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Mayank

Mayank Kumar  | Answer  |Ask -

Education Expert - Answered on Jun 09, 2023

Mayank Kumar is the co-founder and managing director of upGrad, a higher EdTech company. With over 10 years of experience in the education sector, Kumar can offer guidance about degree courses, campus, job-linked and executive programmes and studying abroad.An MBA graduate from ISB Hyderabad, he holds a BTech in mechanical engineering from IIT Delhi.... more
Sisir Question by Sisir on Jun 08, 2023Hindi
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Career

my daughter is now doing Master on Applied Microbiology from VIT,Vellore,will she go for campassing(which field will have bright future) or try for higher education,she is interested for doing Master on Forensic Science will it be a good future for a job

Ans: She can explore opportunities in research, biotech, pharmaceuticals, healthcare, and more. Higher education in Forensic Science can lead to diverse career paths in forensic labs, law enforcement agencies, and private firms. Both fields offer promising futures; she should choose based on her passion and long-term goals.
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my daughter is doing MSc(last year) in Applied Microbiology from VIT,Vellore ,i am asking her to go for Higher Study but she is not interested,she wants to do job,please guide us
Ans: Hello Sisir,

First and foremost, thank you for getting in touch with us. It makes sense that you want the best for your daughter and want her to continue her education in Applied Microbiology. Making this choice, though, also requires taking into account your daughter's interests and inclinations. It's unlikely that she will be driven to put in the effort and attention necessary to excel in the program if she is not interested in pursuing further education.

It's crucial to talk openly and honestly with your daughter about her ambitions and desires for her career. Find out what she likes to do and what kind of workplace she prefers. You might look into several career opportunities in Applied Microbiology and associated sectors if she's interested in finding employment. With an MSc in Applied Microbiology, one can find employment in varied fields, such as regulatory affairs, production, quality control, and research & development.

Attending professional fairs, conferences, and seminars will help your daughter start networking and establishing contacts in the field. To add to her résumé and acquire professional experience, she may also want to look into internships or part-time positions.

In the end, your daughter's hobbies, goals, and career aspirations should guide the decision about whether to seek further education or a job. While you may support and guide your daughter as a parent, it's also crucial to accept her choices and give her the freedom to do so.

For more information, you can visit our website.

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Milind

Milind Vadjikar  |741 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Dec 03, 2024

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What happens when a Mutual Fund company shuts down / gets sold off?
Ans: Hello;

If a mutual fund company gets sold or fails, the process is prescribed by SEBI:

In case MF company is Sold,
The new fund house may:
1. Continue the scheme with a new name and management.

2. Merge the scheme with similar funds and offer investors the option to exit without any exit load.

In case MF company shuts down,
The fund house will:
1. Pay out investors based on the fund's last recorded Net Asset Value (NAV) and the number of units the investor holds, after deducting expenses.

2. If the company is not in a position to do so then SEBI may liquidate the funds assets and distribute the proceeds to unit holders.

It is also pertinent to note that mutual fund regulation in India is one of the most stringent and hence best, from investor's point of view, globally.

This is not just in theory. We have seen how the Franklin Templeton abrupt closure of debt funds was handled with surgical precision, by SEBI, with no loss to unitholders.


Skin in the game regulation mandates that 20% salary of key mutual fund personnel and fund managers is paid in terms of units of their funds with a 3 year lock-in.

The stocks and bonds purchased by the AMC for the fund are held by a custodian, appointed by the trust that administers the fund.

The trust engages into a investment management agreement with the AMC for managing the fund as per their mandate and within regulatory guidelines.

Registrar and Transfer Agents handle the investor registration,kyc, maintaining records, providing account and tax statements etc.

Happy Investing;
X: @mars_invest

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