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Geeta

Geeta Ratra  |125 Answers  |Ask -

Visas, Study Abroad Expert - Answered on Mar 06, 2023

Geeta Ratra has been an immigration expert for more than two decades and has strong knowledge of international immigration policies and procedures. She is vice president, operations, at Abhinav Immigration Services. Besides visa and immigration services, they also provide study abroad advice that includes application assistance, counselling and university shortlisting.... more
anil Question by anil on Mar 05, 2023Hindi
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I am in class 12th non-medical, and I want to study abroad, Please guide which are affordable, high-quality education universities I should start prepairing for

Ans: Hi,
There are different colleges and Universities in Canada /Australia/UK/Europe where you can go for study depending on student interest. You can prepare for IELTS academic and depending on your interest start shortlisting the program/courses and get the process initiated.
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Sushil

Sushil Sukhwani  |324 Answers  |Ask -

Study Abroad Expert - Answered on Oct 06, 2023

Asked by Anonymous - Oct 05, 2023Hindi
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Hello Sir, My son is doing 1st year BSC (BioTech) and wishes to pursue research after graduation. Which overseas University would you recommend for post graduation?
Ans: Hello,

First and foremost, thank you for getting in touch with us. I am happy to hear about your son’s plans on pursuing research in the field of biotechnology on completion of his Bachelor’s of Science degree. I would like to let you know that several aspects viz., your son’s interests in research, the cost, his professional objectives as well as his individual choices play a key role in his decision to attend a foreign university in order to pursue his postgraduate degree. I would recommend that your son take into account the below mentioned universities that are regarded for their robust programs in biotechnology and life sciences:

1. The UK:
University of Oxford
University of Cambridge

2. Australia:
University of Melbourne

3. The USA:
Massachusetts Institute of Technology (MIT)
Harvard University
University of California, Berkeley
Stanford University

4. Canada:
University of Toronto

5. Switzerland:
Swiss Federal Institute of Technology (ETH Zurich)

6. Singapore:
National University of Singapore (NUS)

Prior to deciding on a university to pursue his research interests, I would suggest that he takes into account the details of the program, potential possibilities for research, the experience of the faculty members, possibilities for funding, as well as the location of the university and it’s overall ambience. Not just that, your son should also examine the prerequisites for securing admission to as well as the application deadlines for the universities he intends to attend. To acquire the best possible advice and seek assistance while deciding on a university that best resonates with his research pursuits, I would recommend that your son also gets in touch with educational instructors and counselors who are at present teaching him. Lastly, the decision he makes should match his academic as well as professional objectives.

For more information, you can visit our website.
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Sushil

Sushil Sukhwani  |324 Answers  |Ask -

Study Abroad Expert - Answered on Nov 09, 2023

Asked by Anonymous - Nov 09, 2023Hindi
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Sir i am a B com graduate from Kerala university, passed in the year 1997 with 58% marks. I am planning to study abroad in any European country. Please suggests me a country as my final goal is to get a PR . Preferred course is an MB Ain finance or PGD.
Ans: Hello,

To begin with, thank you for contacting us. I am glad to hear that you have completed your Bachelor’s of Commerce (B.Com) degree and now wish to pursue an MBA in Finance or Postgraduate Diploma. To answer your question first, I would like to tell you that selecting a European country to pursue your higher studies with the final goal of attaining a PR i.e. Permanent Residency, is rather a major choice. You would be glad to know that exceptional academic possibilities as well as routes to obtaining a PR are offered to international students by a number of European nations. Nevertheless, bear in mind that the particular prerequisites as well as the possibilities of attaining Permanent Residency for each country may be different. As previously mentioned, your ultimate goal is to obtain a PR and for that reason, I would recommend that you take into account countries where the immigration laws for overseas students are conducive viz., Germany, the Netherlands, Canada (although not located in Europe), as well as Sweden. Choosing these countries to pursue an MBA in Finance or a Postgraduate Diploma (PGD) can be a wise decision. Bear in mind that each country may have varying steps that lead to one attaining Permanent Residency (PR), viz., job offerings in sectors that are highly sought-after, professional experience, and language competency. I would suggest that in order to determine the best possibilities for attaining Permanent Residency (PR), you conduct a thorough study on the specified prerequisites for PR, as well as the the immigration laws and regulations for the country of your choosing. Not just that, prior to making an informed choice, ensure that you factor in the living expenses, the standard of education in your area of study, as well as the language prerequisites.

