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Nitin

Nitin Sathe  | Answer  |Ask -

HR, Recruitment Expert - Answered on Oct 25, 2023

Air Commodore Nitin Sathe (retd) is an IAF veteran with experience in aviation, aviation management, recruitment and HR.He has commanded a frontline base in Jammu and Kashmir, served with the UN Peace Keeping Force in Congo and volunteered for tsunami relief operations. Today, he is a certified recruiter and personality assessor.... more
Asked by Anonymous - Sep 24, 2023Hindi
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Career

I am 24 right now preparing for upsc exam but still unable to even clear prelims twice.I am under huge pressure to earn and support family.but I also want to fulfill my dream.is it possible to make career as upsc tutor in upsc tutorial/coaching without work experience or without even passing prelims.I want to earn minimum 40-50k monthly.can coaching be a good option for me

Ans: to become a good coach you must have depth of knowledge and also have the aptitude to teach. I think you still have more chances to appear for the UPSC. Please do not give up and put in your heart and soul into what you aspire to become. I can understand that you have family commitments but if you speak to them and work out a via-media, i am sure that they will support you. Coaching is an option where you can earn while you learn/study. But will you be able to get that many students to teach with your question? Think about it.
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Workplace Expert - Answered on Feb 27, 2024

Asked by Anonymous - Feb 23, 2024Hindi
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I failed UPSC thrice. I am 24 and jobless. My parents are apprehensive and want me to take up a job and start my career. But I want to try one more time. If I take up a job I won't be able to focus. Pls advice
Ans: It sounds like you're facing a challenging situation, and it's understandable that you're feeling conflicted. Here are some points to consider:

1. Evaluate your situation: Take some time to assess why you haven't succeeded in the UPSC exams so far. Is it a lack of preparation, exam strategy, or other factors? Identifying the reasons can help you address them effectively.

2. Discuss with your parents: Have an open and honest conversation with your parents about your aspirations and concerns. Explain why you want to give the UPSC exam another try and discuss any alternative plans you might have.

3. Consider a compromise: Explore the possibility of finding a job that allows for some flexibility in your schedule, or one that aligns with your long-term goals. This way, you can gain work experience while still pursuing your dream of clearing the UPSC exams.

4. Create a balanced plan: If you decide to continue preparing for the exams, make sure to create a structured study plan that allows you to dedicate sufficient time to both studying and earning a living. This might involve setting specific study hours each day or week.

5. Seek support: Consider seeking guidance from mentors, tutors, or coaching institutes to enhance your preparation for the UPSC exams. Additionally, joining study groups or online forums can provide you with valuable insights and motivation.

6. Take care of yourself: It's essential to prioritize your mental and physical well-being during this time. Make sure to incorporate regular breaks, exercise, and relaxation activities into your routine to avoid burnout.

Ultimately, the decision to continue pursuing the UPSC exams or to take up a job depends on your individual circumstances and priorities. Remember that setbacks are a natural part of any journey, and it's okay to reassess your goals and make adjustments along the way. Trust yourself and have confidence in your abilities to overcome challenges and achieve success, whichever path you choose.

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Nayagam P

Nayagam P P  |3956 Answers  |Ask -

Career Counsellor - Answered on Jun 06, 2024

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Sir hello,, This is Revathi , doing Engineering . I have completed my 2nd year with Computer Sciences branch .I am opting to choose my career into UPSC. But in dilemma to start from where ? and how? Can you please guide me , so i could take my first step. Thank you in advance
Ans: Revathi,

Regarding your interest in preparing for UPSC, first of all, do a thorough RESEARCH about UPSC Exam like Exam Pattern, Syllabus of the Exam, Evaluation, Level of Competition, Coaching Centre to Join (offline or online or self-study), Availability of Time Everyday (as you are in 3rd year CSC to study & perform well parallelly), Preparation Strategies, Selection Process, Last 5-10 Years Question Papers (which you can get online), Economic Status of Your Parents, & Level of your Aptitude, Attitude, Personality Traits & your Orientation Style (which you can come to know by attempting a Psychometric Test, meant for College Students). After Researching & Analyzing all these factors, if you are confident enough, you can start preparing for UPSC. Also, make sure that you will be able to prepare for UPSC simultaneously if you get a job after you complete your Graduation in CSC or you can focus only on UPSC (depends upon your family conditions).

Hope I have clarified your doubts.

All The BEST for your Bright Future.

Follow Me in RediffGURU to know more on ‘Careers / Education / Jobs / Resume Writing / Salary Negotiation Skills / Building Professional LinkedIn Profile / Exam Preparation Techniques / Job Interview Skills / Skill Upgrading’.

Nayagam PP
EduJob360
CERTIFIED Career Coach | Career Guru
https://www.linkedin.com/in/edujob360/

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Milind

Milind Vadjikar  |741 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Dec 03, 2024

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What happens when a Mutual Fund company shuts down / gets sold off?
Ans: Hello;

If a mutual fund company gets sold or fails, the process is prescribed by SEBI:

In case MF company is Sold,
The new fund house may:
1. Continue the scheme with a new name and management.

2. Merge the scheme with similar funds and offer investors the option to exit without any exit load.

In case MF company shuts down,
The fund house will:
1. Pay out investors based on the fund's last recorded Net Asset Value (NAV) and the number of units the investor holds, after deducting expenses.

2. If the company is not in a position to do so then SEBI may liquidate the funds assets and distribute the proceeds to unit holders.

It is also pertinent to note that mutual fund regulation in India is one of the most stringent and hence best, from investor's point of view, globally.

This is not just in theory. We have seen how the Franklin Templeton abrupt closure of debt funds was handled with surgical precision, by SEBI, with no loss to unitholders.


Skin in the game regulation mandates that 20% salary of key mutual fund personnel and fund managers is paid in terms of units of their funds with a 3 year lock-in.

The stocks and bonds purchased by the AMC for the fund are held by a custodian, appointed by the trust that administers the fund.

The trust engages into a investment management agreement with the AMC for managing the fund as per their mandate and within regulatory guidelines.

Registrar and Transfer Agents handle the investor registration,kyc, maintaining records, providing account and tax statements etc.

Happy Investing;
X: @mars_invest

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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