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Rohit

Rohit Gupta  | Answer  |Ask -

Edtech/Online Education Expert - Answered on Jan 13, 2024

Rohit Gupta is the co-founder and COO of College Vidya, a one-stop solution for making informed online education choices.
Rohit is a first-generation entrepreneur who currently leads the company’s marketing and operations department.
A TEDx speaker, he was honoured with the ET Leadership Excellence Award 2022 for his effort in helping shape the lives of over 90,000 students through his platform.
Rohit is passionate about the potential of online education and is on a mission to democratise access to quality education and career opportunities.
He completed his schooling from Scholars Home in Dehradun and holds a bachelor’s degree in commerce from Deshbandhu College, Delhi.
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Asked by Anonymous - Nov 17, 2023Hindi
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Career

Hi, My son is in the 10th standard and he is passionate about programming and technology. 1) Can you please suggest suitable options for him to get into the field of Artificial Intelligence and Data Mining? 2) Are there any courses or websites he can explore to learn more? 3) What are the employment opportunities? Is this field already saturated? 4) Would it be better for him to continue his studies in India or somewhere abroad? Thank you very much!

Ans: Certainly! It's great that your son is passionate about programming and technology, but to get into AI and Data Mining, he can start with a strong foundation in programming languages like Python and Java. Additionally, he should delve into relevant subjects such as statistics, mathematics, and machine learning. A computer science or related engineering degree would provide a comprehensive understanding of these domains. Many universities and institutions offer specialized courses and degrees specifically focused on AI and Data Mining.

To learn more about it, your son can explore specialized courses on platforms like College Vidya. College Vidya will help him find the best course and university/institution and can be a valuable addition, offering valuable counselling tailored to the Indian education system and industry requirements.

Employment opportunities in AI and Data Mining are abundant and diverse. Industries such as healthcare, finance, e-commerce, and technology actively seek professionals with expertise in these areas. While the field is competitive, the demand for skilled individuals grows, creating numerous job openings. The key is to stay updated with emerging technologies and continuously enhance skills to remain competitive in the job market.

4) The choice between continuing studies in India or abroad depends on various factors. Both options have their advantages. Studying abroad can offer exposure to diverse perspectives, cutting-edge research, and potentially better resources. However, pursuing education in India can be cost-effective, and excellent institutions offer quality education in AI and Data Mining. It's crucial to research specific universities and their programs and consider cost, cultural fit, and career goals before deciding.

Encourage your son to explore these options, participate in coding competitions, and engage with online communities to stay connected with the latest developments in the field. Ultimately, combining a strong educational foundation, practical experience, and a proactive approach to learning will pave the way for a successful career in AI and Data Mining.
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Workplace Expert - Answered on Jan 03, 2024

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My son is in the 10th standard and he is passionate about Artificial Intelligence and Data Mining. 1) Can you please suggest suitable options for him to get into these fields? 2) Are there any courses or websites he can explore to learn more? 3) What are the employment opportunities? Is this field already saturated? 4) Would it be better for him to continue his studies in India or somewhere abroad? Thank you very much!
Ans: It's great that your son is passionate about Artificial Intelligence (AI) and Data Mining. These are dynamic fields with a lot of opportunities. Here are some suggestions to help him pursue his interests:

1. Educational Pathways:
- Enroll in a Computer Science or related bachelor's program with a focus on AI for formal education.
- Explore online platforms like Coursera, edX, and Udacity for additional courses and certifications.

2. Online Learning Resources:
- Utilize platforms such as Coursera, edX, and Udacity, which offer a variety of courses from top institutions globally.

3. Job Opportunities:
- AI and Data Mining professionals are in high demand across sectors like healthcare, finance, and technology.
- Roles include machine learning engineer, data scientist, AI researcher, and data analyst.

4. Educational Location:
- Consider both Indian and international institutions based on personal preferences, budget, and specific program offerings.
- Reputable institutions include MIT, Stanford, Carnegie Mellon, and IITs.

5. Industry Outlook:
- Although competitive, the AI field continues to evolve, offering new opportunities.
- Keeping skills up-to-date and adapting to technological advancements is crucial.

6. Future Trends:
- AI is expected to remain at the forefront of technology.
- Ongoing advancements, including potential influences from quantum computing, highlight the need for continuous learning and adaptability.

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Nayagam P

Nayagam P P  |10913 Answers  |Ask -

Career Counsellor - Answered on Jun 29, 2025

Career
son, Abhinav, is currently studying in Class 10 in Noida. He is a bright student and generally scores around 90%, aiming to improve further. However, he is still undecided about which stream to pursue after Class 10. He performs well in Biology but does not have a strong interest in pursuing that stream. I have been suggesting Computer Science, as it offers diverse career opportunities and aligns with future trends. However, I am concerned that the school's Computer Science curriculum is not up to the mark, which may limit his exposure and interest in the field. Additionally, I have some apprehensions about the rapid advancement of Artificial Intelligence and how it might impact future job security, especially in the technology sector. We are trying to guide him thoughtfully, balancing his interests, strengths, and the evolving job market. If you'd like, I can also help outline options for Abhinav based on his strengths and current trends in education and careers. Would you like me to do that? Interested in flight details as well.
Ans: Hema Madam, For Abhinav, choosing the right stream after Class 10 requires careful consideration of multiple factors beyond just academic performance. The three primary streams—Science (PCM/PCB), Commerce, and Arts—each offer distinct career trajectories and opportunities. The Science stream with PCM (Physics, Chemistry, Mathematics) is ideal for students aiming for engineering, architecture, computer science, data science, and aviation careers, opening doors to technical fields with strong analytical components. Meanwhile, PCB (Physics, Chemistry, Biology) caters to medical sciences, biotechnology, environmental science, and life sciences, offering both clinical and non-clinical career paths including medicine, nursing, biotechnology research, environmental consulting, and bioinformatics. The Commerce stream focuses on business, finance, economics, and entrepreneurship, developing skills essential for banking, accounting, and management roles.