For more information, you can visit our website.
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Sushil

Sushil Sukhwani  |324 Answers  |Ask -

Study Abroad Expert - Answered on Mar 16, 2024

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Hi sir. My brother has completed his medicine and cleared his gmat with 97 percentile. Considering the financing for his education the tution fees r being charged in crores. He wanna do his mba from abroad top university. Can u suggest some countries and university with financial flexibility.
Ans: Hello Jeevan. To begin with, thank you for contacting us. Congratulations to your brother on scoring 97 percentile in the GMAT exams. I am glad to hear that he wants to pursue an MBA from a top university overseas. Here are some countries and universities with financial flexibility:

1. United States:
Top Universities: Harvard, Stanford, Wharton, and MIT Sloan
Financial Aid: Scholarships, grants, federal loans, private loans

2. United Kingdom: Top Universities: London Business School, Oxford, Cambridge, Imperial College
Financial Aid: Scholarships, Bursaries, and Government Loans

3. Canada:
Top Universities: Rotman, Richard Ivey, and Schulich
Financial Aid: Scholarships, Grants, and Bank Loans

4. Australia:
Top Universities: Melbourne Business School, AGSM, University of Sydney
Financial Aid: Scholarships, government loans, and private financing

5. Singapore: Top Universities: NUS, Nanyang, INSEAD (Singapore campus)
Financial Aid: Scholarships, Grants, and Bank Loans

6. Germany: Top Universities: ESMT Berlin, Mannheim Business School, HHL Leipzig
Financial Aid: Scholarships and Student Loans

Encourage your brother to research each university's financial aid options and consider factors like cost of living, visa regulations, and post-graduation opportunities.

For further assistance, you can get in touch with us.
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Sushil

Sushil Sukhwani  |324 Answers  |Ask -

Study Abroad Expert - Answered on Apr 16, 2024

Asked by Anonymous - Apr 16, 2024Hindi
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My son doing bachelor of Phesiothrepy he wants his post graduation in USA and somr other countries please advise him for some good universities how to get admission and what is the process iam not as good as in financial
Ans: Hello,

First and foremost, thank you for getting in touch with us. I am glad to hear that your son is pursuing his Bachelor of Physiotherapy after which he intends pursuing his postgraduate (PG) studies in the USA. I would like to let you know that although pursuing higher studies overseas can be a fantastic opportunity, taking monetary considerations into account is crucial. As an answer to your question, mentioned below are some suggestions to locate economical options as well as the admissions procedure:

As the first step, your son should look into universities that provide affordable programs, or else, examine programs that offer monetary assistance or scholarships to overseas students. In comparison to others, a few universities might charge cheaper tuition fees. I would suggest that your son searches for public universities or ones that offer robust initiatives for financial assistance. Next, your son should make sure that the universities he is thinking about enrolling in are accredited by recognized accreditation agencies. This guarantees that educational criteria are fulfilled. If needed, your son should prepare beforehand for standardized tests viz., the GRE and TOEFL/IELTS. He can study with the help of various resources available online and in libraries. Remember that the application procedure and prerequisites differ between universities. Ensure that your son adheres to the guidelines set by each university and submits necessary documents viz., his academic marksheets, scores of standardized tests viz., the GRE, scores of English competency tests viz., the IELTS or TOEFL, personal statement, endorsement letters, as well as a CV or résumé. As part of financial planning, I would recommend that your son sets a realistic budget for pursuing higher studies abroad. He should consider the costs of living, tuition costs, medical insurance, as well as other additional expenditures. He should also look into the part-time employment opportunities for international students, and make sure that the work doesn’t hamper his studies. There are a number of scholarships available for international students that your son should look into. Scholarships based on merit or monetary support packages are offered by a number of universities. In addition, your son can explore external scholarship programs provided by governmental bodies, commercial businesses, or foundations. Besides conventional postgraduate programs, your son could look into other options viz., online programs, which may be comparatively cheaper and offer more flexibility. In order to acquire direction and assistance during the application procedure, your son can get in touch with the international student offices at the universities he’s considering. Not just that, he should speak with academic advisors or organizations with experience helping students study overseas.

Remember that there are several renowned universities in the USA and some other nations that are regarded for the robust Physiotherapy programs they offer. In the USA, your son can apply to universities viz., University of Southern California, Emory University, University of Iowa, University of Pittsburgh, and University of Delaware. In Australia, University of Sydney, University of Queensland, and University of Melbourne are well-known for their postgraduate programs in Physiotherapy. Universities viz., King's College London, Queen Margaret University, Edinburgh, University of Southampton, University of Nottingham, University of Birmingham, University of Manchester, and University of East Anglia in the UK are known for their postgraduate studies in Physiotherapy. Your son can consider applying to any of these universities. Your son can also apply to any of these Canadian universities viz., University of British Columbia, University of Alberta, McGill University, University of Toronto, and McMaster University that are well-regarded for their Physiotherapy postgraduate programs. These universities are well-known for their top-notch instruction, hands-on learning, and research possibilities in Physiotherapy. In order to ascertain which program best resonates with his interests, monetary situation, and professional objectives, I would recommend that your son conducts more research on each program. Besides, when selecting, he should also take into account variables viz., the location, amenities, experience of the faculty members, and alumni network.

