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Geeta

Geeta Ratra  |138 Answers  |Ask -

Visas, Study Abroad Expert - Answered on Mar 21, 2024

Geeta Ratra has been an immigration expert for more than two decades and has strong knowledge of international immigration policies and procedures. She is vice president, operations, at Abhinav Immigration Services. Besides visa and immigration services, they also provide study abroad advice that includes application assistance, counselling and university shortlisting.... more
Asked by Anonymous - Mar 21, 2024Hindi
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Career

My daughter is a fashion designer in knitwear design and has done PG course from Italy.which countries she can get the job opportunities. What are prospects in India.

Ans: With a postgraduate degree in knitwear design from Italy, your daughter possesses valuable skills sought after worldwide. Countries like Italy, France, the United States, and the United Kingdom offer promising opportunities in the fashion industry. In India, the fashion industry is burgeoning, with increasing demand for skilled professionals. She could explore opportunities in major cities like Mumbai, Delhi, and Bangalore, where the fashion scene is vibrant and growing rapidly.
Asked on - Mar 28, 2024 | Answered on Mar 30, 2024
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Thanks a lot for your quick response ????
Ans: my pleasure
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Harsh

Harsh Bharwani  |56 Answers  |Ask -

Entrepreneurship Expert - Answered on May 25, 2023

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Hi! My daughter is 12th standard with Mathematics, Physics and Chemistry. She wants to pursue degree program in Fashion Designing. Please let me know the best institutes for Fashion Designing degree program and also the career prospects in this field.
Ans: Thank you for reaching out and expressing your daughter's interest in pursuing a degree program in Fashion Designing. It's wonderful to see her passion and enthusiasm for the field. I understand the importance of guiding students towards the right educational institutes and helping them make informed career choices.
When it comes to Fashion Designing, there are several renowned institutes in India that offer excellent degree programs. Here are some of the best institutes for Fashion Designing degree programs:
National Institute of Fashion Technology (NIFT): NIFT is a premier institute dedicated to fashion education and research. It has multiple campuses across India and offers undergraduate and postgraduate programs in Fashion Design, Textile Design, and more.
National Institute of Design (NID): NID is renowned for its comprehensive design education. While it primarily focuses on industrial and product design, it also offers fashion-related programs that integrate design thinking with fashion aesthetics.
Pearl Academy: Pearl Academy is a leading institute that offers undergraduate and postgraduate programs in Fashion Design, Communication Design, and other creative disciplines. It has campuses in Delhi, Mumbai, Jaipur, and Noida.
Symbiosis Institute of Design (SID): SID, under the umbrella of Symbiosis International University, offers a Bachelor of Design program in Fashion Communication, Fashion Design, and other design specializations.
National Institute of Fashion Design (NIFD): NIFD is a reputed institute that offers a wide range of fashion-related programs, including a Bachelor's degree in Fashion Designing.
These institutes have established themselves as leaders in the field of fashion education, and their programs provide a comprehensive mix of practical training, industry exposure, and theoretical knowledge.
In terms of career prospects in the field of Fashion Designing, there are several opportunities for talented individuals. Some potential career paths include:
Fashion Designer: Designing and creating clothing, accessories, and footwear for various segments of the fashion industry.
Fashion Stylist: Collaborating with clients or brands to curate fashion looks for photoshoots, events, or personal styling.
Fashion Illustrator: Creating visual representations of fashion ideas through sketches or digital illustrations.
Fashion Merchandiser: Managing the buying and selling of fashion products, analyzing market trends, and coordinating with manufacturers and retailers.
Fashion Entrepreneur: Establishing one's own fashion label or brand, from designing and production to marketing and sales.
The fashion industry offers a dynamic and evolving environment, and with creativity, dedication, and industry knowledge, your daughter can carve a successful career in this field.
I would also encourage her to explore internships, participate in fashion shows, and build a strong portfolio, as these experiences can enhance her practical skills and open doors to exciting opportunities in the industry.
I wish your daughter all the best in her pursuit of a degree in Fashion Designing and her future career. Should you have any further questions or require additional guidance, please feel free to reach out.

..Read more

Aashish

Aashish Sood  |114 Answers  |Ask -

CAT, Management Expert - Answered on May 26, 2023

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My daughter studying in XII standard Commerce is interested in Fashion designing. Can you suggest some good institutes in and around Delhi NCR and Jaipur
Ans: Here are some reputed institutes in and around Delhi NCR in fashion designing:

National Institute of Fashion Technology (NIFT), Delhi: NIFT is one of the premier institutes for fashion designing in India, with its Delhi campus being highly esteemed. It offers undergraduate and postgraduate programs in fashion designing.

Pearl Academy, Delhi/Noida: Pearl Academy is a renowned institution offering various programs in fashion designing, including undergraduate, postgraduate, and diploma courses. It has campuses in Delhi and Noida.

JD Institute of Fashion Technology, Delhi: JD Institute is a well-established institute that offers diploma and undergraduate programs in fashion designing. It has a campus in Delhi.

Northern India Institute of Fashion Technology (NIIFT), Mohali: Although located in Mohali, Punjab, NIIFT is relatively close to Delhi NCR. It offers courses in fashion designing and related fields.

