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Sushil Sukhwani  |324 Answers  |Ask -

Study Abroad Expert - Answered on Mar 22, 2024

Sushil Sukhwani is the founding director of the overseas education consultant firm, Edwise International. He has 31 years of experience in counselling students who have opted to study abroad in various countries, including the UK, USA, Canada and Australia. He is part of the board of directors at the American International Recruitment Council and an honorary committee member of the Australian Alumni Association. Sukhwani is an MBA graduate from Bond University, Australia. ... more
Asked by Anonymous - Mar 18, 2024Hindi
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My daughter has completed her BASLP course from Bangalore and has gained two years work experience. She is now planning to do her postgraduate diploma in Canada... Is this a good career option compared to Masters in India???

Ans: Hello. I am happy to hear that your daughter has completed her BASLP in Bangalore. Canada, as a nation, is known for its high-quality education. Studying for a for a postgraduate diploma in Canada is a good decision. Coming to the career options, yes, they are more job oriented courses and provide internship options as well.

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Sushil

Sushil Sukhwani  |324 Answers  |Ask -

Study Abroad Expert - Answered on Oct 16, 2023

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Sir, My daughter has completed MBBS from Ukraine. Is it ok to send her abroad to make future prospectus? what is your advice.. which country is better?, What is the cost involved?
Ans: Hello Yadav,

First and foremost, thank you for getting in touch with us. I am pleased to hear that your daughter has completed her MBBS from Ukraine. Concerning your query as to whether it is okay to send your daughter abroad, I would like to tell you that although it can be a wise decision and an excellent chance to send her to another country to either pursue further education or to start her profession, this decision should be well thought of. Next, to decide as to which country would be ideal, I would like to say that your daughter’s preferred field of study, her professional ambitions, the cost, as well as the linguistic preferences, play a prominent role in deciding this. On completing an MBBS degree, Canada, Australia, the USA, the UK, as well as several European nations are among the sought-after locations to pursue higher education.

The tuition fees, housing costs, costs of living, and other associated expenditures are all included in the cost to study overseas. Your daughter should take into account these costs. However, remember that based on the country your daughter decides to study in and her preferred university or course, these costs can differ. Moreover, to reduce the cost of studying abroad, a number of scholarships and possibilities for monetary assistance are available that your daughter should consider. I would recommend that your daughter conducts an extensive study on the universities and programs in the countries of her choosing, whilst taking into account the educational standards, employment prospects post graduation, as well as the immigration guidelines, prior to making an informed choice. Moreover, to receive useful advice based on your daughter's personal circumstances and goals, she should get in touch with academic advisors or career counselors.

For more information, you can visit our website.
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Financial Planner - Answered on Apr 28, 2024

Asked by Anonymous - Apr 27, 2024Hindi
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I want to purchase auto insurance for my Maruti Ertiga which I purchased two years ago. Which auto insurance policy will best look after my interests in the event of an accident which could lead to fatalities or lead me permanently disabled? I want to choose an auto insurance policy that will take care of hospitalisation as well as permanent disability.
Ans: In the unfortunate event of an accident with your Maruti Ertiga, a comprehensive car insurance policy will best serve your interests. Here's why:

Comprehensive Coverage:

• Third-party Liability: This is mandatory by law and covers any injuries or property damage caused to a third party due to an accident involving your car.
• Own Damage Cover: This protects your Maruti Ertiga from damages caused by accidents, theft, fire, natural calamities, etc.

Additional Coverage for Permanent Disability and Hospitalisation:

• Personal Accident (PA) Cover for Owner-Driver and Passengers: This add-on provides a lump sum payout in case of death or permanent disability due to an accident. You can extend this cover to include your passengers as well.
• Medical Expenses Cover: This add-on reimburses hospitalisation expenses incurred due to injuries sustained in an accident.

Here's what to consider when choosing an insurance provider:

• Claim Settlement Ratio (CSR): Look for insurers with a high CSR, which indicates a good record of settling claims promptly.
• Network Garages: Opt for an insurer with a wide network of cashless garages for repairs to ensure a hassle-free experience.
• Customer Service: Choose a company known for providing prompt and helpful customer service.

Popular Car Insurance Providers in India:

• Acko General Insurance
• HDFC Ergo
• The Oriental Insurance Company
• National Insurance Company
• Bajaj Allianz General Insurance

Researching and Comparing Policies

• Use online insurance aggregator websites to compare quotes from different providers. These websites allow you to input details about your Maruti Ertiga, your driving history, and desired coverage options. They will then provide you with quotes from various insurers, allowing you to compare prices and features.

Consulting a Financial Advisor

• Consider consulting a financial advisor who can help you assess your specific needs and recommend the most suitable car insurance policy for your Maruti Ertiga.
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