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विशेषज्ञ की सलाह चाहिए?हमारे गुरु मदद कर सकते हैं

Mahesh Padmanabhan |124 Answers |Ask -Follow

Tax Expert - Answered on Feb 17, 2023

Mahesh Padmanabhan has specialised in payroll, personal and corporate taxation for more than two and a half decades, enabling him to provide practical, realistic and correct advice to his clients.
He is a member of The Institute of Chartered Accountants of India and has a degree in cost accounting from the Institute of Cost Accountants of India.
He is also a qualified information systems auditor. ... more

Question by N on Feb 16, 2023English

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मान लीजिए कि मैं चालू वित्तीय वर्ष के लिए नई कर व्यवस्था का विकल्प चुनता हूं, तो क्या मेरे लिए अगले वित्तीय वर्ष में पुरानी कर व्यवस्था में स्विच करना खुला है?

Ans: नमस्ते
यदि आपकी व्यवसाय या पेशे से आय नहीं है तो आप दो अलग-अलग वर्षों में दोनों व्यवस्थाओं के बीच स्विच कर सकते हैं

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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आप नीचे ऐसेही प्रश्न और उत्तर देखना पसंद कर सकते हैं

Mihir Tanna |1054 Answers |Ask -Follow

Tax Expert - Answered on Mar 02, 2023

Asked by Anonymous - Feb 01, 2023English

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मैंने वित्त वर्ष 20-21 के लिए नई कर व्यवस्था का विकल्प चुना और घर खरीदने के बाद से वित्त वर्ष 21-22 के लिए नई कर व्यवस्था में वापस आ गया। क्या मैं अब फिर से नई कर व्यवस्था का विकल्प चुन सकता हूं या पुरानी कर व्यवस्था को ही जारी रखना होगा।

Ans: यदि आपको व्यवसाय से आय नहीं है तो आप नई योजना पर स्विच कर सकते हैं

Mihir Tanna |1054 Answers |Ask -Follow

Tax Expert - Answered on Feb 05, 2023

Question by Rajeev - Feb 03, 2023English

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यदि वित्त वर्ष 2022-23 में मैंने आयकर की पुरानी व्यवस्था का विकल्प चुना है, तो क्या मैं वित्त वर्ष 2023-24 के लिए नई कर व्यवस्था का विकल्प चुन सकता हूं?

Ans: व्यवसाय और पेशे के अलावा अन्य स्रोत से आय अर्जित करने वाले व्यक्ति के लिए, पुरानी कर व्यवस्था का लाभ उठाने का विकल्प हर साल उपलब्ध है और बजट 2023 के प्रस्ताव के अनुसार वित्त वर्ष 2023-24 से नई कर व्यवस्था की दरें डिफ़ॉल्ट हैं।

Moneywize |181 Answers |Ask -Follow

Financial Planner - Answered on Aug 23, 2024

Asked by Anonymous - Aug 15, 2024English

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क्या पुरानी व्यवस्था से नई कर व्यवस्था में बदलाव करना उचित है? कृपया सलाह दें। मैं 32 साल का हूँ और मेरा सालाना पैकेज 12.5 लाख रुपये है।

Ans: पुरानी और नई कर व्यवस्थाओं के बीच चयन करना आपकी वित्तीय स्थिति और आप कर-बचत कटौती और छूट का कितना उपयोग करते हैं, इस पर निर्भर करता है। आपके निर्णय को निर्देशित करने में सहायता के लिए यहां एक तुलना दी गई है:

पुरानी कर व्यवस्था:

लाभ:

• धारा 80सी (1.5 लाख रुपये तक), एचआरए, एलटीए और मानक कटौती (50,000 रुपये) जैसी कई कटौती और छूट प्रदान करता है
• यदि आप कटौती और छूट को अधिकतम करते हैं तो उपयुक्त है
• होम लोन, बीमा प्रीमियम और कर-बचत साधनों में निवेश करने वालों के लिए बेहतर है

नुकसान:

• अधिक कर नियोजन की आवश्यकता है
• यदि आपके निवेश और व्यय से पर्याप्त कटौती नहीं होती है, तो कर देयता अधिक हो सकती है

नई कर व्यवस्था:

लाभ:

