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Wife gone to parents, fearing false dowry case - how to protect myself?

Kanchan

Kanchan Rai  |566 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Feb 17, 2025

Kanchan Rai has 10 years of experience in therapy, nurturing soft skills and leadership coaching. She is the founder of the Let Us Talk Foundation, which offers mindfulness workshops to help people stay emotionally and mentally healthy.
Rai has a degree in leadership development and customer centricity from Harvard Business School, Boston. She is an internationally certified coach from the International Coaching Federation, a global organisation in professional coaching.... more
Asked by Anonymous - Feb 17, 2025Hindi
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Relationship

Madam, I am in the midst of a separation after two years of troubled relationship and my wife has gone to her parents' home. I am afraid that they will hoist false dowry harassment case against me and my parents though there is no such demands from our side. Is there any legal way that we can seek protection from such false cases ?

Ans: you need to consult expert lawyer for same

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Anu

Anu Krishna  |1571 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jul 25, 2023

Asked by Anonymous - Jul 22, 2023Hindi
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Relationship
Please keep this anonymous I am married for last 12 years and I have a daughter. After marriage I lost my father and he was 70. I have a mother and we have a house with two floors that my father constructed. I am well educated and earn well. I am 42 now. After 4 years into marriage I suffered from cancer and suffered for 2 years with treatment and surgery. Still I managed to work and earn for my family and continued to work. After I fought cancer completely and did not have any cancer left in me. I am doing fine supporting my family. My wife and inlaws started accusing me of dowry constantly there after because I am a cancer survivor and there is no guarantee of my life and I may die any moment or my illness may take me away anytime. I am working and still providing for my wife and daughter from clothing, schooling, rent, food, recreation, trips. My wife does not spend even a little for family. She hoards all the money. My mother is a widow and she gets some pension and my wife stops me from giving money to my mother. My inlaws and my wife harassed me & my mother for the house asking to give the entire house. I have another brother and sister who are also entitled to own my father's property but my inlaws and wife harass me for full claim of my father property because I fell ill. This has been constantly faced by me in the last 10 years into my marriage. I am out of my illness and I am leading a normal life for last 8 years. I also safeguarded my wife and my daughter by purchasing a property of 2 crores from the money that I earned and have given full control of the property to my wife. Still my wife and inlaws behave the same that I may die anytime and they are always behind my mother's house for complete will and ownership. I am tired of all this, even during my illness, i supported myself financially and with my savings. I have worked for 20+ years and I have spent all my earnings and savings and purchased a 2 crore land property for my wife and daughter's future. I also have health issues and medical expenses for which I have no money left or savings left. My inlaws are rich and own 2 commercial complex which gives them about 2Lac rent per month. I have never asked for them for any financial help but still they are behind me and my family for money and property which all seems too much harassment for me. I need to save money for my daughter's education and marriage. Or I am telling my wife that we can use the property that I have made for her education and marriage but she does not agree and asks me to construct a new house worth 50Lac and again she does not want to pitch in and contribute. Can you guide me on how should I handle this financial committment that never seems to end inspite of giving off everything I have to them ?
Ans: Dear Anonymous,
The fact that you are sharing your story which is indeed sad tells me that you know what must be done but are hesitating to do it.
When there is no respect in a marriage and for the spouse and his needs and the issue has become money and to attain that money at all costs, that is not a marriage anymore. It only speaks of selfishness.
You are right in protecting your interests and that of your daughter. So, time to toughen up and say NO to your wife and her family. It may seem harsh to them at first, but be very assertive. You have the right to plan your finances especially when family around you have begun to act like predators.
So taking a loan is only going to bleed your finances more and if you are convinced you don't want to do that, then please don't.
Yes, there will be arguments and big fights, but do what is right by you and for you. It may seem selfish but it is only self-care and self-love. This should also help you become fitter physically and emotionally to lead a better quality life.

All the best!

