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Confused about choosing a college for my son: IIIT-B ECE vs. RVCE/BMSCE CSE?

Patrick Dsouza |1461 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on Jul 15, 2024

Patrick Dsouza is the founder of Patrick100.
Along with his wife, Rochelle, he trains students for competitive management entrance exams such as the Common Admission Test, the Xavier Aptitude Test, Common Management Admission Test and the Common Entrance Test.
They also train students for group discussions and interviews.
Patrick has scored in the 100 percentile six times in CAT. He achieved the first rank in XAT twice, in CET thrice and once in the Narsee Monjee Management Aptitude Test.
Apart from coaching students for MBA exams, Patrick and Rochelle have trained aspirants from the IIMs, the Jamnalal Bajaj Institute of Management Studies and the S P Jain Institute of Management Studies and Research for campus placements.
Patrick has been a panellist on the group discussion and panel interview rounds for some of the top management colleges in Mumbai.
He has graduated in mechanical engineering from the Motilal Nehru National Institute of Technology, Allahabad. He has completed his masters in management from the Jamnalal Bajaj Institute of Management Studies, Mumbai.... more

Question by Dr. on Jul 14, 2024Hindi

Career

Sir, My son got IIIT-B, B.Tech (ECE) and also B. tech - Computer Science ( Data science / AI ML) in RVCE and also B Tech - CSE in BMSCE. Kindly help us with order of preference to choose

Ans: IIIT B is a better college so can be preferred unless he has specific interest in CSc.

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Nayagam P P |10981 Answers |Ask -Follow

Career Counsellor - Answered on Jun 27, 2024

Question by Ashok - Jun 27, 2024Hindi

Career

Sir My son may get EEE in NIT Suratha, iMtech ECE in IIITB tech and CSE in RVCE , plz let us know what is the best order of preference for his better prospects?

Ans: Ashok Sir, Order of Preference (1) RVCE-CSE (fees would be around / minimum 3.00 lacs-year. Go for this, if you can afford for it). Else, Prefer NIT-S-EEE. Have MTech as your 3rd choice. Let him complete his 4-year BTech / BE and work for 2-3 years and then decide for his Masters either in India or abroad, depending upon his interest / your affordability / job market scenario etc. All the BEST for your Son's Bright Future.

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Question by Ashok - Jun 27, 2024Hindi

Career

Sir my son is getting CSE in RVCE through KCET , Mechanical or EEE in NITK Surathkal and iMtech ECE in IIIT B’lore , plz guide us regarding best order of preference for his better prospects.

Ans: Sir
If he is interested in Computers then RVCE.
Mechanical is a core branch & Surathkal is amongst top NIT you can go ahead with it

Nayagam P P |10981 Answers |Ask -Follow

Career Counsellor - Answered on Jul 25, 2024

Question by Abc - Jul 23, 2024Hindi

Career

Hello sir, I am a parent. Which will be the best preference order among these for my son:- cse in bmsit, cse in nie, cse in pes(RR Campus), data science in dsce.??

Ans: Prefer PES-RR-CSE, BMSIT-CSE, DSCE-DS & NIE-CSE. All the BEST for Your Bright Future.

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Nayagam P P |10981 Answers |Ask -Follow

Career Counsellor - Answered on Jun 14, 2025

Question by Pradeep - Jun 11, 2025

Career

My son have BTECH IN LNMIIT CS, RVCE CSE, IIIT KOTA CSE, IIIT PUNE CSE , THAPAR CSE , JIIT NOIDA 62 CSE PLS ARRANGE THE PREFERENCE ORDER

Ans: Pradeep Sir, Your son has excellent admission opportunities across six prestigious engineering institutions offering Computer Science Engineering programs. Based on comprehensive analysis of placement performance, institutional rankings, and academic reputation, RVCE Bangalore CSE demonstrates exceptional placement consistency with 75% placement rate in 2024, 93% in 2023, and 97% in 2022, supported by over 300 companies including Microsoft, Amazon, and Goldman Sachs visiting annually. JIIT Noida Sector 62 CSE shows outstanding performance with 97% absolute placement rate and 112% total offers in 2024, achieving highest package of INR 60.71 LPA with 505 offers to 449 CSE students. IIIT Pune CSE maintains strong placement statistics with highest package of INR 43 LPA and average package of INR 13.25 LPA, though placement percentage stands at 25.43% for BTech CSE in 2024. LNMIIT Jaipur CSE records 70% overall placement rate in 2024 with highest package of INR 52.28 LPA and average package of INR 13.22 LPA for CSE branch. Thapar University demonstrates 83% placement rate in 2023 with highest package of INR 55.75 LPA and average package of INR 11.90 LPA across all UG programs. IIIT Kota CSE achieves 73.39% placement rate in 2024 with highest package of INR 65 LPA and average package of INR 12.71 LPA. Recommendation: Choose JIIT Noida Sector 62 CSE as first preference for superior placement consistency and industry exposure, followed by RVCE Bangalore CSE for established reputation and strong placement track record, then LNMIIT Jaipur CSE, IIIT Kota CSE, Thapar University CSE, and IIIT Pune CSE based on placement performance and institutional strength. I hope you’ve filled in the right choices in JoSAA based on your rank. In any case, here’s the answer to your query for cross-verification: All the BEST for the Admission & a Prosperous Future!

