaborate bdes carrier opportunities.

Ans: Hi. Your son offered BITSDES (BITS Design Engineering Specialization.). You said, he took a drop to prepare JEE again. Is he or you are not happy with the BIT offer? Look like yes. The candidate can pursue careers in product design, industrial design, UX/UI design, and systems engineering. The growing importance of design in technology and product innovation further enhances career prospects in this field. But if your son is not happy with the branch, then opt for other course vai present JEE score (you have not shared with us). Taking a drop is always challenging. One has to a very patient while repeating JEE. If your son is dam sure that he can score better in JEE 2025, then and then only it would be recommended to go for drop, else wisely choose the option which is in your hand. If still you have any queries left in your mind, please feel to contact us again at any time. You are most welcome.

If you found this suggestion helpful, please consider following me.
Radheshyam Zanwar, Aurangabad (MS)
Career

You may like to see similar questions and answers below

Rohit

Rohit Gupta  |52 Answers  |Ask -

Edtech/Online Education Expert - Answered on Feb 07, 2024

Asked by Anonymous - Sep 24, 2023Hindi
Listen
Career
My son is currently pursuing his B DES from Anant National University. What are the career prospects after BDES. Kindly let me know. is it better to go for PG in the chosen field or first gain work experience?
Ans: After getting his B.Des., your son can do many different jobs. A bachelor's degree in design allows him to work for design consulting firms, advertising agencies, product design firms, fashion houses, or even start his own design company.

His job goals and personal tastes will help him decide whether to get a PG degree or work experience. Getting a PG degree might help him if he wants to learn more about advanced ideas or become an expert in a certain design area. It allows him to learn more, improve what he does, and build a strong business network. In addition, an Online PG Degree route could give him more freedom by letting him keep working while he studies.

In contrast, getting work experience right after getting his B.Des. can also be helpful. It gives him real-life creative problems to solve, improves his problem-solving skills, and lets him build a collection of projects. In addition, working in the field gives you important experiences that you can only sometimes learn in a classroom, like how to deal with clients, design things, and handle projects.

In the end, tell your son to carefully consider all of his choices, considering his personal preferences and long-term job goals. He should always learn, change, and grow in the fast-paced field of design, whether he gets a PG degree first or gets work experience first.

..Read more

Latest Questions
Milind

Milind Vadjikar  |96 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Sep 11, 2024

Asked by Anonymous - Sep 10, 2024Hindi
Listen
Money
Hello Sir, I currently have ?5 lacs sitting idle in my savings account and I'm looking for the best way to manage this money considering my financial situation and future needs. Here's a breakdown of my financial state: - Investments: Already invests in equity mutual funds monthly with a long-term horizon. - Insurance: Covered with both health and term insurance. - Emergency Fund: Have 6 months' worth of expenses saved. - Monthly Savings: After all expenses and SIP contributions, I save an additional ?30k each month. - I have an additional ?4 lacs in another bank account for immediate expenses if needed. Personally would like to categorise investments in two categories: - Non-redeemable Mutual Funds: Invest & forget. For a 10-15 year investment horizon. Let compounding do the magic in long term. - Redeemable Mutual Funds: Low to moderate risk. Safer options that offer better returns than FDs, ensuring at least the buying power of the money doesn't decrease / beats inflation. Goals for the Idle Money + additional ?30k savings each month: I might need to access this money in the next 2-5 years, or I might not. I'm considering placing it in redeemable mutual funds category (mentioned above), so I can withdraw if necessary for future expenses. Given this scenario, I’m looking for recommendations on specific types of mutual funds that meet these criteria. Any advice on managing these funds effectively would be greatly appreciated!
Ans: You may consider investing in Equity Savings mutual fund to match your expectations

You can do lumpsum for the idle money and SIP for the monthly saving

They are tax efficient because taxation is like an equity fund although they invest almost equal amount in equity, bonds and arbitrage

Relatively less riskier then the equity funds

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing

You may follow us on X at @mars_invest for updates

...Read more

Nitin

Nitin Narkhede  |5 Answers  |Ask -

MF, PF Guru - Answered on Sep 11, 2024

Asked by Anonymous - Sep 10, 2024Hindi
Listen
Money
I have 10 lakh rupees which I want invest in MF. Please suggest some fund for lump sum amount to invest for 1 and half years.
Ans: Dear Friend,
Thank you for your query. 1.5 Years is a very short time for getting high returns. Investing Rs 10 lakhs in mutual funds for a short-term horizon of 1.5 years requires a cautious approach. For such small period, you should look for low to moderate-risk funds that offer stability with reasonable returns, as investing in high-risk equity funds might be too volatile for a short time frame. Since your investment horizon is just 1.5 years, avoid high-risk equity mutual funds as they can be volatile in the short term. Check for exit loads and tax implications before investing. Most short-term capital gains (if you withdraw before 3 years) from debt funds are taxed according to your income tax slab.
You have to evaluate your risk Appetite , Short-Term Debt Funds are invested in government securities, corporate bonds, and other debt instruments with short maturities, offering stability and moderate returns. For a 1.5-year investment, these are ideal as they are less volatile. you can expect 5-7% per annum Returns. You can think of
• ICICI Prudential Short Term Fund
• HDFC Short Term Debt Fund
• Axis Short Term Fund
• ICICI Prudential Corporate Bond Fund
• HDFC Corporate Bond Fund
• Aditya Birla Sun Life Corporate Bond Fund.
Best regards,
Nitin Narkhede
Founder & MD, Prosperity Lifestyle Hub https://Nitinnarkhede.com
Free Webinar https://bit.ly/PLH-Webinar

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Close  

You haven't logged in yet. To ask a question, Please Log in below
Login

A verification OTP will be sent to this
Mobile Number / Email

Enter OTP
A 6 digit code has been sent to

Resend OTP in120seconds

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus
Sign up

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

Enter OTP
A 6 digit code has been sent to Mobile

Resend OTP in120seconds

x