..Read more

Kanchan

Kanchan Rai  |566 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jul 22, 2023

Relationship
Please keep my question anonymous I am married for last 12 years and I have a daughter. After marriage I lost my father and he was 70. I have a mother and we have a house with two floors that my father constructed. I am well educated and earn well. I am 42 now. After 4 years into marriage I suffered from cancer and suffered for 2 years with treatment and surgery. Still I managed to work and earn for my family and continued to work. After I fought cancer completely and did not have any cancer left in me. I am doing fine supporting my family. My wife and inlaws started accusing me of dowry constantly there after because I am a cancer survivor and there is no guarantee of my life and I may die any moment or my illness may take me away anytime. I am working and still providing for my wife and daughter from clothing, schooling, rent, food, recreation, trips. My wife does not spend even a little for family. She hoards all the money. My mother is a widow and she gets some pension and my wife stops me from giving money to my mother. My inlaws and my wife harassed me & my mother for the house asking to give the entire house. I have another brother and sister who are also entitled to own my father's property but my inlaws and wife harass me for full claim of my father property because I fell ill. This has been constantly faced by me in the last 10 years into my marriage. I am out of my illness and I am leading a normal life for last 8 years. I also safeguarded my wife and my daughter by purchasing a property of 2 crores from the money that I earned and have given full control of the property to my wife. Still my wife and inlaws behave the same that I may die anytime and they are always behind my mother's house for complete will and ownership. I am tired of all this, even during my illness, i supported myself financially and with my savings. I have worked for 20+ years and I have spent all my earnings and savings and purchased a 2 crore land property for my wife and daughter's future. I also have health issues and medical expenses for which I have no money left or savings left. My inlaws are rich and own 2 commercial complex which gives them about 2Lac rent per month. I have never asked for them for any financial help but still they are behind me and my family for money and property which all seems too much harassment for me. I need to save money for my daughter's education and marriage. Or I am telling my wife that we can use the property that I have made for her education and marriage but she does not agree and asks me to construct a new house worth 50Lac and again she does not want to pitch in and contribute. Can you guide me on how should I handle this financial committment that never seems to end inspite of giving off everything I have to them ?
Ans: I'm sorry to hear about the difficult situation you're facing with your wife and in-laws. It's clear that you have been through a lot, including battling cancer and overcoming financial challenges to support your family. It's important to remember that you deserve support and understanding from your spouse and in-laws during these trying times.

Here are some suggestions on how to handle this ongoing financial commitment and the issues you're facing:

Open communication: Have an honest and open conversation with your wife about your financial situation, your concerns, and the importance of working together as a team. Explain the financial constraints you are facing due to your health issues and medical expenses. Ensure that she understands the importance of planning for your daughter's education and future.
Seek professional advice: If necessary, consult with a financial advisor or a family counselor to mediate the discussions and help find a resolution. A neutral third party might be able to provide insights and suggestions to manage the financial matters more effectively.
Legal consultation: Since there are disputes over property and ownership, it might be wise to consult with a lawyer to understand your rights and options related to your father's property. They can help you navigate the legal aspects and protect your interests.
Support from extended family: Reach out to your brother and sister for support and understanding during these challenging times. They may be able to provide emotional and even financial support to help you and your mother.
Set boundaries: Clearly communicate with your wife and in-laws about your expectations and boundaries. Make it clear that you won't tolerate harassment or demands that are unfair or unreasonable.
Financial planning: If possible, create a financial plan for your daughter's education and future needs. Discuss with your wife how you can contribute together to achieve these goals, considering your current financial constraints.
Seek support for yourself: Going through so much stress can be emotionally draining. Consider seeking support from a therapist or counselor to help you cope with the situation and manage your emotions.
Stay strong and assertive: Remember that you have been through a lot and have worked hard to provide for your family. Stay assertive in protecting your interests while maintaining respect and empathy.
Ultimately, it's essential to prioritize your daughter's well-being and future. Ensure that the decisions made are fair and in the best interest of all involved parties. If the situation becomes too overwhelming, don't hesitate to seek legal advice to protect your rights and assets. Remember, it's okay to seek help and support when dealing with challenging circumstances like this.

