Home > Money > Question
Need Expert Advice?Our Gurus Can Help
Mahesh

Mahesh Padmanabhan  |120 Answers  |Ask -

Tax Expert - Answered on Feb 13, 2023

Mahesh Padmanabhan has specialised in payroll, personal and corporate taxation for more than two and a half decades, enabling him to provide practical, realistic and correct advice to his clients.
He is a member of The Institute of Chartered Accountants of India and has a degree in cost accounting from the Institute of Cost Accountants of India.
He is also a qualified information systems auditor. ... more
Vishal Question by Vishal on Feb 10, 2023Hindi
Listen
Money

hi Sir , My CTC is 36 L . If I opt complete deduction under 80 C/D - 1.5 L Home Loan amount 1.49 L. HRA - 30,000 pm. LTA - 50k Then please advise which Tax Regime will be good for me, old or New?

Ans: Hi Vishal
Assuming that you would have tax investment of Rs. 1.50 Lakhs, Home Loan Interest of Rs. 1.49 Lakhs, HRA exemption of Rs. 3 Lakhs & you are claiming LTA exemption of Rs. 50,000 then the old tax regime may be better for you as that may reduce your tax bill by about Rs. 85,000.

If any of the above assumptions are not correct then the opinion may change accordingly
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
Money

You may like to see similar questions and answers below

Latest Questions
Love Guru

Love Guru   |185 Answers  |Ask -

Relationships Expert - Answered on Apr 16, 2024

Asked by Anonymous - Apr 09, 2024Hindi
Listen
Relationship
Hello madam, i m 32 year married women, my husband love me more than anything, he is good in everything, he take care of me, he bring me whatever i want, he is very good in bed also. We dont have kids because i never loved my husband. Before marriage i had boyfriend, he never accepted me and assured me that he will marry me, so i decided to marry my husband in 2019. Till oct 2022, i used to communicate with my ex boyfriend, but when he got married he stopped calling me and i also stoped thinking about him. Lately, in Sept 2023, i meet guy in my office he is 23, music teacher, not so good looking, not completed graduation, not financial strong but i developed feeling for him. I lied to him, told i am not married, to get close to him. Once my husband caught me cheating with him in whatsapp messages, told me to not do. But still i went ahead to continue my relationship with this young guy and want to live with this guy. I want to divorce and live with young guy. My parents and family love and respect my husband like their own son. I am doing correct or not please suggest me.
Ans: No you certainly are not “doing correct”! Here’s a good man who loves you and treats you well and has forgiven your indiscretions and still you want someone else? You agreed to marry, right - no one put a gun to your head. Now honour that commitment and stop being so fickle-minded. At 23, your boyfriend is really young and immature. Right now you’re all hot and heavy, but give it a minute; realistically your relationship is unlikely to survive in the long run. And you want to hurt your husband and walk out on your marriage for nothing…he’s only ever treated you right. Don’t be a fool!
(more)
Love Guru

Love Guru   |185 Answers  |Ask -

Relationships Expert - Answered on Apr 16, 2024

Asked by Anonymous - Apr 07, 2024Hindi
Listen
Relationship
Hi, i am 34 yrs old married for the last 4 yrs. I married a man knowing he is alcoholic. I started having second thoughts before getting married as he used to be very abusive after getting drunk and calling me and fighting for silly reasons but I din have the guts to call of the wedding. I had told him that I am not someone who is very fond of sex and I am very scared to have sex as I feel it's painful for which he was okay thinking I would change after marriage. Both of us din want to have kids. It's been 4 yrs I have not had sex Nor has he ever forced me to. Tat way he respects me is what I believe, the reason initially I used to deny was he used to drink and come home , just few days after being wed he came drunk abused me pushed me around kicked me while I was sleepin. Things escalated during lockdown he is mentally verbally abusive , emotionally not available. He has a problem with everyone around him, I have told him multiple times that we could go for counseling, he says okay at times and later abuses me for suggesting it. I have always been there for him, supported mentally , emotionally and financially. But I get nothing in return. I used to feel it's all coz of me not having sex but will having sex just solve all this? It's not like I have not gone to meet psychiatrists I have and they advised me few things and I have also told my husband that let's have sex but he tells some reason. Also, we do get physical make out and everything except for sex, it would be more like dry humping. He says when he is in a good mood that it's not about sex. He has had this abusive behaviour right from day one. Why is sex given so much importance in society much more than basic care and affection? M I at fault here? Please help me.
Ans: The sex has little to do with it; he’s happy not to have it, just like you are, else it would pose a real problem. Two words - get out. Drunk, abusive, unpleasant. And no children, so no collateral damage. And he won’t do therapy. Why are you sticking around?
(more)
Love Guru

Love Guru   |185 Answers  |Ask -

Relationships Expert - Answered on Apr 16, 2024

Asked by Anonymous - Mar 27, 2024Hindi
Listen
Relationship
Hi mam plz help me to solve my problem , I was in relation with a guy I met him in office , and he is good boy because he helped me alot in my tasks , slowly I got attracted to him , and the attraction turns into liking ... I did not refused what he says I have to do it ..that time I was engaged ...and he wants me to meet him privately and refused that sir I am engaged I can't do this ..but he threatens if you will not come i will tell to your fiance and it will affect to your marriage ..I am agreeing what he says and he forced me to do this ..now I am married and my husband is abroad ..now he threating and harrassing me for s*x ...he says he will tell your husband ..I am in so much of stress plz help me mam to get rid of this situation what should I do if he tells my husband ..he will ruin my life and can't involve my parents they are both patient ...he is threating me so much if I tell to police they will involve my parents as well which I don't want ...I blocked him from all the social media but he kept messaging because I am getting notification from blocked messages ..and he keep threating me
Ans: The first thing you should do is come clean to your husband. Spare him the sordid details and just tell him this ex-boyfriend is trying to stir up trouble for you both. How long do you want to remain so stressed? Tell him and end the matter once and for all. I hope he has the good sense to accept your past. And then ignore this idiot, period. Once your husband knows, his game is up. With your husband’s support you may even consider filing a police complaint to teach him a lesson.
(more)
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Close  

You haven't logged in yet. To ask a question, Please Log in below
Login

A verification OTP will be sent to this
Mobile Number / Email

Enter OTP
A 6 digit code has been sent to

Resend OTP in120seconds

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus
Sign up

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

Enter OTP
A 6 digit code has been sent to Mobile

Resend OTP in120seconds

x