Ans: Hi Kashyap AM glad you liked my answer. Thank You.
well for 12 years a good mid cap fund can be chosen from Axis Midcap Fund and Nippon India Growth Fund. While you can make it all midcap fund investment for 12 years my suggestion allocate a good amount to parag parikh flexi cap fund too. So for 12 years if you want to reach to 2 cr the assuming returns of around 12 % per annum you need to invest Rs 65000 per month of which 40000 can go in mid cap and 25000 in flexi cap.

now for your retirement corpus of 1.5 cr after 14 years you can easily choose only one large cap fund which is Mirae asset Large cap fund and One small cap fund like axis small cap fund or canara robeco small cap fund

You need to save Rs 37000 at assumed rate of 12% for 14 years o reach to your retirement goal. Amts can be RS 17000 in small cap and Rs 20000 in large cap fund.

Ans: Hi Yogesh. I understand that you have multiple goals. In order to achieve your retirement goal of 1.5 crore in 18 years, you can start sip 15k per month. With the goal of your child's education and marriage being reached in 15 years with 14% CAGR you can begin the sip of 32K per month.

In addition, you can include large, mid, and flexi caps as part of your portfolio creation.

Ans: Goals

Goal 1: Retirement Rs1.5 cr in 18 years

Goal 2: Education and Marriage Rs 2 cr in 16 years

Goal 3: Retirement Rs 2 cr in 25 years.

Monthly Investment required

Goal 1: Rs 15000

Goal 2: Rs 27,500

Goal 3: Rs 7500

Total monthly investment of Rs 50000

Schemes that can be chosen can be as under ( 2 schemes to each goal)

HDFC Index Fund – Sensex Plan – Growth

UTI Flexi cap Fund – Growth

Axis ESG Equity fund – Growth

Samco Flexi cap fund – Growth

Motilal Oswal Mid cap Fund - Growth

Nippon India Small Cap Fund - Growth

Ans: Hi Prachi. Considering your requirements, to achieve a corpus of 5 Cr you can start a sip of Rs. 37000 for next 20 years. For your portfolio, you may refer below mentioned schemes:

• Nippon India Growth Fund
• Kotak Small Cap Fund
• PGIM India Flexicap Fund
• ICICI Pru Bluechip Fund