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Nitin

Nitin Sathe  |126 Answers  |Ask -

HR, Recruitment Expert - Answered on Oct 25, 2023

Air Commodore Nitin Sathe (retd) is an IAF veteran with experience in aviation, aviation management, recruitment and HR.He has commanded a frontline base in Jammu and Kashmir, served with the UN Peace Keeping Force in Congo and volunteered for tsunami relief operations. Today, he is a certified recruiter and personality assessor.... more
Asked by Anonymous - Sep 24, 2023Hindi
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I am 24 right now preparing for upsc exam but still unable to even clear prelims twice.I am under huge pressure to earn and support family.but I also want to fulfill my dream.is it possible to make career as upsc tutor in upsc tutorial/coaching without work experience or without even passing prelims.I want to earn minimum 40-50k monthly.can coaching be a good option for me

Ans: to become a good coach you must have depth of knowledge and also have the aptitude to teach. I think you still have more chances to appear for the UPSC. Please do not give up and put in your heart and soul into what you aspire to become. I can understand that you have family commitments but if you speak to them and work out a via-media, i am sure that they will support you. Coaching is an option where you can earn while you learn/study. But will you be able to get that many students to teach with your question? Think about it.
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Nitin

Nitin Sathe  |126 Answers  |Ask -

HR, Recruitment Expert - Answered on Jul 19, 2023

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I have just recently completed my btech in Computer science engineering from a tier 3 engineering college in Kolkata. Being a tier 3 college, there weren't any decent on campus placements. Further, I always wanted to become an IFS( Indian Foreign Service) officer, so always wanted to sit for UPSC after finishing my graduation. But now that I have seriously started thinking about it, I am not sure what to do. I mean I want to pursue UPSC, there is no financial pressure from family, atleast not for the next 2 years but I feel like if I don't make it (since I have to consider the scenario that I may fail to crack the exam), I don't know whether I will be able to get a job after 2 years gap after graduation in IT sector or will I be able to pursue further studies such as MS from USA or MBA from tob b schools in India. I am feeling depressed and helpless as I am unable to decide what to do? Should I just start looking for a job right now or just prepare for UPSC and don't worry about those stuff right now. I would greatly appreciate your answers and views in this matter.
Ans: Soumik, You seem to be in a muddle. I suggest you go for career counselling from a professional who will charge you for it. Also remember that the fail rate in UPSC exams is high and if you want to pursue a career as an IFS officer you will have to work really hard to pass the various levels of exams. If you feel you have the tenacity and perseverance and are confident of your abilities, then go for it! If in doubt, stop and think, then take a concerted decision based on what you really feel and know about yourself.
I also suggest that you carry out your own SWOT analysis to get to know your capabilities and capacities to attain your goals.
Wish you the best!
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Krishna

Krishna Kumar  |253 Answers  |Ask -

Workplace Expert - Answered on Mar 24, 2024

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I have just recently completed my btech in Computer science engineering from a tier 3 engineering college in Kolkata. Being a tier 3 college, there weren't any decent on campus placements. Further, I always wanted to become an IFS( Indian Foreign Service) officer, so always wanted to sit for UPSC after finishing my graduation. But now that I have seriously started thinking about it, I am not sure what to do. I mean I want to pursue UPSC, there is no financial pressure from family, atleast not for the next 2 years but I feel like if I don't make it (since I have to consider the scenario that I may fail to crack the exam), I don't know whether I will be able to get a job after 2 years gap after graduation in IT sector or will I be able to pursue further studies such as MS from USA or MBA from tob b schools in India. I am feeling depressed and helpless as I am unable to decide what to do? Should I just start looking for a job right now or just prepare for UPSC and don't worry about those stuff right now. I would greatly appreciate your answers and views in this matter.
Ans: Dear Mr.Soumik

Cracking UPSC is not easy but it's worth the effort. Believe in yourself and put your heart and soul in it....suggest you watch the movie 12th fail.

Recently I hired a member in my team, he pursued UPSC for two years and was not successful...the preparation that he did for 2 years made him a different person and that's the reason I hired him

It is said that when we aim for the moon and if we don't get it we would still lmd on some star...