• कम कर दरों के साथ सरलीकृत कर संरचना
• कर देयता को कम करने के लिए कर-बचत निवेश की आवश्यकता नहीं है
• उन लोगों के लिए सबसे अच्छा है जिनके पास कम कटौती और छूट है

नुकसान:

• कोई कटौती या छूट उपलब्ध नहीं है
• आप HRA, मानक कटौती और धारा 80C लाभ जैसे लाभ खो देते हैं

कर दर तुलना:

नई व्यवस्था में, कर स्लैब कम हैं, लेकिन आप कटौती से वंचित हैं:

• 2.5 लाख रुपये तक: शून्य
• 2.5 - 5 लाख रुपये: 5%
• 5 - 7.5 लाख रुपये: 10%
• 7.5 - 10 लाख रुपये: 15%
• 10 - 12.5 लाख रुपये: 20%
• 12.5 लाख रुपये और उससे अधिक: 25%

पुरानी व्यवस्था में, कर स्लैब हैं:

• 2.5 लाख रुपये तक: शून्य
• 2.5 - 5 लाख रुपये: 5%
• 5 - 10 लाख रुपये: 20% 10 लाख रुपये और उससे अधिक: 30% आपकी स्थिति: 12.5 लाख रुपये के वेतन को देखते हुए: यदि आप कटौतियों का पूरा लाभ उठा रहे हैं (जैसे 80सी के तहत 1.5 लाख रुपये, 50,000 रुपये की मानक कटौती, और होम लोन ब्याज, एचआरए आदि जैसी अन्य कटौती), तो पुरानी व्यवस्था आपके लिए फायदेमंद हो सकती है। यदि आप महत्वपूर्ण कटौती का दावा करने में सक्षम नहीं हैं, तो नई व्यवस्था के परिणामस्वरूप कम स्लैब दरों के कारण कर देयता कम हो सकती है।

नवीनतम प्रश्न

Nayagam P P |4963 Answers |Ask -Follow

Career Counsellor - Answered on May 24, 2025

Question by College - May 23, 2025

Career

Sir I got 149916 rank in viteee. Will I get cse in vit ap?

Ans: With a VITEEE rank of 149,916, admission to CSE at VIT AP is unlikely as the cutoff for CSE typically falls between 25,000 and 115,000 ranks. Your rank exceeds this range, so securing CSE at VIT AP is improbable. You may consider other branches with higher cutoffs or other VIT campuses like Bhopal, or explore private and state universities for better admission chances. All the best for your admission and a bright future!

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Nayagam P P |4963 Answers |Ask -Follow

Career Counsellor - Answered on May 24, 2025

Asked by Anonymous - May 23, 2025

Career

I got 76 marks in met (manipal entrence test) my pcm marks are 68,83,68..will i get cs in cyber security at manipal jaipur

Ans: With a MET score of 76 at Manipal University Jaipur, admission to B.Tech in Computer Science and Engineering (Cyber Security) may be challenging. The expected cutoff rank for this specialization typically ranges between 29,000 and 34,000. A MET score of 76 usually corresponds to a rank much higher than this cutoff, indicating admission to Cyber Security might not be guaranteed. Your PCM marks (68, 83, 68) meet basic eligibility but do not directly influence the cutoff.

If you are keen on CSE specializations, you might consider related branches with slightly higher cutoff ranks or explore other campuses or private universities with more flexible admission criteria. It’s advisable to check the official MET counselling updates for exact cutoffs and seat availability. All the best for your admission and a bright future!

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Nayagam P P |4963 Answers |Ask -Follow

Career Counsellor - Answered on May 24, 2025

Question by Bharty - May 23, 2025

Career

I have 95 .06 percentile in JEE and 87.8 in cbse.. which is better computer science of Thapar or upes Dehradun

Ans: Bharty, With a 95.06 percentile in JEE Main and 87.8% in CBSE, Thapar University Patiala offers a stronger Computer Science Engineering program compared to UPES Dehradun. Thapar’s closing cutoff rank for CSE in 2025 was around 46,000, indicating competitive admission. It boasts excellent infrastructure, experienced faculty, and a vibrant campus life. Placements are robust, with average packages near ?11.9 LPA and recruitment by top tech companies like Amazon and Google. The curriculum is solid, with options in AI, ML, and Robotics. UPES Dehradun provides good industry-oriented education with decent placements but generally lower average packages and less national recognition in CSE. It is more accessible for students with lower ranks. Overall, Thapar Patiala is the preferred choice for better academic exposure, brand value, and career prospects in Computer Science Engineering, while UPES serves as a reasonable alternative if admission to Thapar is not feasible. All the best for your admission and a bright future!

