Home > Career > Question
Need Expert Advice?Our Gurus Can Help
Geeta

Geeta Ratra  | Answer  |Ask -

Visas, Study Abroad Expert - Answered on Mar 06, 2023

Geeta Ratra has been an immigration expert for more than two decades and has strong knowledge of international immigration policies and procedures. She is vice president, operations, at Abhinav Immigration Services. Besides visa and immigration services, they also provide study abroad advice that includes application assistance, counselling and university shortlisting.... more
anil Question by anil on Mar 05, 2023Hindi
Listen
Career

I am in class 12th non-medical, and I want to study abroad, Please guide which are affordable, high-quality education universities I should start prepairing for

Ans: Hi,
There are different colleges and Universities in Canada /Australia/UK/Europe where you can go for study depending on student interest. You can prepare for IELTS academic and depending on your interest start shortlisting the program/courses and get the process initiated.
Career

You may like to see similar questions and answers below

Sushil

Sushil Sukhwani  |555 Answers  |Ask -

Study Abroad Expert - Answered on Nov 09, 2023

Asked by Anonymous - Nov 09, 2023Hindi
Listen
Career
Sir i am a B com graduate from Kerala university, passed in the year 1997 with 58% marks. I am planning to study abroad in any European country. Please suggests me a country as my final goal is to get a PR . Preferred course is an MB Ain finance or PGD.
Ans: Hello,

To begin with, thank you for contacting us. I am glad to hear that you have completed your Bachelor’s of Commerce (B.Com) degree and now wish to pursue an MBA in Finance or Postgraduate Diploma. To answer your question first, I would like to tell you that selecting a European country to pursue your higher studies with the final goal of attaining a PR i.e. Permanent Residency, is rather a major choice. You would be glad to know that exceptional academic possibilities as well as routes to obtaining a PR are offered to international students by a number of European nations. Nevertheless, bear in mind that the particular prerequisites as well as the possibilities of attaining Permanent Residency for each country may be different. As previously mentioned, your ultimate goal is to obtain a PR and for that reason, I would recommend that you take into account countries where the immigration laws for overseas students are conducive viz., Germany, the Netherlands, Canada (although not located in Europe), as well as Sweden. Choosing these countries to pursue an MBA in Finance or a Postgraduate Diploma (PGD) can be a wise decision. Bear in mind that each country may have varying steps that lead to one attaining Permanent Residency (PR), viz., job offerings in sectors that are highly sought-after, professional experience, and language competency. I would suggest that in order to determine the best possibilities for attaining Permanent Residency (PR), you conduct a thorough study on the specified prerequisites for PR, as well as the the immigration laws and regulations for the country of your choosing. Not just that, prior to making an informed choice, ensure that you factor in the living expenses, the standard of education in your area of study, as well as the language prerequisites.

For more information, you can visit our website.

..Read more

Sushil

Sushil Sukhwani  |555 Answers  |Ask -

Study Abroad Expert - Answered on Mar 16, 2024

Listen
Career
Hi sir. My brother has completed his medicine and cleared his gmat with 97 percentile. Considering the financing for his education the tution fees r being charged in crores. He wanna do his mba from abroad top university. Can u suggest some countries and university with financial flexibility.
Ans: Hello Jeevan. To begin with, thank you for contacting us. Congratulations to your brother on scoring 97 percentile in the GMAT exams. I am glad to hear that he wants to pursue an MBA from a top university overseas. Here are some countries and universities with financial flexibility:

1. United States:
Top Universities: Harvard, Stanford, Wharton, and MIT Sloan
Financial Aid: Scholarships, grants, federal loans, private loans

2. United Kingdom: Top Universities: London Business School, Oxford, Cambridge, Imperial College
Financial Aid: Scholarships, Bursaries, and Government Loans

3. Canada:
Top Universities: Rotman, Richard Ivey, and Schulich
Financial Aid: Scholarships, Grants, and Bank Loans

4. Australia:
Top Universities: Melbourne Business School, AGSM, University of Sydney
Financial Aid: Scholarships, government loans, and private financing

5. Singapore: Top Universities: NUS, Nanyang, INSEAD (Singapore campus)
Financial Aid: Scholarships, Grants, and Bank Loans

6. Germany: Top Universities: ESMT Berlin, Mannheim Business School, HHL Leipzig
Financial Aid: Scholarships and Student Loans

Encourage your brother to research each university's financial aid options and consider factors like cost of living, visa regulations, and post-graduation opportunities.

For further assistance, you can get in touch with us.

..Read more

Latest Questions
T S Khurana

T S Khurana   |197 Answers  |Ask -

Tax Expert - Answered on Nov 23, 2024

Asked by Anonymous - May 11, 2024Hindi
Listen
Money
Can you please suggest on capital gains as per Indian taxation laws arising in the below two queries : 1) property purchased with joint ownership, me and my wife’s name in 2015 at a cost of 64,80,000, housing improvements done for the cost of 1000000 and brokerages of 200000 paid and sold the same property at 10000000 in Dec 2023? 2) 87% of the proceeds got from the deal i.e 8700000, have been reinvested to pay 25% amount in purchasing another joint ownership property in Dec 2023, 3) I have invested in another under construction property in Nov 2023 by taking housing loan, which is on me and my wife’s name worth 1.4 cr, here the primary applicant is me only while wife is just made a Co applicant in the builder buyer agreement and also on the housing loan . So what are the LTCG tax liabilities arising from the above 3 scenarios for FY 2023-2024 and FY 2024-2025. I intend to sale off the property acquired in (2) by Dec 2024 and use that proceeds to close the housing loan for the property acquired in (3), will this sale of property be inviting any tax liabilities if the complete proceeds received from the sale of the property in (2) would be utilised to close the housing loan taken in Nov 2023 for the property in (3) ? Since in FY 23-24, I would be claiming the LTCG from the sale proceeds of 1) invested in the purchase of property in 2), and I intend to sale off this property in Dec 2024, will the LTCG claim be forfeited on the property sale in (1), should I hold this property at least for further 1 year so that sale of this property in 2) will not invite STCG?
Ans: (A). Let's first talk about F/Y 2023-24 :
You jointly sold a Property during the year for Rs.76.80 lakhs (64.80+10.00+2.00), & sold the same for Rs.100.00 lakhs.
You have jointly also purchased Property No.3 (I suppose it is Residential only), for Rs.140.00 lakhs.
You should avail exemption u/s-54 & file your ITR accordingly. Please disclose all details about sale & purchase in your ITR.
02. Now coming to the F/Y 2024-25 :
You intend to Sell Property No.2, which was acquired in 2023-24. Any Gain on Sale of it would be Short Term capital Gains & taxed accordingly.
Alternatively, you may hold this sale of property no.2 (for 2 years from its purchase) & avoid STCG
You are free to utilize the sale proceeds in a way you like, including paying off your housing Loan.
Please note to avail exemption u/s 54 only from investment in property no.3 & not 2.
Most welcome for any further clarifications. Thanks.

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Close  

You haven't logged in yet. To ask a question, Please Log in below
Login

A verification OTP will be sent to this
Mobile Number / Email

Enter OTP
A 6 digit code has been sent to

Resend OTP in120seconds

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus
Sign up

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

Enter OTP
A 6 digit code has been sent to Mobile

Resend OTP in120seconds

x