Regarding Computer Science career prospects, the field shows exceptional growth potential with the Bureau of Labor Statistics projecting 13% job growth in computer and IT jobs from 2022-2032, translating to approximately 377,500 new jobs. The World Economic Forum predicts 78 million new jobs will be created by 2030, many in artificial intelligence and related technologies. Roles like machine learning engineer, AI research scientist, and data analyst are experiencing high growth. While concerns about AI impact exist, with 74% of professionals expecting AI to affect their roles within three years, the technology sector continues expanding with employment in professional, scientific, and technical services forecast to increase by 10.5% from 2023 to 2033. The key to success in this evolving landscape requires understanding AI fundamentals, data analysis, advanced programming skills, and adaptability.

For addressing school Computer Science curriculum concerns, students can supplement weak institutional programs through self-directed learning approaches. Computer science education often lacks adequate curriculum resources, with only 14 states adopting ACM and CSTA standards, and only 1 out of every 10 schools teaching programming effectively. However, students can build strong foundations through online platforms, coding bootcamps, and low-tech approaches that develop computational thinking without requiring extensive hardware. Aviation opportunities present another viable path, with diploma and certificate programs available immediately after Class 10, including ground staff operations, cabin crew training, and airport management, though commercial pilot training requires 12th completion with Physics and Mathematics.

Recommendation: Abhinav should consider Science stream with PCM for its flexibility in accessing both engineering and computer science careers while keeping aviation options open. Despite school CS curriculum limitations, he can build strong programming foundations through online resources, coding platforms, and self-directed projects. The PCM combination provides mathematical rigor essential for AI, data science, and emerging technologies. If his biology performance reflects genuine analytical ability rather than pure interest, the transferable problem-solving skills remain valuable in technical fields. Supplement school learning with external CS resources, coding communities, and practical projects to overcome curriculum gaps while maintaining excellent academic performance. All the BEST for the Admission & a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

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Nayagam P

Nayagam P P  |10913 Answers  |Ask -

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Ramalingam

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Mutual Funds, Financial Planning Expert - Answered on Feb 19, 2026

Money
What are the pros and cons of investing in Regular, Growth and Dividend plan of Mutual Funds.
Ans: It is great to see that you are looking at different ways to grow your money through mutual funds. Taking the time to understand these options shows you are serious about your future, which is a wonderful first step toward financial success.

» Regular vs Direct Plans

When you choose a Regular plan, you are not just buying a fund; you are getting a partner. In a Regular plan, a Certified Financial Planner helps you pick the right funds and watches over them. Many people think Direct plans are better because the fees are lower, but that is often a mistake. Without a professional, it is easy to pick the wrong fund or panic when the market goes down. Regular plans give you access to expert advice that helps you stay calm and make better choices over a long time. This guidance is usually worth much more than the small cost difference.

» Growth Option

The Growth option is like planting a tree and letting it grow without cutting any branches. In this plan, the profits made by the fund are put back into the fund. This helps your money grow faster because of the power of compounding.

Pros: Your money grows much bigger over 10 or 20 years. You only pay tax when you sell your units. Under the new rules, Long Term Capital Gains (LTCG) above Rs. 1.25 lakh are taxed at 12.5%, which is very helpful for building wealth.

Cons: You do not get any regular cash in your hand. If you need money for monthly bills, this might not be the best choice unless you sell some units.

» Dividend Plan (IDCW)

This plan is now called the Income Distribution cum Capital Withdrawal (IDCW) option. Instead of letting all the money grow, the fund house sometimes pays out some of the profits to you.

Pros: It feels good to get some money in your bank account every now and then. It can give a sense of comfort to see some gains being "locked in."

Cons: The biggest problem is that this money is taxed according to your income tax slab. This can be very expensive if you are in a high tax bracket. Also, when the fund pays a dividend, the value of your investment drops by that same amount. This slows down how fast your wealth grows.

» Comparison and Analysis

If you want to build a large amount of money for retirement or a child's education, the Growth option is usually the winner. It is very efficient for taxes and growth. The Dividend option might look nice because you get cash, but it often hurts your long-term goals because the tax is high and the compounding is broken. Using a Regular plan with the help of a Certified Financial Planner ensures that you choose the right path for your specific family needs.

» Finally

Choosing the right plan is about looking at your whole life, not just the numbers. A 360-degree solution means looking at your taxes, your goals, and how much risk you can take. While the Growth option is great for wealth, having a professional to guide you through the Regular plan is the best way to make sure you actually reach the finish line without making costly mistakes.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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