Home > Money > Question
Need Expert Advice?Our Gurus Can Help
Nikunj

Nikunj Saraf  | Answer  |Ask -

Mutual Funds Expert - Answered on Feb 04, 2023

Nikunj Saraf has more than five years of experience in financial markets and offers advice about mutual funds. He is vice president at Choice Wealth, a financial institution that offers broking, insurance, loans and government advisory services. Saraf, who is a member of the Institute Of Chartered Accountants of India, has a strong base in financial markets and wealth management.... more
N Question by N on Feb 01, 2023Hindi
Listen

in new regime, PF deduction is included in income ?

Ans: Hello N

As a financial advisor, I would advise you to consult a chartered accountant for specific tax planning advice. They have expertise and in-depth knowledge of tax laws and regulations and can provide you with personalized strategies to minimize your tax liability. I can assist you in creating a comprehensive financial plan, but for tax planning, it is best to consult a tax professional.
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
Money

You may like to see similar questions and answers below

Latest Questions
Nayagam P

Nayagam P P  |7462 Answers  |Ask -

Career Counsellor - Answered on Jun 30, 2025

Asked by Anonymous - Jun 29, 2025Hindi
Career
Sir I have obc rank 1104 in jee advanced. Iam getting iit ropar cse In both round. I want iit indore mnc having closing rank 941 in round 2. I have more chance of getting Iit guwahati electronic and electrical engineering and iit Hyderabad electrical engineering having closing rank 976 and 996. Should I take risk for desired branch in round 6
Ans: With an OBC-NCL rank of 1104, IIT Ropar CSE is a confirmed seat (closing rank 1154) offering 87.95% average placement over three years, strong faculty engagement, modern labs, robust industry partnerships, NBA accreditation, and active research culture . IIT Indore Mathematics & Computing (closing rank 941) delivers 90% placement, interdisciplinary curriculum, advanced computational and mathematics labs, international collaborations, and UoE status, but your rank exceeds its cutoff, making admission unlikely . IIT Guwahati EEE (closing rank 2066) features 84% placement, specialized high-voltage and core electronics facilities, experienced faculty, NIRF-ranked labs, and strong PSU and tech recruiter ties . IIT Hyderabad EE (closing rank 1781) provides 75% placement, cutting-edge power electronics and IC design labs, multidisciplinary research, international MoUs, and NAAC A++ accreditation .

Recommendation: Do not risk IIT Indore M&C as your rank falls outside its cutoff; accept IIT Ropar CSE for guaranteed admission and high placement, or upgrade to IIT Guwahati EEE or IIT Hyderabad EE in Round 6 if branch preference for core electronics outweighs the certainty of the Ropar CSE seat. All the BEST for the Admission & a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

...Read more

Nayagam P

Nayagam P P  |7462 Answers  |Ask -

Career Counsellor - Answered on Jun 30, 2025

Career
My daughter has got CSE core in VIT-Bhopal in 2nd catagory also CSE with Bigdata analyst in SRM-KTR. Kindly suggest where to join
Ans: Sailendra Sir, VIT-Bhopal offers a UGC-recognized, NAAC A++, ABET-accredited CSE Core program with centralized placements across four campuses achieving 90% job offers in 2024, an average package of ?8–11 LPA, and top recruiters like Microsoft and Amazon. Its School of Computing Science & Engineering features two 75-machine coding labs, modern AI/Cloud/IoT research facilities, and MoUs with Dell, Wipro, Bosch, and Volvo Group for internships and training. The curriculum, developed with industry and international university input, emphasizes software fundamentals, data structures, cybersecurity, and elective specialization.

SRM-KTR’s NAAC A++ (3.58/4.0), UGC Category I, IET and ABET-accredited Big Data Analytics program reports 83–95% CSE placement rates over the last three years, an average package of ?7.13 LPA, and highest offers up to ?52 LPA. The department maintains advanced computing and analytics labs, IBM/Nokia/Schneider Electric partnerships for live projects, and a curriculum covering ML, data mining, visualization, and research-driven learning. Strong placement coordination and active student-industry engagement underpin its career support.

Recommendation: Join VIT-Bhopal CSE Core for its higher placement consistency, global accreditation, extensive industry MoUs, and cutting-edge research labs; choose SRM-KTR CSE Big Data only if you prioritize specialized analytics curriculum and strong domain labs despite slightly lower placement rates. All the BEST for the Admission & a Prosperous Future!

Follow RediffGURUS to Know More on 'Careers | Money | Health | Relationships'.

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Close  

You haven't logged in yet. To ask a question, Please Log in below
Login

A verification OTP will be sent to this
Mobile Number / Email

Enter OTP
A 6 digit code has been sent to

Resend OTP in120seconds

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus
Sign up

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

Enter OTP
A 6 digit code has been sent to Mobile

Resend OTP in120seconds

x