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Should my 10th standard son pursue a career in AI, Data Science, or Machine Learning?

Dr Dipankar

Dr Dipankar Dutta  |1073 Answers  |Ask -

Tech Careers and Skill Development Expert - Answered on Aug 28, 2024

Dr Dipankar Dutta is an associate professor in the computer science and engineering department at the University Institute of Technology, the University of Burdwan, West Bengal.
He has 27 years of experience and his interests include AI, data science, machine learning, pattern recognition, deep learning and evolutionary computation.
Aside from his responsibilities at the college, he also delivers lectures and conducts webinars.
Dr Dipankar has published 25 papers in international journals, written book chapters, attended conferences, served as a board observer for WBJEE (West Bengal Joint Entrance Examination) exams and as a counsellor for engineering college admissions in West Bengal. He helps students choose the right college and stream for undergraduate, masters and PhD programmes.
A senior member of the Institute of Electrical and Electronics Engineers (SMIEEE), he holds a bachelor's degree in engineering from the Jalpaiguri Government Engineering College and a an MTech degree in computer technology from Jadavpur University.
He completed his PhD in engineering from IIEST, Shibpur (formerly BE College).... more
Saby Question by Saby on Aug 28, 2024Hindi
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Good day Dr Dutta! My son is in 10th standard (State Board) and is looking for career choices to undertake next year onwards. I have heard about Degree courses offering specilisations in AI, Data, Machine Learning etc. Can you enlighten me a bit if these have scope in the future and which would be an apt course for him to pursue (which will have scope in India and abroad as well?

Ans: At this point he should concentrate on class 10 syllabus. Then class 12 syllabus. He should take solid preparation for JEE main and advance. After securing good rank he can contact me. I will tell what to do.
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Hi, My son is in the 10th standard and he is passionate about programming and technology. 1) Can you please suggest suitable options for him to get into the field of Artificial Intelligence and Data Mining? 2) Are there any courses or websites he can explore to learn more? 3) What are the employment opportunities? Is this field already saturated? 4) Would it be better for him to continue his studies in India or somewhere abroad? Thank you very much!
Ans: Certainly! It's great that your son is passionate about programming and technology, but to get into AI and Data Mining, he can start with a strong foundation in programming languages like Python and Java. Additionally, he should delve into relevant subjects such as statistics, mathematics, and machine learning. A computer science or related engineering degree would provide a comprehensive understanding of these domains. Many universities and institutions offer specialized courses and degrees specifically focused on AI and Data Mining.

To learn more about it, your son can explore specialized courses on platforms like College Vidya. College Vidya will help him find the best course and university/institution and can be a valuable addition, offering valuable counselling tailored to the Indian education system and industry requirements.

Employment opportunities in AI and Data Mining are abundant and diverse. Industries such as healthcare, finance, e-commerce, and technology actively seek professionals with expertise in these areas. While the field is competitive, the demand for skilled individuals grows, creating numerous job openings. The key is to stay updated with emerging technologies and continuously enhance skills to remain competitive in the job market.

4) The choice between continuing studies in India or abroad depends on various factors. Both options have their advantages. Studying abroad can offer exposure to diverse perspectives, cutting-edge research, and potentially better resources. However, pursuing education in India can be cost-effective, and excellent institutions offer quality education in AI and Data Mining. It's crucial to research specific universities and their programs and consider cost, cultural fit, and career goals before deciding.

Encourage your son to explore these options, participate in coding competitions, and engage with online communities to stay connected with the latest developments in the field. Ultimately, combining a strong educational foundation, practical experience, and a proactive approach to learning will pave the way for a successful career in AI and Data Mining.

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Career

Career Coach  |49 Answers  |Ask -

Workplace Expert - Answered on Jan 03, 2024

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My son is in the 10th standard and he is passionate about Artificial Intelligence and Data Mining. 1) Can you please suggest suitable options for him to get into these fields? 2) Are there any courses or websites he can explore to learn more? 3) What are the employment opportunities? Is this field already saturated? 4) Would it be better for him to continue his studies in India or somewhere abroad? Thank you very much!
Ans: It's great that your son is passionate about Artificial Intelligence (AI) and Data Mining. These are dynamic fields with a lot of opportunities. Here are some suggestions to help him pursue his interests:

1. Educational Pathways:
- Enroll in a Computer Science or related bachelor's program with a focus on AI for formal education.
- Explore online platforms like Coursera, edX, and Udacity for additional courses and certifications.

2. Online Learning Resources:
- Utilize platforms such as Coursera, edX, and Udacity, which offer a variety of courses from top institutions globally.

3. Job Opportunities:
- AI and Data Mining professionals are in high demand across sectors like healthcare, finance, and technology.
- Roles include machine learning engineer, data scientist, AI researcher, and data analyst.

4. Educational Location:
- Consider both Indian and international institutions based on personal preferences, budget, and specific program offerings.
- Reputable institutions include MIT, Stanford, Carnegie Mellon, and IITs.

5. Industry Outlook:
- Although competitive, the AI field continues to evolve, offering new opportunities.
- Keeping skills up-to-date and adapting to technological advancements is crucial.

