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Mayank

Mayank Chandel  |1903 Answers  |Ask -

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Mar 13, 2023

Mayank Chandel has over 18 years of experience coaching and training students for various exams like IIT-JEE, NEET-UG, SAT, CLAT, CA and CS.
Besides coaching students for entrance exams, he also guides Class 10 and 12 students about career options in engineering, medicine and the vocational sciences.
His interest in coaching students led him to launch the firm, CareerStreets.
Chandel holds an engineering degree in electronics from Nagpur University.... more
NIRAJ Question by NIRAJ on Feb 16, 2023Hindi
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Career

my daughter is pursuing B.sc in Biotechnology. which higher course is suggested after completing B.sc. Is M.S in Bioinformatics will be good option.

Ans: Niraj
MS Bioinformatics is a good option. Also, you can seek MS+Ph.D from abroad.
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Mayank

Mayank Kumar  |193 Answers  |Ask -

Education Expert - Answered on Aug 10, 2023

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Sir My daughter is Passed 12 exam with 86% with bio (B Group) , she is interested in Cell and Molecular Biology Integrated Course B.sc+M.sc 5 years Duration in MSU,Baroda, is good course kindly advice me his choice is correct or if any other option.
Ans: ​Hi Chetan, Choosing a course in higher education is an important​ and life-impacting decision, and it's great that your daughter is interested in pursuing a field that aligns with her academic interests. Pursuing an integrated B.Sc + M.Sc ​will help her build a very strong subject foundation but it's always a good idea to consider various factors before making a final decision. ​It is important to ensure that the courses offered align with her interests and goals, and thorough research on faculty would be ideal. Strong faculty and access to advanced laboratory facilities can greatly enhance the learning experience.​ While education is important, we must also consider the career growth it would offer at the end, and therefore,​ investigate if the university has connections with research institutions, biotech companies, or academic organisations where she can pursue research, internships, or employment.​ This will help you understand the opportunities it could offer in the future. The Alumni Success​ rate is also crucial, therefore, check their past records. It is always advised to research similar programs in other universities to see if there are additional options that might be a good fit for her interests and goals.​ Ultimately, if the integrated B.Sc + M.Sc program in Cell and Molecular Biology at MSU, Baroda ticks all the right boxes and aligns with your daughter's interests and goals, it could be a great choice. ​It is ranked #701-750 in Asian University Rankings 2023.​ Just make sure to gather as much information as possible and weigh the pros and cons before making a final decision.

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Milind

Milind Vadjikar  |161 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Sep 19, 2024

Asked by Anonymous - Sep 17, 2024Hindi
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Dear Sir, I have another question: I have been investing in the Bajaj Allianz Life Goal Assurance Plan for the past five years, which is a combination of insurance and investment. The total premium payment duration is 10 years, with a SIP of ?10,000 per month, followed by a lock-in period of an additional 5 years So far, my monthly contributions of ?10,000 have grown to ?9.40 lakhs, with an approximate CAGR of 16%, although the insurance coverage remains at ?12 lakhs. Initially, I did not have much knowledge but continued investing due to the plan’s market-linked structure. For the first five years, my funds were allocated to Pure Stock II and Equity Growth funds basically large-cap. Recently, mid-cap and small-cap index funds were also added to their portfolio. Now that I’ve completed 5 years of investing in large-cap components, I am considering allocating the remaining 5 years to mid-cap and small-cap funds, without increasing the SIP. This would be done through a fund switch from large-cap to mid-cap and small-cap or by dividing the allocation equally—25% each across pure-stock, equity growth, mid-cap, and small-cap funds. Would you recommend this strategy while allowing the large-cap corpurs from the first 5 years to grow at their own pace and remaining 5 years switched into mid-cap/small-cap. Since the policy will mature in 2034, this gives me ample time for the investment to grow, allowing the corpus to build significantly over the remaining years
Ans: Since you are looking for 10 year time horizon, I recommend you divide the allocation equally(25%) across pure stock, equity growth, midcap index and small cap quality index funds.

Happy Investing!!

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Radheshyam

Radheshyam Zanwar  |892 Answers  |Ask -

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Sep 19, 2024

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I am bsc cbz(chemistry botany zoology) 2nd semester student in bikaner rajasthan and my age is 22 and general category and want to pursue research msc than phd but confused about the scope in india in research field i am from middle class family . I dont want to become a school/ coaching teacher but can look for assistant professor and i am not interested in doing msc in chemistry or physics want to do in biotechnology microbiology etc. please help me ????????
Ans: Hello APRK.
You can pursue an M.Sc. and aim to go for P.Hd. There is a lot of scope for research field in India. To become an assistant professor, you must have a minimum qualification of M.Sc. If you are not interested in M.Sc. Chemistry / Physics, then you can go with Biotechnology Microbiology. This is also a good option for you.
In my opinion, there is no point in diversifying yourself without any reason. The correct path is B.Sc. then M.Sc. and then P.Hd. Join as an assistant professor in any college and even though you don't want to join any school/college, you can join any big coaching center or start your coaching. Without any confusion at this stage, just focus on your B.Sc. and try to excel In it with a high %tile for a better future in PG and P.Hd. While pursuing a B.Sc., if possible join some computer courses related to AI, Website development, Mastering Excel, Business Automation, etc. to have an added advantage from a job placement point of view.

If you are dissatisfied with the reply, please ask again without hesitation.
If satisfied, please like and follow me.
Thanks.

Radheshyam

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