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Anu

Anu Krishna  |1571 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Oct 25, 2023

Asked by Anonymous - Oct 09, 2023Hindi
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Relationship
I have 28 + years of frustrated and abusive and absolutely unsatisfied marriage. It was arranged but involved bitterness from both sides. My father did my relationship because of temptation and so many false facts from the in -laws' side. I was not interested but due to family compulsions I couldn't resist. Somehow i feel sad that my father got trapped due to greed and always feel bad about him, my mother was illiterate and did not have much opinion on anything. It was full of falsehood and cheating. I am very simple and minimalist persons, just after marriage wife and inlaws started torturing me to breakaway from my parents, being alone son and with the help of sisters managed parents with lot of difficulties but thought time will heal. I was thinking of separation just after 6 months but somehow was in difficult shape, couldn't ask. Meanwhile Father in law died and i thought it's inhuman to give separation at this critical time and accepted my destiny, My wife was very clever and managed balanced relation till her brother and sister got settled and we decided to welcome kids and blessed with two sons but after all her responsibility over, she again showed same behavior rather more aggressive and color and i almost separated from parents. I am in Govt service and was threatened to file a false case, with all difficulties, managed with balancing, hiding something here and there. After the death of parents , things worsened and she is eying on all property of inheritance to be sold . I don't trust her at all , I want to give all to my sons and then quit. She always threatens , i want to be separated and live my old age peacefully alone without any property but all I want to give to my sons , not to her . Please suggest a way , I am afraid she can file a false domestic violence case or even to give me poison . I am very tense nowadays and my health is deteriorating.
Ans: Dear Anonymous,
Never live in fear because that can always be used by someone who is searching for an opportunity to meddle with your life.
Deal with this fear in two ways:
1. For fear of false case filing against you, kindly approach a lawyer who will guide you on how to protect your assets
2. For fear of the way your life is moving about in an unsettling manner, do work on it rather than fear it
- Separation or not, will have to be decided by you and your wife and make it as amicable as possible...
- If there are chances of reconciliation, do lay down some ground rules for both of you which includes deeper level of communication, deeper listening, trust building...

Most relationships sour over a period of time, because 'taking for granted' seeps in, there are unrealistic expectations for one another, children become an excuse for not spending enough time each other, family members somehow get into the equation which allows little room for the couple to understand one another...
the list goes on...
It simply means: Marriage is something that needs constant working on...it requires time, energy and effort...

All the best!

..Read more

Anu

Anu Krishna  |1571 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Feb 11, 2025

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I've married a divorcee few years back who has two teenage kids, a boy and a girl studying final year chemical engineering. While I'm in ok terms with the boy, the girl who is supposed to be taken care of by her father according to court order but stays with us due to harrassment started showing her true colours by creating unnecessary problems, goaded by my wife's relatives who dont like her remarriage to me. I try very much to stay cool whenever she fights but sometimes lose my patience and shout at her. She is a very vengeful girl and I recently came to know that she is planning to file sexual harrassment charges against me. I am scared of the insults if she files such a case merely to hurt me and her mother. She openly mocks that the law and authorities will be always on her side. Kindly advise me on what precautions I can take to avoid getting framed and lose my dignity.
Ans: Dear manikantaprabhu,
Legal advice is a lawyer's domain and you can seek the guidance of one.
What does your wife have to say about her daughter's actions? Is she also unable to control what is happening? Why is the girl's father not in the picture?
Obviously the divorce of her parents hasn't been easy on the girl and at an impressionable age, they can easily be swayed by relatives at a vulnerable time like this. I would ask your wife to step in and take care of this as she is the only person who the girl can trust now. You have not shared what your wife is doing to manage the situation. She has a huge role to play right now in terms of providing emotional support to her daughter through a loving and caring environment. Things may change...