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Nayagam P P |4963 Answers |Ask -Follow

Career Counsellor - Answered on May 24, 2025

Asked by Anonymous - May 23, 2025

Career

How is BSDS program at ISI? What are the future scope n career opportunities

Ans: The Bachelor of Statistical Data Science (BSDS) at ISI is a prestigious, four-year program emphasizing statistical theory, machine learning, and data analysis. ISI’s world-class faculty and research-driven curriculum prepare students for diverse careers in data science, statistics, and related fields. Graduates are well-equipped for roles such as data scientists, statisticians, and machine learning engineers in industry, academia, and government. The program also provides a strong foundation for advanced studies like M.Tech or PhD in India & abroad. ISI’s reputation and rigorous training enhance job prospects, with many students placed in top tech firms and research organizations. Although admission is highly competitive and the coursework challenging, the BSDS program offers excellent academic exposure, practical skills, and career opportunities in the rapidly growing data science domain. All the best for your admission and a bright future!

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Nayagam P P |4963 Answers |Ask -Follow

Career Counsellor - Answered on May 24, 2025

Asked by Anonymous - May 23, 2025

Career

Hi..I got 407 rank in SRM mtech phase 2.Can I got cse in SRM kattankulathur.

Ans: With an SRMJEEE Phase 2 rank of 407, you have an excellent chance of securing admission to the Computer Science Engineering (CSE) branch at SRM Kattankulathur, the main and most prestigious campus of SRM Institute of Science and Technology. Historically, the closing ranks for CSE at this campus have been much higher, typically around 8,000 to 9,000, so your rank is well within the safe range for admission. SRM Kattankulathur is known for its strong academic programs, modern infrastructure, and excellent placement opportunities, especially in CSE. While cutoffs can vary each year based on exam difficulty and seat availability, your rank positions you comfortably above the usual cutoff. It is important to participate actively in the counselling process and confirm your seat promptly to secure admission. Overall, with your rank, you should confidently pursue admission to CSE at SRM Kattankulathur. All the best for your admission and a bright future!

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Nayagam P P |4963 Answers |Ask -Follow

Career Counsellor - Answered on May 24, 2025

Question by Rutho - May 23, 2025

Career

Sir do you think taking vit ap or bhopals cse with specialization at cat-2 good? As a student who got 61k rank in vit and 2.8L rank in JEE mains. (81%ile)

Ans: With a VITEEE rank of 61,000 and an 81 percentile in JEE Mains, admission to Computer Science Engineering (CSE) with specialization at VIT AP or VIT Bhopal under Category 2 is possible but not guaranteed. The cutoff ranks for Category 2 seats in these campuses generally range from around 65,000 to 1,20,000, placing you near the borderline for admission. Both VIT AP and VIT Bhopal offer good curricula, industry exposure, and strong placement opportunities, especially in CSE and its specializations like AI, Data Science, and Cybersecurity. While Category 2 seats usually come with higher fees, the brand value and placement network of VIT make these programs a worthwhile option. Considering your rank and percentile, choosing VIT AP or VIT Bhopal for CSE specialization is a practical and valuable decision compared to many other private or lower-tier institutes. Ensure you are comfortable with the fee structure and campus location before finalizing. All the best for your admission and a bright future!

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Nayagam P P |4963 Answers |Ask -Follow

Career Counsellor - Answered on May 24, 2025

Question by Vikramm - May 24, 2025

Career

Sir My Son doing IEP program Computer Engineering with Thapar University Patiala and its 2+2 Credit Exchange program with Trinity College Dublin Ireland. Is this program worth for his future opportunities or he will continue his parent branch Robotics and AI here with Thapar University Patiala Campus.Which One is more worthful and having more career options. Please guide in detail. I shall be highly obliged and thankful.