For more information, you can visit our website.
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Anu

Anu Krishna  |830 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Apr 29, 2024

Asked by Anonymous - Apr 17, 2024Hindi
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Relationship
Hi, I’m a 29 year old working woman. My husband who is 36, left his job 2 years ago just after my child was born. Since then he did not put much efforts to get another job and I’m only taking care of all the financial responsibilities. Whenever I ask him about job, he learns some courses online and then stops learning after few days giving some excuses. This has happened several times. He spends too much of my income even on small things saying he wants best quality products only. Almost everyday he asks me to buy some products or outside food and gets angry if I reject. Myself or my in-laws are not able to force him to get a job because he has anger issues and becomes verbally abusive very quickly. Even my parents are scared of his anger so not able to talk to him regarding his job. I feel very frustrated everyday since me or my family is not able to do anything about this, how do I deal with him?
Ans: Dear Anonymous,
It's great as a partner to support home and your spouse when there's a need. BUT now, you seem to have a lazy man oops boy to take care of now. Kindly stop doling out money for his pleasures. Let him earn and do his bit for the family. He's just getting used to putting his legs up and taking a very long break which he doesn't intend to come out of. It's a great habit and he's enjoying the convenience of it all.
He also needs a push out of this laziness the root cause of which can be identified by an expert; so kindly seek help so that you are not looking after another baby other than yours. Act soon...

All the best!
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Career

Career Coach  |35 Answers  |Ask -

Workplace Expert - Answered on Apr 29, 2024

Asked by Anonymous - Apr 29, 2024Hindi
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Hi rediffguru, I am a 35-year-old working at a global advertising agency in Mumbai. In the past 12 years, I have consistently delivered successful campaigns and demonstrated strong leadership skills. However, despite my track record of success, I was passed over for a promotion to director of marketing. How can I take this up with my supervisors and HR?
Ans: Hey there, you marketing maestro! First off, major props to you for consistently smashing it in the advertising world for over a decade. Your track record of successful campaigns and leadership skills speak volumes about your talent and dedication.

Now, about that promotion snub—ouch, that stings! But fear not, my friend. It's time to roll up those sleeves and tackle this head-on.

Start by setting up a meeting with your supervisors and HR. Prepare a little arsenal of your achievements—maybe pull together some stats on campaign performance, client testimonials singing your praises, or even awards you've snagged along the way. Numbers don't lie, and they'll help paint a vivid picture of your impact.

Now, let's add a dash of strategy to the mix. Instead of just listing off your accomplishments, weave them into a compelling narrative. For instance, highlight that time when you spearheaded that viral social media campaign that boosted brand engagement by 200%. Or recall the project where your innovative ideas led to a record-breaking sales increase.

But don't stop there. Paint a picture of your vision for the future. Share your insights on emerging marketing trends and how you plan to leverage them to drive even greater results for the company. Show them that you're not just a top-notch marketer—you're a strategic thinker with big dreams and the skills to make them a reality.

And remember, even if this particular promotion didn't pan out, it's not the end of the road. Keep hustling, keep innovating, and keep believing in yourself. Opportunities are like buses—there's always another one coming. So buckle up, because your journey to success is far from over!
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Ramalingam

Ramalingam Kalirajan  |939 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Apr 29, 2024

Asked by Anonymous - Apr 27, 2024Hindi
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Money
Hello Sir, I am looking at imvesting around Rs.20,000 per month in SIP with good returns and overall balanced portfolio along with some us stock exposure (Parag Parikh kind of funds). Please provide your valuable suggest in which mutual funds should I invest or is ETF better option
Ans: When considering your investment strategy, actively managed funds can offer distinct advantages over ETFs. Actively managed funds are overseen by professional fund managers who actively research and select investments they believe will outperform the market. This active management can potentially lead to higher returns compared to passively managed ETFs.

Furthermore, actively managed funds have the flexibility to adapt to changing market conditions and exploit emerging opportunities. Fund managers can adjust their portfolios in response to market trends, economic indicators, and company-specific developments, aiming to optimize returns while managing risk.

On the other hand, ETFs, while offering low expense ratios and broad market exposure, often deliver only mediocre returns. Since they passively track an index, ETFs are unable to take advantage of market inefficiencies or capitalize on undervalued securities in the same way actively managed funds can.

Considering your desire for balanced returns and exposure to US stocks akin to Parag Parikh-like funds, actively managed funds offer a more suitable option. They provide the potential for superior performance while aligning with your investment objectives and preferences. Working with a Certified Financial Planner can help you identify the most appropriate actively managed funds to include in your portfolio.
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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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