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I got Computer Science at KIIT, Bhubaneswar. How good are placements?

Nayagam P

Nayagam P P  |6867 Answers  |Ask -

Career Counsellor - Answered on Jul 11, 2024

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Pooja Question by Pooja on Jul 10, 2024Hindi
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Career

Hi sir.My daughter got Electronic and computer science in KIIT , BHUWNESWAR.HOW IS THE PLACEMENT.PLS GUIDE

Ans: Yes Pooja Madam. Placements are good in KIIT-B for Electronics & CS. Please note, your daughter should perform well academically, involve in co/extra curricular activities in college, keep upgrading her skills, create a Professional LinkedIn Profile for her and keep updating it every 3-months & connect with Professionals of her domain. All the BEST for Your Daughter's Bright Future.

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Asked by Anonymous - Jun 22, 2025Hindi
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my net monthly income is 216000 after tax, total loan I have Rs 75 lac, loan breakup home loan 46 lac, personal loan 28 lac, credit card os 11 lac. suggest how to be debt free in next 6 years.
Ans: Step 1: Know Your Monthly Debt Capacity
Assuming you can allocate 50–55% of your income toward debt repayment:
• ?1.08–1.18 lakh/month is your target EMI budget.
Step 2: Prioritize High-Interest Debt First
Credit card and personal loans typically carry 15–36% interest, while home loans are around 8–9%. So:
1. Credit Card (?11L) – Pay this off first.
2. Personal Loan (?28L) – Next priority.
3. Home Loan (?46L) – Last, since it’s lower cost and offers tax benefits.
Step 3: Consider Consolidation
You could explore:
• Debt consolidation loans to combine credit card + personal loan into one lower-interest EMI.
• Balance transfer for credit cards to reduce interest temporarily.
• Platforms like FREED, SingleDebt, or Debt Relief India offer structured debt management plans.
Step 4: 6-Year Repayment Plan (Illustrative)
Loan Type Amount (?L) Target Tenure Monthly EMI (approx)
Credit Card 11 1 year ?1.0–1.1 lakh
Personal Loan 28 3 years ?0.9–1.0 lakh
Home Loan 46 6 years ?0.8–0.9 lakh
You can snowball payments—once one loan is cleared, roll that EMI into the next.
Tips to Accelerate
• Bonus or incentives? Use 70–80% toward debt.
• Cut lifestyle inflation—track expenses ruthlessly.
• Avoid new debt unless it’s strategic (e.g., refinancing).
• Automate EMIs to avoid late fees and improve credit score.

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