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Asked by Anonymous - Apr 09, 2026Hindi

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Me Rajasthan OBC 92 Parcentile mere liye konsa Branch Aour college Sahi Rahega

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Tax Expert - Answered on Apr 09, 2026

Asked by Anonymous - Mar 26, 2026Hindi

Money

Hi team, its been 10 days, awaiting response to the below A simple question, and I would really appreciate an answer in layman terms. I am planning to travel to the US in June. I currently have 5 lakhs in my bank account. Since the market is down, I am considering investing that amount in stocks. Let’s say I buy shares worth 5 lakhs now. Then in July, when I need the money, I sell them: If the value becomes 5.5 lakhs, will I be taxed on the full 5.5 or only on the 50k profit? I assume it’s short-term capital gains tax at 15%? If instead the value drops to 4.5 and I sell at a loss, will I still be taxed? Could you please clarify this? It would really help me plan better. Thanks in advance!

Ans: In the situation narrated in your question, you shall be taxed only on Rs.50,000.00 (the profit earned), under Short Term Capital Gain.
If you happen to incur loss on the sale, you won't have to pay any tax.
Most Welcome for further clarifications, if any. Thanks.

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Tax Expert - Answered on Apr 09, 2026

Question by Vijayaraghavan - Mar 31, 2026Hindi

Money

I receive interest income of about Rs.700000/- a year. Can I file Form 15H to avoid TDS in view of NIL tax on income up to .Rs.1200000.

Ans: You should not file Form-H, since your Income is more than the minimum income chargeable to Income Tax. However, if this is the only income you have, you should file your ITR & claim Refund, which should not be a problem.
I would even suggest you to file your ITR on regular basis. This takes care of many problems also help you in many situations.
Most Welcome for further clarifications, if any. Thanks.

Reetika Sharma |626 Answers |Ask -Follow

Financial Planner, MF and Insurance Expert - Answered on Apr 09, 2026

Asked by Anonymous - Mar 17, 2026Hindi

Money

Hi Experts, I have a query regarding my PPF (Public provident fund) investments and would really appreciate a simple explanation. I have been investing 1.5 lakhs per year in my PPF account since March 2011. In 2014, I opened another PPF account for my minor son. Since the maximum allowed investment is 1.5 lakhs per year (combined), I started investing 1.49 lakhs in my son’s PPF and 1,000 in my own PPF from 2014 onwards. Now that it has been 15 years, I understand I am eligible to either withdraw or extend my PPF account for another 5 years. I have a few questions: - When exactly can I withdraw the full amount from my PPF? - If I withdraw from my PPF and close it, will it have any impact on my son’s PPF account, or can that continue independently?can I invest the full 1.5 lakhs in my son’s PPF account? Lastly, I know this is subjective, but it your opinion would it make sense to withdraw the PPF amount and invest it in the stock market, especially considering markets are currently low? I know it's my decision at the end but would like to get an expert opinion. It would really help if you could guide me so I can plan and take a sound decision.

Ans: Hi,

It makes sense for you to withdraw the entire amount once the tenure of 15 years is over which might have been last month. This way, you can maximize investment of 1.5 lakhs in your son's account henceforth.
And you can choose to go for equity mutual funds for long term to park the closure proceedings of your PPF account. And as you said, this is actually the best time to invest in the market considering these are at all times low.

Make sure to go for equity mutual funds rather than direct stocks for your investment; as direct stocks require lot of research and proper entry exit. While mutual funds comes with comparative ease to choose and invest without worrying for the individual stocks.

Also if you do not have much knowledge on how to start your investments, you can work with a dedicated advisor to guide you throughout.
Hence do consult a professional Certified Financial Planner - a CFP who can guide you with exact funds to invest in keeping in mind your age, requirements, financial goals and risk profile. A CFP periodically reviews your portfolio and suggest any amendments to be made, if required.

Let me know if you need more help.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

Reetika Sharma |626 Answers |Ask -Follow

Financial Planner, MF and Insurance Expert - Answered on Apr 09, 2026

Question by Manoj - Mar 23, 2026Hindi

Money

Sir i opened an nps account, i deposited 2500 initially but it is showing market value as 2332 therefore i am afraid i will loose money in this i already have ppf account therefore how can i close nps account now and get back my invested money

Ans: Hi Manoj,

It is completely normal to see a temporary dip in the market value (from ?2,500 to ?2,332) immediately after investing, as NPS funds are market-linked. This happens due to market volatility and initial charges/entry loads.

