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Harsh

Harsh Bharwani  |55 Answers  |Ask -

Entrepreneurship Expert - Answered on Feb 27, 2023

Harsh Bharwani is a fourth generation entrepreneur.
As CEO and managing director, he leads the international business and employability initiatives at the computer networking institute, Jetking Infotrain Limited.
After graduating from Delhi University, Bharwani joined the family business in 2010 and set up operations in the US and Vietnam.
He has trained over three lakh students in employability, confidence and key life skills.... more
Nikhil Question by Nikhil on Feb 15, 2023Translate
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My daughters is in 12 with humanities. She is interested in designing- product designing Give few option of best private institute in india and abroad Is it a promising field or vfx is better .

Ans: There are private institutes in India that offer programs in product design and VFX, and the best option to consider is:

Gaming and Metaverse Design: This has to be the best course for your daughter. It's one of the 1st ever industry-certified gaming & metaverse design course. The course will teach both product design and VFX so once your daughter graduates from the course, you can take the decision or let her decide which one out of the 2 to choose.

The course also comes with a 100% job guarantee and is in a fast-growing industry. The metaverse industry is expected to become a $1 trillion industry by 2030 so getting your daughter early into this reap rewards in the long term.

In terms of whether product design or VFX is a better field, it ultimately depends on your daughter's interests and career goals. Both fields have promising career prospects in the Metaverse industry and offer unique opportunities for creative expression.

Product design would involve designing virtual or immersive environments in metaverse platforms like Roblox or Decentraland, creating mini-games in Metaverses, and creating Augmented or virtual reality experiences and/or NFTs (non-fungible tokens).

VFX involves creating special effects and animations in virtual environments. If your daughter is interested in both fields, she may want to consider enrolling in the course - "Gaming and Metaverse Design" to explore both these options. Learning about both or doing an internship will help the both of you to decide which route to take.
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CAT, Management Expert - Answered on May 26, 2023

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My daughter studying in XII standard Commerce is interested in Fashion designing. Can you suggest some good institutes in and around Delhi NCR and Jaipur
Ans: Here are some reputed institutes in and around Delhi NCR in fashion designing:

National Institute of Fashion Technology (NIFT), Delhi: NIFT is one of the premier institutes for fashion designing in India, with its Delhi campus being highly esteemed. It offers undergraduate and postgraduate programs in fashion designing.

Pearl Academy, Delhi/Noida: Pearl Academy is a renowned institution offering various programs in fashion designing, including undergraduate, postgraduate, and diploma courses. It has campuses in Delhi and Noida.

JD Institute of Fashion Technology, Delhi: JD Institute is a well-established institute that offers diploma and undergraduate programs in fashion designing. It has a campus in Delhi.

Northern India Institute of Fashion Technology (NIIFT), Mohali: Although located in Mohali, Punjab, NIIFT is relatively close to Delhi NCR. It offers courses in fashion designing and related fields.

Footwear Design and Development Institute (FDDI), Noida: FDDI is a premier institute specializing in footwear design and development. It offers undergraduate and postgraduate programs in various aspects of footwear design.

In Jaipur, you may consider the following institutes:

National Institute of Fashion Technology (NIFT), Jodhpur: NIFT has a campus in Jodhpur, which is relatively close to Jaipur. It offers undergraduate and postgraduate programs in fashion designing.

Arch Academy of Design, Jaipur: Arch Academy is a renowned design institute in Jaipur, offering undergraduate and postgraduate courses in fashion design, jewelry design, and other design disciplines.
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Sushil

Sushil Sukhwani  |200 Answers  |Ask -

Study Abroad Expert - Answered on Nov 22, 2023

Asked by Anonymous - Aug 02, 2023Translate
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My daughter is studying at nift gandhinagar Textile design third year. Fornmaster whichbare the best indian and abroad institute. Should she work for 1 year then go for masters .what do u suggest
Ans: Hello,