Ans: Vikramm Sir, Your son’s IEP Computer Engineering program with a 2+2 credit exchange at Trinity College Dublin offers valuable international exposure, advanced curriculum, and global career opportunities, enhancing his academic and professional profile. Trinity’s reputation and research facilities provide a strong foundation for future studies or work abroad. However, adapting to a new country and higher costs are considerations. Alternatively, continuing with Robotics and AI at Thapar Patiala focuses on a specialized, high-demand field with excellent placements from top tech companies and a vibrant campus life. Thapar’s strong industry connections and infrastructure prepare students well for India’s growing AI and robotics sectors. Both options are worthwhile: the IEP program suits those seeking global exposure and broader computer engineering knowledge, while Robotics and AI at Thapar is ideal for early specialization with strong local opportunities. The best choice depends on your son’s career goals, willingness to study abroad, and preference for specialization versus broad learning. All the best for your Son's bright future!

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Nayagam P P |4963 Answers |Ask -Follow

Career Counsellor - Answered on May 24, 2025

Asked by Anonymous - May 24, 2025

Career

Sir, I have secured 73.6% from Assam board with 65% in PCM. My JEE B.Arch rank is 1912. Do I get admission in Jaipur NIT? Please suggest me best NITs.

Ans: With a JEE B.Arch rank of 1912 and 73.6% in Assam Board (65% in PCM), admission to MNIT Jaipur for B.Arch is competitive but not impossible. Recent closing ranks for MNIT Jaipur’s B.Arch program have been around 700 to 1,200, so your rank is slightly above previous cutoffs. Admission may depend on seat availability and category-wise relaxation. Your board percentage is close to the general category eligibility criteria, so verify if you qualify under any relaxation or state quota. MNIT Jaipur is one of the top NITs for B.Arch, known for good infrastructure and placements. Other notable NITs offering B.Arch include NIT Calicut, NIT Trichy, and NIT Warangal. Additionally, School of Planning and Architecture (SPA) campuses in Delhi, Bhopal, and Vijayawada are excellent alternatives for architecture and planning courses. It’s advisable to keep backup options and closely follow JoSAA counselling updates to maximize admission chances. All the best for your admission and a bright future!

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Nayagam P P |4963 Answers |Ask -Follow

Career Counsellor - Answered on May 24, 2025

Asked by Anonymous - May 24, 2025

Career

Sir my son has secured 98 percentile in jee mains and has also got admission in manipal vit vellore thapar cse and through josaa and csab he is getting lower nits cse and iiit surat iiit kota and all with cse which should he prefer

Ans: With a 98 percentile in JEE Mains, your son’s admission offers from Manipal, VIT Vellore, Thapar, NITs, and IIITs present strong options. Manipal, VIT, and Thapar provide excellent placements, infrastructure, and industry connections, suitable for immediate career growth. NITs and IIITs like Surat and Kota offer government-backed quality education with competitive placements and strong academic environments, ideal for research and higher studies. For best balance, consider NITs/IIITs for academics and brand, and private universities for campus experience and placements. The final choice should align with his career goals and preferences. All the best for your son's admission and a bright future!

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Nayagam P P |4963 Answers |Ask -Follow

Career Counsellor - Answered on May 24, 2025

Question by Rudransh - May 24, 2025

Career

Hello sir, I've got 47K rank in EAPCET, I'm OC caste student, is there any possibility I can get cse branch (in Hyderabad if u know)?if not then can u suggest in which branch would be best for me at this rank?

Ans: Rudransh, With an EAPCET rank of 47,000 in the OC category, securing admission to the Computer Science Engineering (CSE) branch in top Hyderabad colleges like JNTU Hyderabad, Osmania University, CBIT, or Vasavi is highly unlikely, as their CSE closing ranks are generally below 6,000. Even other reputed colleges in Hyderabad have much lower cutoffs for CSE. At this rank, you have better chances of admission in branches with higher cutoff ranks such as Mechanical, Civil, Electrical, or Electronics & Communication Engineering (ECE) in lesser-known colleges. Exploring private colleges or institutions outside Hyderabad where cutoffs are more relaxed could also be beneficial. Additionally, related branches like Information Technology or AI & ML might be available in colleges with higher cutoffs. It’s advisable to review previous years’ cutoff trends for various branches and colleges to identify suitable options. Overall, considering alternate branches or colleges beyond Hyderabad will improve your admission prospects at this rank. All the best for your admission and a bright future!

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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