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Sushil Sukhwani |555 Answers |Ask -Follow

Study Abroad Expert - Answered on Dec 23, 2023

Sushil Sukhwani is the founding director of the overseas education consultant firm, Edwise International. He has 31 years of experience in counselling students who have opted to study abroad in various countries, including the UK, USA, Canada and Australia. He is part of the board of directors at the American International Recruitment Council and an honorary committee member of the Australian Alumni Association. Sukhwani is an MBA graduate from Bond University, Australia. ... more

Question by Jagdish on Dec 12, 2023Hindi

Career

My cousin want to study in US in Master of Science in Education form University of Daytone. My brother's financial condition is not so good to afford. whether, Master of science in Education is demanding course. is My cousin get job after this study

Ans: Hello Jagdish,

First and foremost, thank you for getting in touch with us. I am glad to hear that your cousin plans on pursuing his Masters of Science in Education from the University of Dayton. I would like to tell you that depending on variables viz., the location, the area of specialization, as well as the education environment at the time of graduating, the demand for Master of Science in Education (MSEd) graduates in the United States differs. Students are frequently trained for careers in teaching, curriculum development, educational leadership, and other fields through MSEd programs. Although there is a broad demand for educators, depending on the region and specialization, the labor market can differ.

Your cousin can benefit from superior education through the recognized program offered at the University of Dayton, potentially improving their employability. Concerning your question as to whether he will get a job after completing his study, I would like to tell you other than this degree, numerous other factors affect one’s chances of getting jobs, viz., acquiring experience through undertaking internships or teaching opportunities, networking, as well as staying abreast with developments in education.

Despite financial considerations, in order to improve his chances of finding jobs, I would recommend that your cousin builds strong relationships, as well as gains real-world experience in the field of education. To help reduce the financial hardship, he should also look into the available bursaries, scholarships, or part-time employment options during the course of his studies.

For more information, you can visit our website.

You may like to see similar questions and answers below

Ashwini Dasgupta |85 Answers |Ask -Follow

Personality Development Expert, Career Coach - Answered on Jul 12, 2023

Asked by Anonymous - Jul 11, 2023Hindi

Career

I would like to do masters in USA.my BTech passed out year was 2020. I have no work experience. I have done software course .how will be job opportunities in usa .Another doubt is about loan if a person don't get job will it be burden to parents or it can be cleared with part time until he get job?

Ans: Hi,

Thank You for writing in.

Most important aspect to consider is to do some research before you making a final decision. Until you have enough data on the US market especially in the area you are looking for a job my suggestion would be that you find a job in India and in parallel do your research and then move to US.

It is true that sustaining in US without a job can be challenging. Also currently the US market is quite skeptical. Yes, you can take up part time job in US but you need to be aware of the laws there as there are certain limitations.
So Research, plan, prepare and then act.

Hope this helps. All the best.

To Your Success. Be You. Be Confident
Ashwini Dasgupta
Author of -Confidence Decoded. Is it a Skill or Attitude?

Sushil Sukhwani |555 Answers |Ask -Follow

Study Abroad Expert - Answered on Jan 02, 2024

Question by Naba - Jan 01, 2024Hindi

Career

My son studing mbbs (fina year) at kalkata medical college, want to study in abroad (USA) , How is it possible with financial assistance?

Ans: Hello Naba,

To begin with, thank you for contacting us. I am happy to hear that your son is currently pursuing the final year of MBBS at Kolkata Medical College and wishes to further study in the USA. To answer your question first, I would like to tell you that although a promising opportunity, pursuing medicine overseas, specifically in the United States involves substantial monetary constraints. Nevertheless, remember that your son could seek financial aid from numerous sources. I would recommend that he looks into the available grants or scholarships provided by private organizations or universities that aim to assist international medical students. Furthermore, although typically needing a cosigner who is a citizen or permanent resident of the US, there are student loans that are designed exclusively for foreign students attending US universities. Your son could explore these as well. Not just that, he could also engage in on-campus part-time jobs, this can be an excellent way to defray expenditures. To learn about the available possibilities and prerequisites for international students wishing to pursue medicine in the USA, I would suggest that your son conducts an extensive study and gets in touch with universities, offices offering financial assistance, as well as looks into the various scholarships offered.