First and foremost, thank you for getting in touch with us. I am glad to know that your daughter is studying Textile Design at NIFT Gandhinagar, and is currently in the third year. To answer your question first, I would like to inform you that we only deal with overseas education. As an answer to your query, you would be happy to know that there exist a number of outstanding universities that offer Textile Design overseas, viz., Rhode Island School of Design in the USA, Central Saint Martins in the UK, and the Royal College of Art in London. Next, pertaining to your question as to whether your daughter should work for a year prior to pursuing a Master’s degree, I would like to tell you that doing so can not only offer your daughter relevant hands-on experience, but also a defined career trajectory. This gap year will enable your daughter to hone her passion/interests and establish a robust portfolio, which can prove beneficial when she applies to prestigious master's programs. Not just that, while acquiring professional experience, your daughter can become aware of the particular fields of interest within textile design, which in turn, can assist her in opting for a program that best resonates with her professional ambitions.

For more information, you can visit our website.
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Moneywize

Moneywize   |59 Answers  |Ask -

Financial Planner - Answered on Feb 25, 2024

Asked by Anonymous - Feb 24, 2024Translate
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I will be retiring in October 2024 and expecting a retirement corpus of Rs 80 lakh. I would be spending 60 per cent of this amount on my son’s medical admission and studies. How should I invest the rest in different sectors to earn monthly income of nearly about 40,000?
Ans: Given your retirement corpus of Rs 80 lakh and your plan to allocate 60% of it towards your son's medical admission and studies, which amounts to Rs 48 lakh, you'll have Rs 32 lakh remaining for investment. To generate a monthly income of approximately Rs 40,000, you'll need to carefully plan your investment strategy. Here's a suggested approach:

1. Assess Your Risk Tolerance: Before investing, consider your risk tolerance, investment horizon, and financial goals. Since you're retiring soon and seeking a regular monthly income, it's advisable to focus on relatively stable and income-generating investment options.

2. Allocate Funds: With Rs 32 lakh available for investment, you can allocate the amount across different investment instruments to achieve diversification and manage risk.

3 Income-Generating Investments: To generate a monthly income of Rs 40,000, you'll need investments that offer regular payouts. Here are some options to consider:

a. Senior Citizen Savings Scheme (SCSS): This government-backed savings scheme offers quarterly interest payouts. You can invest up to Rs 15 lakh individually and earn regular income at a fixed interest rate, currently around 7.4% per annum.

b. Post Office Monthly Income Scheme (POMIS): Another government-backed scheme that provides monthly income. The maximum investment limit is Rs 4.5 lakh for an individual account and Rs 9 lakh for a joint account. The current interest rate is around 6.6% per annum.

c. Fixed Deposits (FDs): Consider investing a portion of your corpus in fixed deposits offered by banks or financial institutions. Opt for monthly interest payout FDs to generate regular income.

d. Debt Mutual Funds: Invest a portion in debt mutual funds that focus on generating steady income with relatively lower risk compared to equity funds. Choose funds with a track record of consistent returns and low expense ratios.

4. Systematic Withdrawal Plan (SWP): For investments in mutual funds or other growth-oriented instruments, consider setting up a systematic withdrawal plan. SWP allows you to withdraw a fixed amount regularly, which can serve as your monthly income.

5. Emergency Fund: Set aside a portion of your corpus as an emergency fund to cover unexpected expenses or contingencies. This fund should be easily accessible and parked in liquid or low-risk instruments like savings accounts or liquid funds.

6. Review and Adjust: Regularly review your investment portfolio to ensure it remains aligned with your financial goals and income requirements. Adjust your asset allocation and investment strategy as needed based on changing market conditions and personal circumstances.

It's crucial to consult with a financial advisor or planner who can provide personalised advice based on your specific situation and goals. They can help you create a comprehensive retirement plan and investment strategy tailored to your needs, risk tolerance, and income requirements. Additionally, consider tax implications on your investment income and consult with a tax advisor to optimise your tax efficiency.
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