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Maxim Emmanuel |391 Answers |Ask -Follow

Soft Skills Trainer - Answered on Apr 04, 2024

Maxim Emmanuel is the marketing director of Maxwill Zeus Expositions.
An alumnus of the Xavier Institute of Management and Research, Mumbai, Maxim has over 30 years of experience in training young professionals and corporate organisations on how to improve soft skills and build interpersonal relationships through effective communication.
He also works with students and job aspirants offering career guidance, preparing them for job interviews and group discussions and teaching them how to make effective presentations.... more

Asked by Anonymous - Sep 08, 2023Hindi

Career

I am 30 year old , blockchain expert, I have a map and idea Co mom portly ready to launch a big blockchain project , but don’t know where to find initial funding for the project

Ans: Well you are into Blockchain technology is an advanced database mechanism that allows transparent information sharing within a business network. A blockchain database stores data in blocks that are linked together in a chain.

Now funding can come from VC, AI, Bank loans or Equity sharing

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Baqar Iftikhar Naqvi | Answer |Ask -Follow

Start-up Mentor - Answered on Sep 13, 2023

Question by Manish - Sep 10, 2023Hindi

Career

Hello Sir, I am Manish 38 form Faridabad, Haryana! I want startup and for that I have created a survey also but I don't have enough funds to hire a team and get the data collected from market. Could you please help me, how can arrange initial funds to start. Thanks

Ans: People hide behind lack of funding for everything. I firmly believe that where there is a will, there is a way. These days there are so many online platforms for surveys like surveymonkey. Use them.

Chandu Nair | Answer |Ask -Follow

VC, Angel Investing, Entrepreneurship Expert - Answered on Feb 12, 2024

Question by Manish - Sep 10, 2023Hindi

Career

Hello Sir, I am Manish 38 form Faridabad, Haryana! I want startup and for that I have created a survey also but I don't have enough funds to hire a team and get the data collected from market. Could you please help me, how can arrange initial funds to start. Thanks

Ans: Hi Manish
There are several ways to get information. I am not clear what kind of survey you plan to do. There are free online tools that you can use to execute the survey. I presume you have the list of people /companies etc you want to contact. You can also use tools like WhatsApp, Twitter to do dipstick polls with people to get a quick idea on some key issues. Pl also talk to a good marketing professor or consultant on the approach(es) you can use as also to refine the methodology

Chandu Nair | Answer |Ask -Follow

VC, Angel Investing, Entrepreneurship Expert - Answered on Feb 14, 2024

Asked by Anonymous - Nov 06, 2023Hindi

Career

Hi Chandru, We are working on 2 startup ideas which we are confident enough but sometimes we feel stuck when it comes to getting funding or how do we get funding from different investors What's your suggestion on this and we really do have a great product idea. Also, we do have a different business which is doing profita but we are unable to scale it up. How do we achieve this

Ans: It is difficult to answer such generic questions. 99+% entrepreneurs/ start-ups don't/can't raise funding for various reasons. You may want to refine your idea/ business model by being part of a well-known incubator where you can get specific inputs plus mentoring too.

Pradeep Pramanik | Answer |Ask -Follow

Career And Placement Consultant - Answered on Aug 14, 2024

Question by Manikumar - Feb 21, 2024Hindi

Career

I want to start a Ed tech start-up related off line English and communication skills training for school kids and college students How can get seed funding can you please guide me?

Ans: Dear Mani Kumar ,

Today , there are many consultingfirms like Edu Gorilla , Edu tech consulting and content innovation P Ltd and so on who can guide you against requisite fee. You may search these consulting firms from Google .

Latest Questions

Nayagam P P |3816 Answers |Ask -Follow

Career Counsellor - Answered on Oct 14, 2024

Question by Aakshaj - Oct 09, 2024Hindi

Career

is engineering physic at iit delhi better or ece at iit hyd

Ans: Aakshaj, Both are GOOD. However, please note, engineering physics is a research-based course that combines physics and engineering to solve technical challenges. ECE includes the study, design, development, and application of electrical circuits, electronics, and communication systems. Which one you should choose depends upon your interest & long-term goal. All the BEST for Your Prosperous Future.

