Hi Nikunj. I am 39 years working professional and currently investing in following mutual funds :- 1. HDFC Mid-Cap Opp. Fund (Growth)- Rs.12000/- month. 2. HDFC Capital Builder Value Fund (Regular)- Rs.12000/- month 3. SBI Blue Chip Fund -...

Nikunj Saraf |205 Answers |Ask -Follow

Mutual Funds Expert - Answered on Mar 18, 2023

Question by JASKARAN on Mar 02, 2023

Hi Nikunj. I am 39 years working professional and currently investing in following mutual funds :- 1. HDFC Mid-Cap Opp. Fund (Growth)- Rs.12000/- month. 2. HDFC Capital Builder Value Fund (Regular)- Rs.12000/- month 3. SBI Blue Chip Fund - Rs.2000/- month 4. Parag Parikh Flexi Cap Fund (Regular)- Rs.2000/- month 5. HDFC Balance Advantage Fund (Regular)- Rs.5000/- month. Please give your opinion whether my portfolio is good for long term goals or some change is required. Thanks in advance.

Ans: Hi Jaskaran. Your current investment portfolio shows that 80% of your investments are in one AMC i.e. HDFC. Hence, I would suggest that AMC-wise diversification is required in your portfolio. In addition, I recommend you to add large & mid , and small cap categories in your future investments with proper allocations.

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I am working in an Indian IT MNC. I want your guidance and review on my mutual fund portfolio. I am investing since Jan 2016 in following 2 mutual funds monthly with goals of long term corpus. Kotak Emerging Equity Growth: 3000 SBI Magnum Midcap Fund Growth: 2000 Kindly provide your guidance if I should continue investing same or need to change anything. Please suggest good funds in case I need to revisit or modify my portfolio accordingly.

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Name of the Fund	Category	RankMF Star Rating
Kotak Emerging Equity Growth	Equity - Midcap Fund	4
SBI Magnum Midcap Fund Growth	Equity - Midcap Fund	4