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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Hello! Advait ji, My Mom is 82 and gets family pension. She has 70 lakhs FD maturing in March 25. I would like to invest 10 lakhs in FD as emergency fund. Kindly advice how to invest the remaining 60 lakhs, which is risk free and gives good returns (better than FD) She has the following investment - 1. 10 lakhs in Edelweiss Multicap Fund - Gr 2. 2 lakhs 40 thousand in HDFC Flexicap Fund -Gr 3. 2 lakhs 40 thousand in HDFC Midcap Opportunities Fund 4. 2 lakhs 50 thousand in Invesco India Focused Fund 5. 2 lakhs 50 thousand in LIC MF Infrastructure Fund 6. 2 lakhs 50 thousand in Motilal Oswal Large and Mid-Cap 7. 2 lakhs 40 thousand in Nippon India Large Cap Fund 8. 2 lakhs 40 thousand in Nippon India Multicap Fund 9. 2 lakhs 40 thousand in Nippon India Small Cap Fund 10. 2 lakhs 40 thousand in Quant Small Cap Fund. Total Mutual fund investment of 32 lakhs. Apart from MF she has invested in Bajaj Allianz Life insurance plan, where she will investRs 2 Lakhs per year for 10 years. This is a guaranteed plan. She is comfortable running the house with her pension. However, please suggest shorter duration investments (5 yrs) Regards Namrata
Ans: Hello;

She may opt for any of these investment avenues:

1. Post office time deposit scheme(FDs offered by post office for 1,2,3 & 5 year tenure); Joint holding allowed; Premature withdrawal allowed after 6M. (Current ROI 6.9-7.5%)

2. NSC with a fixed tenure of 5 years; No premature withdrawal allowed. Can be held jointly(Current ROI 7.7%)

3. KVP: Although tenure is 9 yrs and 5 months, you may do premature encashment after 2.5 years; joint holding allowed;(Current ROI 7.5%)

You may approach a reliable postal agent to process these investments to avoid hassle of frequent post visits and associated hardships.

These are backed by GOI so no risk of default.

Hope this meets your requirements.

Best wishes;

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Dr Dipankar Dutta  |1061 Answers  |Ask -

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I am a first year student at MIT Manipal,currently pursuing Electrical and Electronics engineering(EEE),and I am have been given a choice to apply for branch change in my institute either to CSE,Mathematics and Computing(MnC) or ECE in my second year. I did not study Computer Science in 11th and 12th, and I coding in C for the first time as part of my 1st year syllabus.I am not very much interested to coding,but I am learning it since it is there in the course syllabus. My parents suggest switching to CSE, but they are not engineers and do not have insights into the current job market. Since my batch will be passing out in 2028, I want to understand the job scenario for CSE, MnC, ECE, and EEE graduates by then. Among these,which branch provides better opportunities for core engineering jobs with good or decent salary and stability? I have heard that many ECE graduates end up in IT jobs due to lack of core industries-is that true?Would ECE be a better alternative to CSE for core jobs or is it better to stay in EEE? Also between CSE, ECE, and EEE, which has less competition in the job market while still offering good career prospects? Additionally, I want to know which branch is broader, with ample opportunities in both the government and private sectors, especially for core jobs with good pay and stability. base on futuret rends, would it be a wise decision to change my branch, or should I continue with EEE?
Ans: Happy to see that you have asked very logical questions. I can say that, since you are already in Electrical and Electronics Engineering (EEE) at MIT Manipal and have the opportunity to change to CSE, Mathematics and Computing (MnC), or ECE, your decision should be based on:


Your Interests (Core Engineering vs Coding)
Job Market Trends for 2028 and Beyond
Competition & Industry Demand

Future Job Market (2028 & Beyond) for Each Branch
Branch Core Job Scope IT/Software Jobs Govt Jobs Competition Salary Stability
CSE Low (Software Focused) High Limited Very High High but Unstable
MnC Medium (AI/ML, Finance) High Limited High High but Research-Oriented
ECE Medium (VLSI, Chip Design, Telecom, IoT) High Moderate (ISRO, DRDO, PSU) High Medium-High
EEE High (Power, EVs, Automation, Energy, PSU) Moderate High (Railways, NTPC, BHEL, Govt) Low-Medium High & Stable

Should You Switch to CSE, MnC, or ECE?
If You Want Core Engineering Jobs with Stability
Best Option: Stay in EEE

If You Want a Balance Between Core & Software Jobs
Best Option: ECE

If You Want a High-Paying Private Sector Career (But Not Core Engineering)
Best Option: MnC or CSE

Hope this will help you in decision making.