However, if you wish to close your account, it is important to understand the rules and that premature closure will mean you cannot immediately take back the money under normal circumstances.

Premature exit (voluntary closure) is permitted only after completing a mandatory 5 years of participation in the NPS.
Hence the invested amount will have to be there for next 5 years. Consider it a long term investment.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

Reetika Sharma |626 Answers |Ask -Follow

Financial Planner, MF and Insurance Expert - Answered on Apr 09, 2026

Asked by Anonymous - Mar 23, 2026Hindi

Money

I am 46 years old. We have family of 4 me, my wife and two sons 17 and 9 yrs old. I am having a flat to live in. At present have almost 81 lac investment in Mutual Fund, 15 lac in FD and SIP of 1,00,000 pm. I want to create corps for my retirement at age of 61 of having a monthly income of 1.50 lac. please advise investment.

Ans: Hi,

You have saved and invested quite good at your age. You still have 15 years to retire.
Your current SIP of 1 lakh pm with 81 lakhs will become 9 crores. This will be good to cover your retirement.
This is considering that other goals like kids higher education and marriage are already taken care of.
Share if you have other financial goals as well.

Let me know if you need more help.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

Reetika Sharma |626 Answers |Ask -Follow

Financial Planner, MF and Insurance Expert - Answered on Apr 09, 2026

Question by Kailash - Mar 22, 2026Hindi

Money

I have invested in policy bazaar ulip ..max online saving plan.tata smart sip .. capita gurantee solution..it return show 16 percent..it is good to invest like mutual fund

Ans: Hi Kailash,

Investing in plans like these is not recommended as these are highly commissioned. Better to choose SIPs in mutual funds with the help of an advisor.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

Reetika Sharma |626 Answers |Ask -Follow

Financial Planner, MF and Insurance Expert - Answered on Apr 09, 2026

Question by Ashok - Nov 22, 2025Hindi

Money

I have purchased 600 units @ Rs10/ per unit in the month of march 1994. I have certificate of acknowledgement MEP-94. Can I redeem my fund ?

Ans: Hi Ashok,

Yes, you can redeem your fund. The UTI Master Equity Plan 1994 (MEP-94) was merged into the UTI Master Equity Plan Unit Scheme (UTI-MEPUS) in March 2003.
You can redeem your 600 units (or the converted equivalent units) at the current NAV of the UTI Master Equity Plan Unit Scheme.

You can check the current value of your 600 units by looking up "UTI Master Equity Plan Unit Scheme - Growth" on sites like Value Research or Moneycontrol.
Ensure you take the original certificate to the service center to surrender it.

Let me know if you need more help.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

Reetika Sharma |626 Answers |Ask -Follow

Financial Planner, MF and Insurance Expert - Answered on Apr 09, 2026

Question by Pandian - Mar 06, 2026Hindi

Money

I want to invest INR 30 lakhs (lump sum amount) in mutual funds in this month. Suggest me some reliable funds so that I can get a return of double the investment amount in 6 year or less. (I saw an advertisement of ICL fincorp NCD Feb-26 which gives an option of double the investment amount at the end of 72months.)

Ans: Hi Pandian,

Getting rich overnight often leada to nowhere. Ads like you mentioned are a best way to take money out of your pocket.
Trust me, you will not be able to double your money in less than 6 years. If anyone guarantees you this and guide you, you will be scammed.
Please correct your approach towards investment. Your money can be doubled in 7 years depending on market volatitlity (not guaranteed).

If you want to invest your 30 lakhs for 6 years, you can choose a mix of equity and hybrid funds to generate a return of 10% annually. Work with a proper advisor to park this money and try not to follow such ads.

Get in touch with a professional Certified Financial Planner - a CFP who can guide you with exact funds to invest in keeping in mind your age, requirements, financial goals and risk profile. A CFP periodically reviews your portfolio and suggest any amendments to be made, if required.

Let me know if you need more help.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

Reetika Sharma |626 Answers |Ask -Follow

Financial Planner, MF and Insurance Expert - Answered on Apr 09, 2026

Asked by Anonymous - Mar 10, 2026Hindi

Money

Hello Madam, What is the taxation for DSP Multi allocation fund, if investing for 3 years ? Also if I wish to invest in debt mutual funds what are your recommendations considering investing for 2-3 years, the returns and taxation for Highest income bracket ? Please give your feedback. Thanks.

Ans: Hi,

Please help me with your income and other details for guiding in the best possible way.
However, if investing for more than 3 years in DSP multi allocation fund, all the gains with more than 2 years will be taxed as per LTCG at 12.5% and rest as per STCG.

You can choose variety of debt funds like ICICI Pru Short term fund to allocate money for 2-3 years.

Let me know if you need more help.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

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