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Saurabh Saxena | Answer |Ask -Follow

Tech Career Counselling Expert - Answered on May 24, 2023

Saurabh Saxena is the COO of Scaler by InterviewBit, an edtech platform that helps engineers achieve their highest potential and prepare for potential job interviews.
He has over 10 years of experience mentoring the next generation of engineering graduates and software developers.
He holds a bachelor's degree in information technology and business administration from the University of Newcastle, Australia.... more

Question by Anonymous on May 10, 2023Hindi

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My cousin is in final year of mechanical engineering. He is interested in AI but is also keen on machine learning. Can you share the scope of both and help him make a wise decision? Thank you in advance

Ans: Thanks for the question Divya.
AI and Machine Learning are tied together and not entirely separate. AI (Artificial Intelligence) and ML (Machine Learning) are closely related fields, with ML being a subfield of AI.

Anyone who is an expert in AI / ML will have the following career options available to them
1. Machine Learning Engineer: Machine learning engineers focus on developing and implementing ML algorithms and models.
2. Data Scientist: Data scientists analyze complex data sets to extract meaningful insights and patterns.
3. Data Engineer: Data engineers focus on building and maintaining the infrastructure required for data storage, processing, and retrieval.
4. Natural Language Processing (NLP) Engineer: NLP engineers focus on developing systems that can understand and process human language.

You may like to see similar questions and answers below

Chocko Valliappa |475 Answers |Ask -Follow

Tech Entrepreneur, Educationist - Answered on Mar 24, 2024

Asked by Anonymous - Dec 22, 2023Hindi

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My son is in the 10th standard and he is passionate about Artificial Intelligence and Data Mining. 1) Can you please suggest suitable options for him to get into these fields? 2) Are there any courses or websites he can explore to learn more? 3) What are the employment opportunities? Is this field already saturated? 4) Would it be better for him to continue his studies in India or somewhere abroad? Thank you very much!

Ans: I assume he is studying computers in school, I suggest that he participate in computer competitions, hackathons and work with his schools computer teacher. Let him also focus on his studies in School, prepare well and get admission in a engineering program where he can pick a program of his choice.

Radheshyam Zanwar |1514 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Aug 02, 2024

Question by Mohammed - Jul 13, 2024Hindi

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Hello sir I would like to get advice that which stream would be better Computer science or Computer science and Artificial intelligence and Machine learning

Ans: Hi Mohammed, Choose CSE + AI and learn machine learning from other sources to complete your CV for future jobs.

Radheshyam Zanwar, Aurangabad (MS)

Dr Dipankar Dutta |1092 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Aug 28, 2024

Question by Saby - Aug 28, 2024Hindi

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Good day Dr Dutta! My son is in 10th standard (State Board) and is looking for career choices to undertake next year onwards. I have heard about Degree courses offering specilisations in AI, Data, Machine Learning etc. Can you enlighten me a bit if these have scope in the future and which would be an apt course for him to pursue (which will have scope in India and abroad as well?

Ans: At this point he should concentrate on class 10 syllabus. Then class 12 syllabus. He should take solid preparation for JEE main and advance. After securing good rank he can contact me. I will tell what to do.

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Milind Vadjikar |1152 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Apr 04, 2025

Question by stuti - Apr 03, 2025Hindi

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I have worked for 5-6 companies from 2000 and each of the companies had PF ; while the most recent ones are aligned and carried forward some very early ones are not ; how do i check the amounts in each of the accts AND align/ carry forward all my PFs into one account(under UAN #) ? i have all PFs nos and other details

Ans: Hello;

If you have an active UAN then you can easily link your previous pf accounts to your UAN by following simple process given on EPFO portal.

You need to access the EPFO portal, navigate to "One Member - One EPF Account (Transfer Request)," verify your details, and initiate the transfer request, ensuring you have your old and current employer's details available.

Best wishes;

Prof Suvasish Mukhopadhyay |542 Answers |Ask -Follow

Career Counsellor - Answered on Apr 04, 2025

Question by Shailu - Apr 03, 2025Hindi

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Hello sir Iam 27 years old I have completed my bsc biotechnology in 2018 I have career gap now I want to start my career my doing a job but how to start from where to start iam not getting it which job suits me please suggest me some courses and jobs

Ans: There is a huge gap of 6+ years. Either go for M.Sc Biotechnology or prepare for competitive exams if your age permits. At least do an online MBA for enhancing your qualification. Best of luck. Professor.........................:)

Prof Suvasish Mukhopadhyay |542 Answers |Ask -Follow

Career Counsellor - Answered on Apr 04, 2025

Question by Aayush - Apr 04, 2025Hindi

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I have given 12th for the FIRST time in 2024 and gave improvement in 2025 Am I eligible for jee advance 2026

Ans: Yes, a Higher Secondary candidate of 2025 can appear for JEE Advanced in 2026, as the eligibility criteria allows for two consecutive attempts after passing the Class 12 or equivalent examination. So you can appear. Professor........:)

Milind Vadjikar |1152 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Apr 04, 2025

Question by AYESHA - Apr 04, 2025Hindi

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MY PF IS OF YEAR 2008 WHEN I LEFT JOB I DONT HAVE PF NUMBER ,AADAHR WAS NOT AT THAT TIME HOW CAN I GET MY PF

Ans: Hello;

Contact your employer at that time. They may have records of past employees.

