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Kanchan

Kanchan Rai  |613 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jun 01, 2024

Kanchan Rai has 10 years of experience in therapy, nurturing soft skills and leadership coaching. She is the founder of the Let Us Talk Foundation, which offers mindfulness workshops to help people stay emotionally and mentally healthy.
Rai has a degree in leadership development and customer centricity from Harvard Business School, Boston. She is an internationally certified coach from the International Coaching Federation, a global organisation in professional coaching.... more
Asked by Anonymous - Jun 01, 2024Hindi
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Relationship

Please keep this anonymous Sir my husband is aged 65 yrs, and i am 60 ,both are retired and get pension My husband has a younger brother and sister.Both are married and well settled..We are settled and stable My inlaws are aged 91 and 86 respectively My father inlaw is bedridden since 15 years due to a stroke and is taken.care by my mother inlaw. They are financially stable with pension and house..My husband and his sister take turns in supporting them morally physically and help My husbands brother just comes occassionally for one day and visits and returns back..He never takes any responsibility of offering any type of physical and moral support.. My husband father has made a will of equally dividing his apartment worth around 65lakh and fds worth 30 lakh equally among the 3 children..I feel this to be unfair given the effort taken by my husband to take good care of them physically, morally Kindly advice anonymous

Ans: Navigating family dynamics and inheritance issues can be challenging, especially when there's a perceived imbalance in contributions. It's understandable to feel that your husband's significant efforts in caring for his parents should be more recognized in the will.

Parents often aim for equality in their wills to avoid conflict. They might believe that dividing assets equally is fairest, even if contributions differ. Your in-laws may not fully understand the support disparity or have other reasons for their decision.

Having an open, respectful conversation with your in-laws might help them see your perspective. If that's difficult, consider a family meeting to discuss everyone's views. Consulting an estate lawyer can clarify the will's implications and explore options for change, though this could strain family relationships.

Emotionally, support your husband by acknowledging his efforts. Sometimes, the satisfaction of caregiving can outweigh financial concerns. Propose compromises like including compensation for his contributions while maintaining equal asset division. Sentimental items could also recognize his efforts.

If the situation causes stress, a therapist can help manage feelings of resentment and provide strategies for maintaining family harmony. Balancing fairness with family relationships and emotional well-being is key. Open communication, legal advice, and emotional support will help navigate this complex issue.

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Anu

Anu Krishna  |1633 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on May 15, 2024

Asked by Anonymous - May 13, 2024Hindi
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Relationship
I am 33 yrs old, recently lost my loving husband of 35yrs old to a sudden massive heart attack. Since we had a loving bond in my in laws family, and they didnt want to go back to their village, i offered them to shift the rented apartment, to a place closer to my maternal housez wo that i can live with my own parents and be close to them as well and keep visiting on and off. I have a brother in law, same age as me, who left his job son after his brothers death, in pretext of studying for exam. I supported him saying its ok . Ill find a job and pay the rent till you get a job for urself after your exams and offered to pay 50-50 rent, for the house i wont even live in. My maternal family was not fond of this, but still supported me, knowing my good intentions.With time their thoughts changed or what i dont know, his brother doesnt study at all, and emotionally harasses mw saying you told you will take full responsibility and now you are backing off. His parents on the other hand insulted and accused my parents for trying to take the money of life i surance which is in wife's name. They feel they have right on all the claim amount that I (his wife) is nominee off and that me and my family wither changed the nominee name after my husband's death or when he was alive, tactfully forced him to put my name as nominee. I lost respect for all the three. I would have even given all the money to them, but now, i cant take their insults and false accusations any more. Even tried explaining them in a family meeting. But in vain. If anything, they start crying and showing that how their loss is bigger than mine and how we are being such vultures ...although i understand their loss, but they ought to know my loss is same ,if not less. Should i not stand up for my parents and myself? His brother does not want to take any responsibility and shamelessly tried to emotionally torture me into apting their rent and giving all that my husband has left in my name (ps. Its not a big amount ) but still, its not about the money for me...its about the trust and how little they think of me. What do you think should i be doing? I gave his brother a mouthful the other day and blocked his number, as he was continuously sending me msgs and torturing me . He is the kind of guy whonwould have fed on his brother his whole life, had he been alive.
Ans: Dear Anonymous,
I am so sorry for your loss!
But you have not understood why drawing of boundaries is important to keep any relationship healthy. By opening up yoour space, you have allowed people to take advantage of your niceness and now they have turned the tables on you making you look like a villain.
If you had to advice a dear female friend, what would you tell her? To keep giving into her in-laws drama or to draw the line, protect what is rightfully hers and move on with dignity ignoring such people?
What would you say to her? Follow your own advice; you don't owe anyone anything and you were just trying to be nice and they could not see that in all their immaturity. Maybe it's their grief speaking BUT if they are still going to rain hell on you; draw that boundary now and save your peace of mind...Please!