For more information, you can visit our website.

Sushil Sukhwani |555 Answers |Ask -Follow

Study Abroad Expert - Answered on Mar 06, 2024

Question by Husna - Jan 17, 2024Hindi

Career

My son has graduated chemical engineering in 2023 and working in yokogawa from 4month but he is not interested in that job as its not highly technical,he is a bright student has done two internships during graduation itself and published review paper in European journal also, he is more passionate to do his master's in US in Purdue in chemical with data science but we are worried to take huge loans as we r middle class what if he didn't get jobs after masters in USA and in India there is only low paying jobs, kindly guide us

Ans: Hello Husna. To begin with, thank you for contacting us.
Coming to the question, it is understandable that you have certain concerns regarding your son’s education in the USA. Given the potential burden regarding finances, here are some factors that you can consider.
1. Encourage your son to explore various funding options in the USA. This includes researching about various scholarships, finance assistance, tuition-fee waivers and stipend for research or teaching assistance.
2. Universities offer career services for its students. This could be an advantage for your son for better job prospects and connecting with potential employers.
3. Consider Return on Investment (ROI) by pursuing a master’s degree in Chemical Engineering from Purdue University. Consider job prospects, annual gross salary, demand in the market, etc.
4. A master’s degree is considered one option, your son can consider alternative academic paths like certifications or diploma.

For further assistance you can get in touch with us.

Sushil Sukhwani |555 Answers |Ask -Follow

Study Abroad Expert - Answered on Aug 13, 2024

Question by Loknath - May 07, 2024Hindi

Career

Hi Ankit, I am just retiring, my daughter is a graduate in CSE with 2 yr work ex. She has got an admit fm Texas A&M univ for MSCS. Consideting present situation in US, is it advisable to do MS in US with a loan for atleast 30 lac( balance from my savings)?

Ans: Hi Loknath,

To begin with, thank you for reaching out to us and congratulations to your daughter for securing an admission in the USA. Getting an MS in CS from Texas A&M University is definitely a great idea and will be worth it, as it provides lucrative career opportunities upon graduation.

For more information, you can visit our website: www.edwiseinternational.com
You can also follow us on our Instagram page - @edwiseint

Latest Questions

Prof Suvasish Mukhopadhyay |115 Answers |Ask -Follow

Career Counsellor - Answered on Nov 15, 2024

Asked by Anonymous - Nov 14, 2024Hindi

Career

Dear sir, I have been working in pharma segment n I have a terrible experience to share almost 5–6 companies have not settle my genuine dues of salaries and expenses. Some are almost 5–8 yrs old n the latest one is almost 75 days old. Some have some special statements written on there appointment letters, which gives them freedom , and others seem to have no concerns at all. I cannot take legal action against them as a don't have so much money. In the latest episode, my company says that they cannot give me my full n final till the time stockist does not pays his dues to the company. In this regards, I want to inform you that 1 I have no dues on the stockist 2 I have returned all my property 3 companies settlement time is of 45 days 4 after fighting so long I have received one part as salary but expenses are still held they say that they will only settle my dues when the stockist pays his pending payments. 1 I have no dues certificate from all stockists 2 And my views on this is 1 I'm not in organization now, how am I responsibile for the old payments of my time, because it's responsibility of the current staff to follow up for his secondary n payments 2 party's due on company is around rs 46000 but stockist already has non sellable goods of rs 70000 in his shelf . 3 the current staff do not meet the stockist, help in liquidation of stocks or clearing payments. Kindly help me with your detailed view in how to get my ffs from this organization as I have 1 written several times on main with no proper response. 2 I have called many times to hr n concerned managers but they repeat same thing, ie payments of one stockist Kindly help me with solution to get my ffs from this n old pharma companies. Thanks Jasvinder singh

Ans: You need legal support. Please contact senior advocate Mr. Tanoj Joshi with my reference. Search about him in LINKEDIN.
He is a very good person and he won't charge you much if you give my reference. Please give me the update. Best of luck. MAY GOD BLESS YOU. Professor...........................:)