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Patrick Dsouza |826 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on Oct 14, 2024

Asked by Anonymous - Oct 14, 2024Hindi

Career

My son is in 1 st semester BTech AI&DS. Kindly let me know the requirements to get MS in USA in Ivy league universities. Does overall cgpa matter or if cgpa is low in one semester affect his chances.

Ans: Its fine if CGPA in one of the semesters is low as long as he has a good overall cgpa. Admission to IVY league colleges focusses on a lot more aspects apart from Academics. Try to build a good profile and a good story on why you want to do the course with relevant information to back it up.

Nayagam P P |3816 Answers |Ask -Follow

Career Counsellor - Answered on Oct 14, 2024

Question by sunil - Oct 09, 2024Hindi

Career

my son is in 12th standard. Which are colleges in India which have bachelors in AI technology and also abroad. How to proceed. Is it good to computer engineering and then in Masters in AI. Kindly advise.

Ans: Sunil Sir, your son should look into engineering colleges that offer computer science courses with an emphasis on artificial intelligence. He must take entrance exams such as JEE, BITSAT, SITEEE, COMEDK, or the State Engineering Entrance Exam etc. for which he is eligible. It is recommended that he consult with a professional/approved foreign education expert about his undergraduate studies abroad. However, you should conduct a basic study on abroad education, such as preferred countries/courses, selection processes, admission criteria, visa processes, scholarships, work permits, and so on. All the BEST for Your Son's Prosperous Future.

To know more on ‘ Careers | Education | Jobs’, ask / follow Us here in RediffGURUS.

Milind Vadjikar |396 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Oct 14, 2024

Asked by Anonymous - Oct 14, 2024Hindi

Money

I am 48 years old, I have an annual expense of approx 15 lakhs, a single kid who is currently in 9th standard. If I have to retire tomorrow, how much corpus should I have?

Ans: Hello;

You should have a minimum corpus of 3.75 Cr which if utilised to buy an immediate annuity would provide you a monthly payout of 1.31L(post tax) considering 6% annuity rate.

Happy Investing!!

Radheshyam Zanwar |987 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Oct 14, 2024

Asked by Anonymous - Oct 14, 2024Hindi

Career

What careed options are available after 12th commerce without maths

Ans: Hello.
There are a lot of options available after 12th commerce without mathematics. But it is highly recommended that, at least from a passing point of view, one should learn mathematics for more options. The entire mathematics is not needed for many courses but the applications of mathematics help to excel in some subjects.
Here are some options for you: (1) Law (2) Management (3) Finance (4) Hospitality (5) BBA (6) Hotel Management (7) CS (8) CA and many more. Explore your potential and interest in the relative field and choose the path.

If you are dissatisfied with the reply, please ask again without hesitation.
If satisfied, please like and follow me.
Thanks.

Radheshyam

Radheshyam Zanwar |987 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Oct 14, 2024

Question by Bhalchandra - Oct 14, 2024Hindi

Career

I have completed my 12th in 2013 and wish to give NEET Exam now in 2025-26. But I have less than 150 in PCB subjects, so not eligible for NEET. Can I give 12th in Maharashtra again. If yes then how? Is my plan feasible?

Ans: Hello Bhalchandra.
(1) You can appear for NEET 2025-2026.
(2) You can appear 12th again for Improvement.
(3) Approach your nearest college or board office to know how to enroll for improvement. Take your mark sheet with you when you visit the office.
(4) Your plan is not feasible. Yet, if you have decided to go for it, then you can go. Nothing is possible in the life.
What you have done after 2013, you did not mention. If you do not have any touch with science subjects after 2013, then it is recommended to drop the plan. Yet the final decision is yours. Best of luck for your future.

If you are dissatisfied with the reply, please ask again without hesitation.
If satisfied, please like and follow me.
Thanks.

Radheshyam

Radheshyam Zanwar |987 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Oct 14, 2024

Question by Satish - Oct 14, 2024Hindi

Career

My son is very talented in fine arts and has keen interest in it. What are professional career options he has which not only satiate his interest of arts but also earn him big money.