All the best.
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Career

Career Coach  |34 Answers  |Ask -

Workplace Expert - Answered on Feb 27, 2024

Asked by Anonymous - Feb 23, 2024Hindi
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I failed UPSC thrice. I am 24 and jobless. My parents are apprehensive and want me to take up a job and start my career. But I want to try one more time. If I take up a job I won't be able to focus. Pls advice
Ans: It sounds like you're facing a challenging situation, and it's understandable that you're feeling conflicted. Here are some points to consider:

1. Evaluate your situation: Take some time to assess why you haven't succeeded in the UPSC exams so far. Is it a lack of preparation, exam strategy, or other factors? Identifying the reasons can help you address them effectively.

2. Discuss with your parents: Have an open and honest conversation with your parents about your aspirations and concerns. Explain why you want to give the UPSC exam another try and discuss any alternative plans you might have.

3. Consider a compromise: Explore the possibility of finding a job that allows for some flexibility in your schedule, or one that aligns with your long-term goals. This way, you can gain work experience while still pursuing your dream of clearing the UPSC exams.

4. Create a balanced plan: If you decide to continue preparing for the exams, make sure to create a structured study plan that allows you to dedicate sufficient time to both studying and earning a living. This might involve setting specific study hours each day or week.

5. Seek support: Consider seeking guidance from mentors, tutors, or coaching institutes to enhance your preparation for the UPSC exams. Additionally, joining study groups or online forums can provide you with valuable insights and motivation.

6. Take care of yourself: It's essential to prioritize your mental and physical well-being during this time. Make sure to incorporate regular breaks, exercise, and relaxation activities into your routine to avoid burnout.

Ultimately, the decision to continue pursuing the UPSC exams or to take up a job depends on your individual circumstances and priorities. Remember that setbacks are a natural part of any journey, and it's okay to reassess your goals and make adjustments along the way. Trust yourself and have confidence in your abilities to overcome challenges and achieve success, whichever path you choose.
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Moneywize   |98 Answers  |Ask -

Financial Planner - Answered on Apr 28, 2024

Asked by Anonymous - Apr 27, 2024Hindi
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I want to purchase auto insurance for my Maruti Ertiga which I purchased two years ago. Which auto insurance policy will best look after my interests in the event of an accident which could lead to fatalities or lead me permanently disabled? I want to choose an auto insurance policy that will take care of hospitalisation as well as permanent disability.
Ans: In the unfortunate event of an accident with your Maruti Ertiga, a comprehensive car insurance policy will best serve your interests. Here's why:

Comprehensive Coverage:

• Third-party Liability: This is mandatory by law and covers any injuries or property damage caused to a third party due to an accident involving your car.
• Own Damage Cover: This protects your Maruti Ertiga from damages caused by accidents, theft, fire, natural calamities, etc.

Additional Coverage for Permanent Disability and Hospitalisation:

• Personal Accident (PA) Cover for Owner-Driver and Passengers: This add-on provides a lump sum payout in case of death or permanent disability due to an accident. You can extend this cover to include your passengers as well.
• Medical Expenses Cover: This add-on reimburses hospitalisation expenses incurred due to injuries sustained in an accident.

Here's what to consider when choosing an insurance provider:

• Claim Settlement Ratio (CSR): Look for insurers with a high CSR, which indicates a good record of settling claims promptly.
• Network Garages: Opt for an insurer with a wide network of cashless garages for repairs to ensure a hassle-free experience.
• Customer Service: Choose a company known for providing prompt and helpful customer service.

Popular Car Insurance Providers in India:

• Acko General Insurance
• HDFC Ergo
• The Oriental Insurance Company
• National Insurance Company
• Bajaj Allianz General Insurance

Researching and Comparing Policies

• Use online insurance aggregator websites to compare quotes from different providers. These websites allow you to input details about your Maruti Ertiga, your driving history, and desired coverage options. They will then provide you with quotes from various insurers, allowing you to compare prices and features.

Consulting a Financial Advisor

• Consider consulting a financial advisor who can help you assess your specific needs and recommend the most suitable car insurance policy for your Maruti Ertiga.
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