...Read more

Milind

Milind Vadjikar  |1136 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Mar 25, 2025

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Hi sir I am investing when ever i have money not like in SIP. my most of investments are around 6 L invested in Quant different mutual funds. No a days i can see my all the Quant funds are going down. Im 34 years old female. My plan is 10 years. Can i exit from quant and invest in any some MF rather than getting more loss? Can you please review my portfolian. Do i need to exit from any MF. Since i'm maintaining too many MF. Thanks in advance. Mutual Funds List No' Scheme Name AMC Category Sub-category ISIN 1 DSP Small Cap Direct Plan Growth DSP Mutual Fund Equity Small Cap INF740K01QD1 2 Quant Focused Fund Direct Growth Quant Mutual Fund Equity Focused INF966L01853 3 Parag Parikh Flexi Cap Fund Direct Growth PPFAS Mutual Fund Equity Flexi Cap INF879O01027 4 Mirae Asset ELSS Tax Saver Fund Direct Growth Mirae Asset Mutual Fund Equity ELSS INF769K01DM9 5 JM Flexicap Fund Direct Plan Growth JM Financial Mutual Fund Equity Flexi Cap INF192K01CC7 6 Axis Growth Opportunities Fund Direct Growth Axis Mutual Fund Equity Large & MidCap INF846K01J46 7 Parag Parikh ELSS Tax Saver Fund Direct Growth PPFAS Mutual Fund Equity ELSS INF879O01100 8 Quant Small Cap Fund Direct Plan Growth Quant Mutual Fund Equity Small Cap INF966L01689 9 Canara Robeco Small Cap Fund Direct Growth Canara Robeco Mutual Fund Equity Small Cap INF760K01JC6 10 Motilal Oswal Midcap Fund Direct Growth Motilal Oswal Mutual Fund Equity Mid Cap INF247L01445 11 Nippon India Multi Cap Fund Direct Growth Nippon India Mutual Fund Equity Multi Cap INF204K01XF9 12 Nippon India Small Cap Fund Direct Growth Nippon India Mutual Fund Equity Small Cap INF204K01K15 13 ICICI Prudential Value Discovery Direct Growth ICICI Prudential Mutual Fund Equity Value INF109K012K1 14 Quant Flexi Cap Fund Direct Growth Quant Mutual Fund Equity Flexi Cap INF966L01911 15 Nippon India Small Cap Fund Direct Growth Nippon India Mutual Fund Equity Small Cap INF204K01K15 16 Quant ELSS Tax Saver Fund Direct Growth Quant Mutual Fund Equity ELSS INF966L01986 17 Aditya Birla Sun Life PSU Equity Fund Direct Growth Aditya Birla Sun Life Mutual Fund Equity Sectoral / Thematic INF209KB1O82 18 Quant Mid Cap Fund Direct Growth Quant Mutual Fund Equity Mid Cap INF966L01887 STOCKS LIST 1 APOLLO TYRES-EQ RE 1 2 ASIAN PAINTS EQ 1/ 3 BRITANNIA IND-EQ1/- 4 CG POWER-EQ2/ 5 IRCTCL-EQ2 6 NHPC LIMITED - EQ 7 TATA STEEL-EQ1/ 8 Deepak nitrate 9 LT 10 Narayana Hrudayalaya
Ans: Hello;

6 L worth investment in 18 different funds is spreading it too thin.

You have a time horizon of 10 years but how much corpus you want to accumulate after 10 years kindly clarify?

Also if you can specify the goal for which this investment is aimed at then it will help us to suggest suitably.

I will recommend you strategy to rationalize you MF holdings once you revert on the above points.

Thanks;

...Read more

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