Prof Suvasish Mukhopadhyay |115 Answers |Ask -Follow

Career Counsellor - Answered on Nov 15, 2024

Question by Manvir - Nov 15, 2024Hindi

Career

Hi Prof. My son is doing B.tech +M.tech In feed & Agreeculture engg. Can you guide whether This is the right decision or not to pursue this stream. Pls. guide me the future of this subject , where is the scope of this subject.Pls. advise

Ans: He can't leave the M.Tech programme suddenly. If he is interested in teaching he can pursue Ph.D after this. If he is interested in admin type jobs he can prepare for state PSC exam. I am ruling out UPSC. UPSC is a trap. Many good students lost their future for trying for UPSC continuously for 4-6 years and their complete youth is lost. If he wants to be in the field of agriculture then he can opt for teaching or research. If he wants admin job then he can try for state PSCs, Banking jobs and private sectors. All the best to your son. MAY GOD BLESS HIM. Professor..........:)

Dr Dipankar Dutta |685 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Nov 15, 2024

Asked by Anonymous - Nov 14, 2024Hindi

Career

Hello Sir My son is in second year of Electronics and Instrumentation control in Thapar. Kindly suggest some courses so that he may be able to get good placement

Ans: PLC & SCADA Programming, Python Programming, IoT (Internet of Things) etc

Dr Dipankar Dutta |685 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Nov 15, 2024

Asked by Anonymous - Nov 15, 2024Hindi

Career

Hello Sir/Mam , I m currently studying at MSRIT(Ramaiah) , Bangalore, I m in Cse last year I was in Bit Mesra but due to some circumstances I dropout at last , now jee advanced a week back announced to give 3 attempts including 12th , so should I try to give jee again or continue , I m in a dilemma ... plz elaborate

Ans: If you are content with MSRIT’s program, progressing well academically, and preparing for placements, I suggest continuing at MSRIT and focusing on excelling in your current opportunities.
If you are deeply passionate about studying at an IIT or want to switch to a more specialized field, and you are confident about significantly improving your JEE rank, you could consider retaking the exam.

Dr Dipankar Dutta |685 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Nov 15, 2024

Question by Manvir - Nov 15, 2024Hindi

Career

Hi Prof. My son is doing B.tech +M.tech In feed & Agreeculture engg from IIT Kharagpur . Can you guide whether This is the right decision or not to pursue this stream. Pls. guide me the future of this subject , where is the scope of this subject.Pls. advise

Ans: This field plays a critical role in addressing global challenges related to food security, sustainable agriculture, and technological advancements in farming but from career perspective the scope in very limited in India. If he can do PhD from foreign universities then he can compete globally.

Dr Dipankar Dutta |685 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Nov 15, 2024

Question by Mukund - Nov 15, 2024Hindi

Career

I have 12th in cbse with physics chemistry maths. Can I add biology to my 12 th using nios??

Ans: Yes, you can add Biology to your 12th-grade qualifications through the National Institute of Open Schooling (NIOS)

Dr Dipankar Dutta |685 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Nov 15, 2024

Asked by Anonymous - Nov 15, 2024Hindi

Career

Hello Sir My child would like to take PCMB in 10+1 and want to pursue his career from IISER after 12th. Kindly suggest a good institute from where he can take regular physical coaching for the preparation of IAT exams.

Ans: Impossible to sagest physical coaching institute without knowing location

Radheshyam Zanwar |1042 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Nov 15, 2024

Asked by Anonymous - Nov 15, 2024Hindi

Career

Please share a list of engineering colleges having the following criteria 1.good placement in BTech CSE, ECE etc, having median salary package more than 10 LPA. 2. Taking consideration of 12th marks with JEE Rank/percentile. for admissionlm

Ans: Hello.
Sorry to say, it is impossible to list the names of engineering colleges spread across the country as per your demand. There are hundreds of colleges in India, where students are getting placements more than 10 LPA. It would be better to ask your ward to score more in the JEE (Main) examination and get admission to the top engineering college. The total game is dependent on the score in the JEE examination. Today's 10 LPA will have less value after 4-5 years. Along with JEE, ask your ward to appear for the respective state engineering test also. If he/she scores less in JEE, then the other option will remain open. Many students make the mistake of focusing only on JEE and ignoring the state-level engineering examination. At a later stage, they get disappointed when they score less in JEE. Best of luck to your ward for the upcoming JEE examination.

