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Stock Market Expert - Answered on Mar 14, 2023

Jigar Patel is a senior manager (technical research analyst) at Anand Rathi Shares and Stock Brokers.
He has around seven years of experience in the stock markets and specialises in sharing outlooks based on technical analysis.
Patel has a PGPM (Finance) certification from the International Institute of Finance Markets.... more

Question by Naresh on Feb 16, 2023Hindi

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Want to invest in following stocks. Aggressive risk profile. Thanks 1)Titan company 2)TCS 3)ICICI Bank 4)ICICI lombard general insurance 5)SBI ETF 6)Alkyl Amines 7)DIVIS laboratories 8)Fine Organics 9)Galaxy surfactants 10) GMM pfauldler 11)Grindwell Norton 12)Home First Finance 13)Relaxo footwear 14)Suprajeet Engineering

Ans: wait till march end 2023 expecting correction in market

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Question by Rhitwik - Dec 18, 2020Hindi

I am 37 years old and my investments are listed below. My risk appetite is medium. A) Ongoing SIP Franklin India Prima Plus - Growth ₹ 2,500.00 Franklin India Bluechip Fund - Direct Dividend ₹ 2,000.00 ICICI Prudential Value Discovery Fund - Growth ₹ 4,000.00 Kotak Emerging Equity Scheme-Growth ₹ 3,000.00 Mirea Asset India Equity Fund - Regular Growth ₹ 3,000.00 SBI Magnum Multicap Fund - Direct Dividend ₹ 2,000.00

Ans:

Name of the Fund	Category	RankMF Star Rating	Recommendation
Rhitwik Ray Chaudhuri
1. Franklin India Prima Plus - Growth	Equity - Mid Cap Fund	4	Please Continue
2. Franklin India Bluechip Fund - Direct Dividend	Equity - Large Cap Fund	1	Can Consider Axis Bluechip Fund - Growth
3. ICICI Prudential Value Discovery Fund - Growth	Equity - Value Fund	4	Please Continue
4. Kotak Emerging Equity Scheme-Growth	Equity - Mid Cap Fund	4	Please Continue
5. Mirea Asset India Equity Fund - Regular Growth	Equity - Large Cap Fund	4	Please Continue
6. SBI Magnum Multicap Fund - Direct Dividend	Equity - Multi Cap Fund	2	Can Consider UTI Equity Fund - Growth

B) Mutual Fund lump sum Investment

Axis Long Term Equity Fund-Dividend ₹ 20,000.00
Axis Long Term Equity Fund-Direct Dividend ₹ 25,000.00
Franklin Build India Fund - Direct Dividend ₹ 25,000.00
ICICI Prudential Long Term Equity Fund (Tax Saving) - Dividend ₹ 25,000.00
Kotak Tax Saver Scheme - Direct Plan - Dividend ₹ 25,000.00

Name of the Fund	Category	RankMF Star Rating	Recommendation
Rhitwik Ray Chaudhuri
1. Axis Long Term Equity Fund-Dividend	Equity - ELSS	4	Please Continue
2. Axis Long Term Equity Fund-Direct Dividend	Equity - ELSS	4	Please Continue
3. Franklin Build India Fund - Direct Dividend	Equity - Sectoral Fund - Infrastructure	1	Can Consider UTI Equity Fund - Growth
4. ICICI Prudential Long Term Equity Fund (Tax Saving) - Dividend	Equity - ELSS	2	Can Consider Axis long term Equity Fund - Growth
5. Kotak Tax Saver Scheme - Direct Plan - Dividend	Equity - ELSS	3	Can Consider Axis long term Equity Fund - Growth

Please advise if I should hold, discontinue or switch or add any MF in my portfolio.

Growth option should be opted for Investments in Mutual Funds

Dividend reinvestment option attracts stamp duty on every reinvestment amount

Dividend pay-out option is tax inefficient post removal of DDT and also the pay-out value keeps changing and at time there may not be pay-out at all. If periodic pay-out is must, then Growth option of the scheme to be selected and SWP can be set up so that there is consistency in the pay-out amount.

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