Ans: Hello Satish.
Glad to hear that your son is talented in Fine Arts! A student who is inclined toward fine arts is always a genius and extraordinary. Here are some career options for him:
(1) Graphic Designer (2) Art Director (3) Illustrator (4) Animator (5( Photographer (6) Art Teacher/Educator (7) Gallery Curator (8) Fine Artist (9) Art Therapist (10) Art Restoration:
To earn the big money, ask him to master "Graphic Design" and excel in some computer related programs in it. Set the goal to enter into advertising and marketing field to serve corporate sector. Ask him to learn the VXF technology to enter into T.V. and Film making line for promising and stable career option.

If you are dissatisfied with the reply, please ask again without hesitation.
If satisfied, please like and follow me.
Thanks.

Radheshyam

Milind Vadjikar |396 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Oct 14, 2024

Asked by Anonymous - Oct 12, 2024Hindi

Money

Hello Sir, I'm 44 years of age and want to plan for creating a corpus of 5 Cr by age of 60. I have 40L lying in savings which I want to invest in MFs and start with Monthly SIP as well apart from this. At 60 I'm looking to start a SWP, in regards to this could you please suggest which MFs should I invest in to achieve this goal and how should I diversify SIP and lumpsum investments? Thank you!!

Ans: Hello;

Please deploy the 40 L staggered over 6 months in pure equity mutual funds.

Also start a monthly sip of 40 K for 16 years.

You may allocate sip and lumpsum as follows:
1. Flexicap type mutual fund for eg. PPFAS flexicap fund[G] (25%)

2. Large and Midcap type mutual fund for eg. Kotak equity opportunities fund[G] (25%)

3. Midcap type mutual fund for eg. Nippon India Growth fund[G] (25%)

4. Smallcap type mutual fund for eg SBI small cap fund [G] (12.5%)

5. Thematic type mutual fund for eg Tata Digital fund[G] (12.5%)

Funds recommended are in top quartile in terms of performance in their respective category.

Both sip and lumpsum investments will yield you a corpus of 5 Cr+, 16 years from now, as desired.

After 55 you need to transfer your gains to liquid or ultra short duration debt funds to protect it against market volatility.

After retirement you move your corpus to conservative hybrid debt type mutual fund for eg. Kotak debt hybrid fund and do an SWP at the rate of 3% annually you may expect a monthly income of 1.25 L(pre-tax).

Happy Investing!!

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing.

Samraat Jadhav |2062 Answers |Ask -Follow

Stock Market Expert - Answered on Oct 14, 2024

Question by Anil - Oct 14, 2024Hindi

Money

whats in the next target of rvnl share

Ans: it can go toward 600 again

Ravi Mittal |352 Answers |Ask -Follow

Dating, Relationships Expert - Answered on Oct 14, 2024

Question by Rutuja - Oct 10, 2024

Relationship

Hello, I m 21 female I m in a long distance relationship with 32 year male.this person was behind me and always asked me to give him a chance to prove his love for me. At that period i was afaird of relationships as I didn't have courage to go against wish of my parents as i know they wolud never agree for love marriage,so that is fir sure i'll do arrange Marriage. All these things have been explained by my side to this person.He gad feelings for me thats what he showed to me even I felt a connection towards him, so we decided let's not commit anything anout marraige as we both wee not sure about these thing. After some time i realised these person has already made his mind ki he'll date me and he wanted to have everything that an relationship has but he will not marry me.But i m completely in love with.Even i told him about it ki I can't share him n won't be able to see him.with someone else.i just can't imagine myself without him. I fought with him even begged and cried but he always defend his self sayi g i told already ki he loves me and will keep loving me but will not marry me . He vists me after 6-9 months interval every time he visuts me he needs to have physical relationship. I don't know whether I m right or wrong but i feel like I m being used by him. I tried several time to end this relationship but i end up chasing him.Plz help me,guide me

Ans: Dear Rutuja,
If you have the slightest feeling that he doesn't share the same feelings for you as you do for him, or that he has wrong intentions, you have every right to end the relationship. In fact, that would be the right thing to do. I understand that it is difficult to break up with someone you love, but does he love you? Don't you think you deserve someone who loves you and does not make you feel as if you are being used?

Have a clear conversation with him- address all your concerns. If he still maintains his stand of not getting married to you, then let him know that you are not on the same page as him. Remember, for a relationship to work, your future goals need to align.

Best Wishes.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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