Footwear Design and Development Institute (FDDI), Noida: FDDI is a premier institute specializing in footwear design and development. It offers undergraduate and postgraduate programs in various aspects of footwear design.

In Jaipur, you may consider the following institutes:

National Institute of Fashion Technology (NIFT), Jodhpur: NIFT has a campus in Jodhpur, which is relatively close to Jaipur. It offers undergraduate and postgraduate programs in fashion designing.

Arch Academy of Design, Jaipur: Arch Academy is a renowned design institute in Jaipur, offering undergraduate and postgraduate courses in fashion design, jewelry design, and other design disciplines.

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Sushil

Sushil Sukhwani  |422 Answers  |Ask -

Study Abroad Expert - Answered on Nov 22, 2023

Asked by Anonymous - Aug 02, 2023Hindi
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My daughter is studying at nift gandhinagar Textile design third year. Fornmaster whichbare the best indian and abroad institute. Should she work for 1 year then go for masters .what do u suggest
Ans: Hello,

First and foremost, thank you for getting in touch with us. I am glad to know that your daughter is studying Textile Design at NIFT Gandhinagar, and is currently in the third year. To answer your question first, I would like to inform you that we only deal with overseas education. As an answer to your query, you would be happy to know that there exist a number of outstanding universities that offer Textile Design overseas, viz., Rhode Island School of Design in the USA, Central Saint Martins in the UK, and the Royal College of Art in London. Next, pertaining to your question as to whether your daughter should work for a year prior to pursuing a Master’s degree, I would like to tell you that doing so can not only offer your daughter relevant hands-on experience, but also a defined career trajectory. This gap year will enable your daughter to hone her passion/interests and establish a robust portfolio, which can prove beneficial when she applies to prestigious master's programs. Not just that, while acquiring professional experience, your daughter can become aware of the particular fields of interest within textile design, which in turn, can assist her in opting for a program that best resonates with her professional ambitions.

For more information, you can visit our website.

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Moneywize

Moneywize   |122 Answers  |Ask -

Financial Planner - Answered on Jun 25, 2024

Asked by Anonymous - Jun 13, 2024Hindi
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Money
Ours is a family of 3 people -- My wife, I and my daughter who is 15. I am 39, my wife is 37 and our monthly expenses are Rs 90K. I own my house and expect to have no fixed income after 65 years, and expect to live till 75. Considering the ever increasing price rise what should be my corpus at 65 for me to continue living the life style I am living today?
Ans: Calculating your retirement corpus:

Here's how to estimate the corpus you'll need to maintain your current lifestyle after retirement:

1. Retirement period:

You plan to retire at 65 and expect to live till 75. So, your retirement period is 75 - 65 = 10 years.

2. Inflation adjustment:

You've rightly considered inflation. To estimate future expenses, we need to factor in inflation. A safe assumption for India is 5-7% inflation. Let's take an average of 6%.

3. Current monthly expenses:

You spend Rs 90,000 per month currently.

4. Future monthly expenses:

To find the monthly expense at retirement (at 65), we need to consider inflation for 26 years (39 years till retirement + 10 years retirement).

You can use an inflation calculator online or a simple formula:

Future monthly expense = Current monthly expense * (1 + Inflation rate)^number of years

In your case, Future monthly expense = Rs 90,000 * (1 + 0.06)^26 ≈ Rs 3,28,550 (approximately Rs 3.29 lakh)

5. Total corpus calculation:

Now you can calculate the total corpus needed. Here's a common approach:

Total corpus = Monthly expense * Number of years in retirement * 12 (months)

However, this method doesn't consider the fact that you'll be withdrawing money every month, reducing the corpus. A more accurate method is using the Time Value of Money (TVM) concept. There are online TVM calculators or Excel functions you can use.

Here's an alternative approach that provides a reasonable estimate:

Multiply the future monthly expense (Rs 3.29 lakh) by a factor considering inflation over the period. This factor can vary depending on your risk tolerance and investment strategy. A factor of 200 is often used as a conservative estimate.
Total corpus = Rs 3.29 lakh/month * 200 (factor) = Rs 6.58 crore (approximately Rs 658 million)

Additional factors to consider:

• Daughter's future expenses: Your daughter will be an adult by the time you retire. While she won't be financially dependent, consider any potential future support you might want to provide for her education or marriage.
• Healthcare costs: Healthcare expenses tend to increase with age. Factor in potential medical needs during retirement.
• Debt: If you have any outstanding debt by the time you retire, you'll need to account for its repayment in your corpus calculation.
• Investment returns: The corpus amount assumes a certain rate of return on your investments. Research different investment options and their potential returns to refine your calculations.

Recommendation:

Consult a financial advisor for a personalised retirement plan considering your specific financial situation, risk tolerance, and investment goals. They can help you create a more comprehensive plan and suggest suitable investment strategies to achieve your corpus target.

Remember, this is an estimate. Regularly review your plan and adjust it based on changing circumstances.

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Mayank

Mayank Chandel  |1003 Answers  |Ask -

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Jun 24, 2024

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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