Dear sir, I have bachelor degree in Mechanical Engineer. I have around 13+ years total experience. Currently in medical domain (NPD). I wanted to pursue further studies or courses to improve my career. I beleive MBA won't be a good option and M tech not very sure. Do you have any recommendation on any course or higher education which suits current and future situation?

Ans: Hi
The choice is difficult between the two options. Both are best at their level.
The choice matters, in your interest. You did not mention your interest.
If you prefer a more versatile and high-demand field with better placements, COEP Pune Electronics and Telecommunication may be a better choice. But, If you're passionate about core mechanical engineering, VNIT Nagpur is a solid option.
Ultimately, choice and interest are yours!

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Radheshyam

Ans: Hello.
It is sad to hear that even after 2 attempts, you cannot score well in NEET.
But take a good decision to join B.Sc. in Life Sciences.
You are thinking in the right direction to go for a PG and then a PhD.
Being a professor is a good thought and this profession has a much more stable life than other fields.

Related to your dilemma about medical coding: Medical coding is the process of translating healthcare diagnoses, procedures, medical services, and equipment into standardized codes. These codes are used for billing purposes, insurance claims, and maintaining accurate medical records. Medical coding offers a stable career path with opportunities for advancement. You can go for medical coding but the payment criteria vary from institute to institute. It may range from 15 K to 30 K or on the higher side from 50 K to 70 K. There’s a high demand for medical coders in countries like the US, UAE, and Australia, offering higher salaries.
If you are not interested to shift to abroad for a job and want to stay in India only, then try to become a Professor rather than entertain in the medical coding field. First, you try to become a professor. Learn medical coding and then do two jobs simultaneously. First, teach the students and part-time, give your consultancy services in medical coding.

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Ans: It sounds like you have a strong interest in both mathematics and entrepreneurship. Pursuing the CA (Chartered Accountancy) course can be a great option, especially if you're interested in numbers and finance. The CA qualification can open up many opportunities, not just in accounting and finance, but also in business management, auditing, taxation, and consulting, which could be useful for starting your own venture.
However, if your ultimate goal is to start something of your own, you might want to consider combining CA with other skills like business management, data analytics, or even fintech.

Ans: Based on your question, my understanding is that you have already taken several examinations and faced some rejections. Typically, interviews have multiple stages. At which stage were you rejected? Identify that stage, and then take the necessary steps to address your weaknesses accordingly.

Ans: Hi.
With a SAT score of 1180, your options for engineering colleges may include some mid-tier or private universities that accept SAT scores for international programs or as part of their admission criteria.
Some colleges in India considering SAT scores are as follows.
1) Shiv Nadar University
2) Ashoka University
3) Manipal Academy of Higher Education (MAHE)
4) Amrita Vishwa Vidyapeetham

Please visit their websites or campus for more details.

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Radheshyam

Ans: You should go for Computer Engineering at Thapar, Patiala. Faculty is the most important criteria, but there are many other criteria like infrastructure, management, accreditations, industry connection, placement etc.

Ans: Issuance of bonus share does not invoke any tax liability. It is treated as shares acquired on date of allotment at zero price. Whenever you sell these bonus shares the LT/ST CG liability will come into play based on your holding period. Regarding Jio Finance demerger from RIL, it was a part of RIL business which they have now separated therefore for eg. if your buy price of RIL share is Rs.100 per share then you need to apportion this cost between the two after demerger, in the ratio as communicated by RIL to regulators, and record that as your cost of these shares on the date you purchased original RIL shares. Let's say it is 95 & 5 so your acquisition cost of RIL share shud be shown as 95 and cost of acquiring Jio Finance share as 5. Sounds like lot of calculations but if you deal in shares you must have a habit of physical/digital record keeping. Also LT/ST count for Jio Finance shares will be from the same date as you bought original RIL shares and not the date of demerger. Hope this helps.

Ans: You must get a good health insurance policy covering both of you. Under Sec80 D it provides deduction upto 50K per year for Senior Citizens with additional 5K deductible towards preventive health checkup. For more avenues of tax optimization it is advisable that you consult income tax lawyer/CA.

Ans: Option a. As mentioned in your question is the way how it would be looked at, from capital gain tax perspective (100 shares at original price & date of purchase & 300 shares at zero price with date of allotment as reference for determining LT or STCG)