Else visit the EPFO office where your PF account was held and seek support for getting your pf account details.

Best wishes;

Milind Vadjikar |1152 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Apr 04, 2025

Asked by Anonymous - Apr 04, 2025Hindi

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I am an 22 year old commerce graduate. I got a job in December. My salary is Rs 16,000 per month. I am ready to invest Rs 2,000 per month. Should I invest in an RD or a chit fund? What about SIPs or mutual funds? Please suggest where to invest and how it can help me.

Ans: Hello;

Chit funds often turn out to be cheat funds so a strict NO.

A RD with a PSU bank is a good way to begin your investment journey.

I recommend you to look at SIPs in mutual funds after your RD matures, you have 6 month of expense coverage as emergency fund and you have bought term life insurance.

Also don't forget to open and invest in NPS for retirement planning.

Best wishes;

Milind Vadjikar |1152 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Apr 04, 2025

Question by Shubham - Apr 04, 2025Hindi

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Sir, Age: 26 Subject: NPS ( National Pension Scheme) Scheme Choice : LC 75 ( Aggressive Auto Choice) Tier : Tier 1 Pension Fund: ICICI Prudential Pension Fund Current value of scheme : Rs. 57927/- Investing Rs. 5600/- on a monthly basis My goals: Want my portfolio to beat inflation and provide a pension of Rs. 1 lakh monthly ( in hopes that beating inflation value of Rs. 1 lakh does not decrease over time) Time horizon : 34 years Questions: 1. Sir will my NPS scheme beat inflation? 2. Is the Pension Fund ( ICICI Prudential) a good choice or should I shift? 3. Will one lakh pension after 34 years be enough to support my lifestyle? (Assuming that everything pans out smoothly) 4. Judging by today's tax law income up to 12 lakh p.a. is non taxable, will I be taxed on my pension still if the law remains as is? (Hypothetical question) My details : 1.Unmarried, never planning on marriage or kids ever. 2.Current utility bills amount to Rs. 15,000 per month 3. Other expenses Rs. 5-7k per month. 4. I have other investments too, but I want to know if I can rely on NPS in old age or not. With this information alone, is retirement with NPS feasible?

Ans: Hello;

Your current expenses add upto 22 K per month.

After 34 years this amount will be 1.6 L per month considering 6% inflation.

This would need a corpus of 5-6 Cr.

Your current investment would fetch you around 1.2 Cr which is quite low.

You need to invest minimum 25 K per month in NPS to expect 5 Cr+ corpus build after 34 years. (A modest 8% return considered from NPS)

Also you may shift from Auto choice to Active choice so as to ensure 75% allocation to equity upto 50 age.(In Auto choice after 35 age equity allocation is tapered down).

You are allowed to have different fund managers for different asset classes based on their performance in respective category.

Current fund manager looks okay however you need to review performance every year.

For generating retirement corpus it is better to have 2-3 investment avenues rather then a single one.

A mix of EPF/PPF, NPS and MFs should be more appropriate.

Best wishes;

Vipul Bhavsar |54 Answers |Ask -Follow

Tax Expert - Answered on Apr 04, 2025

Asked by Anonymous - Jan 11, 2025Hindi

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I don't have any salary income but I do stock trading and have short term capital gain of two lakh. What exemption I'll get?

Ans: Trading income/loss also needs to be considered
Only 2 Lakhs STCG shall bear NO Tax

Vipul Bhavsar |54 Answers |Ask -Follow

Tax Expert - Answered on Apr 04, 2025

Asked by Anonymous - Mar 03, 2025Hindi

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My CTC is 17.40 LPA then how much income Tax will be deducted as per New tax regime. Please Explain as per Tax Slab.

Ans: 138320 for FY 2025-26

Vipul Bhavsar |54 Answers |Ask -Follow

Tax Expert - Answered on Apr 04, 2025

Asked by Anonymous - Mar 06, 2025Hindi

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For 2025-26, I have salary income of Rs 10.5 lakh and expect long term capital gains of Rs 6 lakh. How much tax do I have to pay ?

Ans: Kindly provide Long term capital gains is from which source - Shares, MF, sale of asset etc.
Then only we shall be able to guide

Vipul Bhavsar
Chartered Accountant
www.capitalca.in

Vipul Bhavsar |54 Answers |Ask -Follow

Tax Expert - Answered on Apr 04, 2025

Asked by Anonymous - Mar 12, 2025Hindi

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Hello, My father in law wants to give me 20 lacs to invest in the market through my Demat account. Technically he will transfer the amount into my savings / salary account which is linked to the Demat account. I will then transfer the amount to my demat account and will invest for long time. Will this transaction attract any tax liability ? if yes how to avoid the same ?

Ans: This transaction may not incur tax liability but you need to consult CA for accurate guidance

Vipul Bhavsar
Chartered Accountant
www.capitalca.in

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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