6. Future Trends:
- AI is expected to remain at the forefront of technology.
- Ongoing advancements, including potential influences from quantum computing, highlight the need for continuous learning and adaptability.

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Milind Vadjikar  |1147 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Apr 02, 2025

Milind

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Insurance, Stocks, MF, PF Expert - Answered on Apr 02, 2025

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Planning for retirement is crucial, yet many people delay making key financial decisions. With options such as workplace pensions, private pensions, and state pensions, how can individuals determine the best strategy to ensure a financially secure retirement while optimising tax benefits?
Ans: Hello;

Retirement is the one of the most important financial goal and the key is you won't get loan to meet that requirement.

Typically people neglect it in early part of their career and then get a rude shock when hardly 10-15 years are left for retirement and they can't meet target corpus amount despite heavy investments.

NPS is a great retirement product for every Indian.

In fact since it's costs are so low that you won't find people promoting it or advertising about it.

NPS is similar to workplace pension but is available for businessmen and self employed people too.

Except for a minimum 1000 per year in Tier 1 account there is no compulsion to invest and also their is no upper limit to investment. However you may automate your investment in NPS using D-remit feature.

Limited withdrawals are allowed subject to terms and limits.

You can change your fund manager if you are not satisfied with its performance and also you can have different fund managers for different asset classes.

EPS is a add-on to other sources of retirement income and can't be the the only source since the maximum pension amount is limited to Rs. 7500 per month.

Unit linked pension plans are like private pensions but are a poor and inefficient copy of NPS.

In India only Govt employees are eligible for state pension.

PPF/EPF are also avenues for building retirement corpus but interest on EPF contribution above Rs. 2.5 L in a financial year invokes tax and PPF has lower interest rate.

Best strategy to secure financially secure retirement is to begin with a small amount from your first salary and later stepping up with increased income.

Best wishes;

...Read more

Ramalingam

Ramalingam Kalirajan  |8176 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Apr 02, 2025

Asked by Anonymous - Apr 02, 2025Hindi
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Despite earning a decent salary,I often find myself living from one payday to the next, struggling to save. I don't have significant debts, yet my expenses seem to absorb my entire income. What practical steps can I take to break this cycle and start building financial stability?
Ans: Many people face the challenge of earning a decent salary yet struggling to save. If your expenses absorb your entire income, it’s time to take control of your finances with a structured approach. Here’s how you can break the cycle and start building financial stability.

1. Track and Analyse Your Expenses
Identify spending leaks by tracking all expenses for a month.

Use spending tracker apps or a simple notebook to record daily expenses.

Categorise expenses into essentials (rent, food, utilities) and non-essentials (shopping, entertainment, eating out).

Spot unnecessary expenditures and set limits on avoidable expenses.

2. Set a Realistic Budget
Follow the 50-30-20 rule:

50% for needs (housing, bills, groceries).

30% for wants (shopping, entertainment, travel).

20% for savings and investments.

If savings seem difficult, reverse budgeting may work better. Allocate savings first, then spend what remains.

Automate bill payments to avoid late fees and unnecessary penalties.

3. Build an Emergency Fund
Set aside at least 6 months’ worth of expenses in a liquid fund.

Use a separate savings account for emergency funds to avoid spending it impulsively.

Automate transfers to this fund to ensure consistency.

4. Prioritise Saving Over Spending
Start small with savings if your expenses are tight. Even Rs 1,000 per month creates a saving habit.

Use automatic deductions to ensure savings before spending.

Increase savings percentage whenever you get a salary hike or bonus.

5. Cut Down on Unnecessary Expenses
Identify subscriptions you don’t use (streaming services, gym memberships).

Reduce frequent dining out and start cooking at home.

Choose budget-friendly alternatives for entertainment, shopping, and travel.

Negotiate for lower bills on rent, internet, and insurance.

6. Start Investing Wisely
Keep money working for you through investments rather than letting it sit idle.

Consider mutual funds through SIPs to build wealth over time.

Avoid investment-cum-insurance policies. Instead, opt for a separate term insurance and investments.

Invest in a mix of debt and equity based on your risk appetite.

7. Avoid Lifestyle Inflation
Salary hikes should increase savings, not expenses.

Maintain your current lifestyle and direct additional income towards savings.

Differentiate between needs and wants before making big purchases.

8. Plan for Future Goals
Define short-term and long-term goals (buying a home, early retirement, travel).

Assign a dedicated investment for each goal.

Adjust spending habits to align with your bigger financial vision.

9. Monitor and Adjust Regularly
Review your budget every 3-6 months to adjust based on changes in income or expenses.

Keep track of financial progress and celebrate small wins to stay motivated.

If needed, seek guidance from a Certified Financial Planner (CFP) like us for a customised financial strategy.

Final Thoughts
Breaking the paycheck-to-paycheck cycle requires discipline and consistency. By tracking expenses, budgeting wisely, saving first, and investing smartly, you can achieve financial stability and long-term wealth creation. Taking small but steady steps will lead to financial freedom in the long run.

Best Regards,

K. Ramalingam, MBA, CFP
Chief Financial Planner

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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