If satisfied, please like and follow me.
If dissatisfied with the reply, please ask again without hesitation.
Thanks.

Radheshyam

Ramalingam Kalirajan |7028 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Nov 15, 2024

Asked by Anonymous - Nov 15, 2024Hindi

Money

Sir, Im 54 yrs, present monthly take home pay in hand of Rs.2.5Lacs after all I.Tax etc. deductions. Car EMI till Dec 2026 to be paid will be Rs.5000 per month. Have Health Insurance cover for 25 lacs, Term Insurance for Rs.2Crores but no Life Insurance cover. Monthly SIP is Rs.1Lac. Had made a lump-sum investment of Rs.55Lacs in Mutual Fund which is now valued around Rs.75Lacs. I'm not able to save anything beyond this due to family responsibilities and have to start repaying my son's education loan of Rs.20Lacs which would commence after 2.5 years (as he is studying now). Can you please let me know how much of corpus I might have at the time of my retirement if I continue to work till the age of 58years? Regards

Ans: Based on the information you’ve shared, let us assess your situation and provide insights into your potential retirement corpus.

Current Financial Position
Take-home salary: Rs. 2.5 Lacs per month
Car EMI: Rs. 5,000 per month (ending Dec 2026)
Health insurance: Rs. 25 Lacs
Term insurance: Rs. 2 Crores
Monthly SIP: Rs. 1 Lac
Lump-sum investment in mutual funds: Rs. 75 Lacs (current value)
Education loan repayment: Rs. 20 Lacs starting after 2.5 years
Retirement age: 58 years (4 years from now)
Assumptions for Projection
Your SIP of Rs. 1 Lac per month continues until retirement.
Your lump-sum mutual fund investment grows at an assumed annual rate of 10%.
Monthly SIP investments grow at an assumed annual rate of 10%.
Education loan repayment starts in 2.5 years. Let’s consider this doesn’t disrupt your SIPs.
Estimated Retirement Corpus
1. Growth of Existing Lump-Sum Investment
Current value: Rs. 75 Lacs
Growth for 4 years at 10%: Approximately Rs. 1.1 Crores
2. Future Value of Monthly SIPs
SIP: Rs. 1 Lac per month
Duration: 48 months (4 years)
Growth at 10%: Approximately Rs. 63 Lacs
Total Corpus at Retirement
Lump-sum mutual fund value: Rs. 1.1 Crores
SIP investments: Rs. 63 Lacs
Total corpus: Rs. 1.73 Crores
Recommendations
Education Loan Repayment: The repayment may require adjustments in your budget. Consider partial withdrawals or rebalancing investments if necessary to avoid disrupting your SIPs.
Increasing Savings: Once your car loan ends in 2026, channel the Rs. 5,000 EMI into SIPs to further enhance your corpus.
Financial Review: Regularly review your investments and retirement goals with a Certified Financial Planner to ensure alignment with market conditions.
Final Insights
If your investments grow at an average rate of 10%, you may have a retirement corpus of approximately Rs. 1.73 Crores by age 58. Focus on maintaining your SIP contributions and ensuring liquidity to manage upcoming education loan repayments effectively.

Best Regards,
K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

Nayagam P P |3908 Answers |Ask -Follow

Career Counsellor - Answered on Nov 15, 2024

Question by MEHARBAN - Oct 17, 2024Hindi

Career

Sir, I am a 42 years old financial professional and having 18 years experience. Now I am well settled in India but having some liabilities such as housing loan etc and responsibility of my two kids. I always wanted to move abroad (Europe) for a better life. Now if I leave for abroad, I have not idea whether can I get settled over there ? it can also disturb my present financial position. Kindly guide what should I do?

Ans: Meharban Sir, Thank you for your question. I have responded to a similar question recently. You may check my answer here
If you are looking for more details, I would be happy to assist/guide you. All the BEST for Your Prosperous Future.

To know more on ‘ Careers | Education | Jobs’, ask / follow Us here in RediffGURUS.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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