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50-Year-Old IT Professional with 17 Years Experience Seeks Guidance on Studying and Working Abroad

Dr Pananjay K

Dr Pananjay K Tiwari  | Answer  |Ask -

Study Abroad Expert - Answered on Sep 02, 2024

Dr Pananjay Tiwari is the founder and director of Impel Overseas Education, a Dehradun-based consultancy for students who want to study abroad in the fields of engineering, science, agriculture, medicine, arts and the humanities.
They also guide PhD students who are studying internationally with their research.
Dr Pananjay has 21 years of academic and research experience and has published several books and research papers in various Indian and international journals.
He is a gold medallist with a master’s degree in science and a PhD in environmental sciences from the Hemvati Nandan Bahuguna Garhwal Central University, Uttarakhand.... more
Asked by Anonymous - Aug 26, 2024Hindi
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Sir I have 17 years experience in the it industry, I have done my mca in IGNOU in 2007, my age is now 50 years, I want to study further in the it industry in abroad, can you please guide me what are the good options in education and opportunities for good work opportunities and improve my skills

Ans: Hi......Considering the Masters that you have done from IGNOU which is an open University and your age, there are very few options left with you to choose further education from abroad. You can try for New Zealand as mature profiles are very likely to be considered, but make sure to take English Proficiency test and have atleast 30-35 lacs for covering up your education and living expenses. The second option can be to take admission in Dubai...which is also a leading study abraod hub now...

Regards
You can visit us at www.shreeoverseaseducation.com
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Hello Sir, I am 42 years old graduate and have around 18 years of work experience in a wide range of IT Companies. I would like to purse my studies in order to boost my career growth. What are your recommendations? Thanks
Ans: Considering your extensive work experience in the IT industry and your desire to pursue further studies to boost your career growth, there are several options you could consider. An executive MBA program is specifically designed for professionals with significant work experience who are looking to enhance their managerial and leadership skills. EMBA programs typically offer flexible schedules, allowing you to continue working while pursuing your studies. This option would provide you with advanced business knowledge and skills, preparing you for higher-level management roles within IT companies or other industries. Pursuing a master's degree in IT can deepen your technical expertise and knowledge in specific areas of information technology. You can also consider specialized master's programs in areas such as cybersecurity, data science, artificial intelligence, cloud computing, or software engineering, depending on your interests and career goals. You can obtain professional certifications in relevant IT domains to demonstrate your expertise and proficiency to employers. Certifications such as Project Management Professional (PMP), Certified Information Systems Security Professional (CISSP), AWS Certified Solutions Architect, or Certified Scrum Master (CSM) can enhance your skills and credibility. If you're interested in pursuing advanced research or academic roles in the IT field, consider pursuing a Ph.D. program. A Ph.D. would allow you to delve deeply into a specific area of IT, contribute to cutting-edge research, and potentially transition into roles such as university professor or research scientist. Explore short-term courses, workshops, or boot camps offered by reputable institutions or online platforms in areas of interest within IT.

Before making a decision, carefully consider your career goals, interests, and personal circumstances. Research the different options available to you, including program requirements, curriculum, faculty expertise, and career outcomes.

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Naveenn

Naveenn Kummar  |233 Answers  |Ask -

Financial Planner, MF, Insurance Expert - Answered on Nov 30, 2025

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Dear Naveenn Ji I am 61 yrs old-retired person. I had cardiac procedure with pacemaker 3 yrs back. I had one Medical insurance which was quite useful and was just sufficient at that time to meet expenses. Now I want to enhance the limit say from 10 lac to 20 lac which is not happening with the existing one. Can you suggest what best can be done and how for medical expenses
Ans: We will need to check with different health insurance companies and share your case history in detail. There are chances of getting a policy, but it depends on the underwriter’s assessment. Age, any other medical conditions, pre-existing diseases and the severity of the earlier cardiac issue all play a role.

Sometimes insurers give a counter-offer with a higher premium, a co-payment clause or a permanent exclusion for heart-related conditions while covering everything else.
We also need to check whether porting is possible or if a fresh policy is better.

One important point: please do not cancel your existing policy under any circumstance until a new cover is issued and active.

Alongside insurance, it is always wise to keep a reasonable emergency fund in liquid form such as fixed deposits or liquid mutual funds to handle any immediate medical requirement.

please feel free to ask any further questions you can connect us 044-31683550 if facing any problem

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https://members.networkfp.com/member/naveenkumarreddy-vadula-chennai

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Radheshyam

Radheshyam Zanwar  |6727 Answers  |Ask -

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Nov 29, 2025

Asked by Anonymous - Nov 28, 2025Hindi
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Sir I have 5 subject in Nios board class 12 in 2026 and the subject names is Physics, Maths, English, Physical Education and in place of Chemistry is Biotechnology or vocational subject Valid for JOSSA 2026 So it will be eligible for Jossa Counselling For BTech in IITs or NITs+System According to JOSSA COUNSELLING 2025 Annexure 2(a)Annexure 2(b) The marks scored in the following five subjects will be considered for calculating the aggregate marks and the cut-off marks for fulfilling the top 20 percentile criterion. Candidates must also pass each of the following subjects in Class XII (or equivalent) to qualify for admission to the NIT+ System: o For B.E./B.Tech. programmes i. Physics ii. Any one of Chemistry, Biology, Biotechnology, Technical Vocation subject iii. Mathematics iv. A language (if the candidate has taken more than one language, then the language with the higher marks will be considered) v. Any subject other than the above four (the subject with the highest marks will be considered). Please Guide Me Sir
Ans: Your question is unclear because you have combined many queries into one. However, I will attempt to answer based on my understanding. Please do not mind; from the question, I can guess that you may be facing problems with the subjects, either in terms of understanding or from other aspects.

Your NIOS 2026 combination (Physics, Maths, English, Physical Education, and Biotechnology instead of Chemistry) complies with JoSAA Annexure 2(a)/(b) requirements, so you will be eligible for JoSAA counselling for BTech in IITs/NIT+ system, subject to passing all subjects and meeting the JEE Advanced and overall eligibility/percentile criteria. However, it is highly recommended to refer to the latest brochure published by NTA on the official website of JEE.

Good luck.
Follow me if you receive this reply.
Radheshyam

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