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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Ramalingam

Ramalingam Kalirajan  |9273 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Jul 19, 2024

Asked by Anonymous - Jul 19, 2024Hindi
Money
Hi, sorry it's a very long post My mother is 60year old homemaker(nil income) and father is 68yr old retired govt employee (recieving pension).we are 3 children [2 daughters ( all aged between 30-40yr)]to our parents.All of us are married and earning for our livelihood. We sisters are contributing to parents health insurance and other financial things since we started earning and even after marriage ( as my father is an alcoholic too not looking after the household well).Mother has a property in her name given to her by her father as a gift deed. Father had one house and a plot in his name and some ancestral property. Brother went to abroad for studies in 2018 and came back in 2020. He had a girlfriend since his college days( he married to her in 2022, never had objection from anyone of family members ). Since his arrival, he and his girlfriend started involving in all financial matters of my maternal house to the extent he was using my father's debit card for his own use( father says he has given card to brother willfully). Brother wanted to construct a commercial building in my mother's property. He and my father started threatening my mother to register her property ( actually located near Brother's girlfriend house) in name of brother saying if she doesn't agree ,they won't marry off my sister( who got married in 2022 in the presence of grandparents, mother and myself and both my father and brother didn't attend the marriage). They even extracted money from mother's account (which was given now and then to her by me and my sister).During all these process even brother's girlfriend ( wanted a source of income by renting my parents house)also started abusing my mother and involved in all financial matters ( that freedom was given to her by father and brother as my mother was suppressed and we sisters were not aware of things going on). Everything led to the abandonment of my mother who stayed in her friend's place then I brought her to my house. Now after 3 years ( during the course our wellwishers tried counselling and mediation between my father, brother and mother without sisters which didn't work out). my brother got my parents house( and a plot which was in my father's name) registered to his name as a gift deed from my father without informing mother. All the documents of the property gift deeded to my mother by her father is with my brother and father. They are threatening my mother if she enters her own property. Now my mother has no place and income though she had contributed extensively to upliftment of the family all over these years. She ran a grocery store for 15years during which one plot was bought and house was built in that. Another plot was bought after my parents marriage with the help of dowry money given to my father ) but all the properties were registered in my father's name. She has her contribution financially, emotionally and physically. Now doesn't my mother has right to ask back the house and the property given to my brother without her knowledge and to ask for maintenance from my father and also sue all three of them for mental and physical torture..? We sisters want her to lead a peaceful life in her final years of her life.. please guide us.
Ans: Evaluating Your Mother’s Rights

Your mother has been through a lot. Let's explore her legal and financial rights. She deserves to live peacefully in her final years.

Legal Rights Over Property

Your mother owns property gifted by her father. She has full rights over this property. The property can’t be taken without her consent. If your brother and father took documents, this is illegal.

Action Steps for Property

Retrieve Documents: Seek legal help to get back property documents.
Consult a Lawyer: Discuss the possibility of reclaiming the property.
File a Complaint: If threatened, your mother can file a police complaint.
Maintenance from Your Father

Your father has a duty to support your mother. She can claim maintenance from him. This can be done through legal channels.

Action Steps for Maintenance

Seek Legal Advice: A lawyer can help your mother file for maintenance.
Family Court: File a petition in family court for maintenance.
Right to Ancestral Property

Your mother contributed to the family. She can claim a share in ancestral property. The law supports her right to ancestral property.

Action Steps for Ancestral Property

Legal Consultation: Discuss the possibility of claiming ancestral property.
File a Suit: If needed, file a suit for partition of ancestral property.
Mental and Physical Torture

Your mother faced mental and physical torture. This is a serious issue. She can seek legal action against your brother, father, and sister-in-law.

Action Steps for Torture

File a Complaint: Lodge a complaint with the police for harassment.
Protection Orders: Seek protection orders from the court.
Health Insurance and Financial Support

You and your sister have supported your parents. Continue to ensure health insurance coverage. Your mother may need financial support until her rights are restored.

Action Steps for Financial Support

Joint Efforts: Continue supporting your mother financially.
Plan for Future: Set up a fund for your mother’s needs.
Investments for Secure Future

Consider investing in mutual funds for your mother’s secure future. Regular funds with the help of a Certified Financial Planner (CFP) are beneficial. Avoid direct funds due to lack of professional advice.

Benefits of Regular Funds

Professional Management: CFPs manage the funds, ensuring optimal returns.
Less Hassle: No need for your mother to manage investments actively.
Tailored Advice: Investments tailored to her risk profile and needs.
Regular Review of Investments

Regularly review investments with a CFP. Adjust them based on your mother’s needs and market conditions. This ensures her financial security.

Final Insights

Your mother has rights over her property. She can claim maintenance from your father and her share in ancestral property. Legal action can be taken for mental and physical torture. Continue supporting her financially and ensure her health insurance coverage. Invest wisely with professional advice for her secure future.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

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Kanchan

Kanchan Rai  |613 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Dec 07, 2024

Asked by Anonymous - Dec 05, 2024Hindi
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Relationship
I am 39 and married for 11 years now, my husband doesn't support me financially at all. My salary is more than him but I bought house my own and paying all EMIS, looking for all household expenses and also paying school fees and other expenses for my son. My husband looks after only his parents, spend all money on them. Earlier we used to live together in inlaws house but they have spending habits for luxury, cloths, food etc even though my husband earns very less and my father in law retired with no income they were not ready to compromise on their spending habits. Whatever they had received after their retirement they entirety spent on their daughters marriages with no money left. When I got married they asked for my salary and used to give them. Mine and my husband salary was not enough for them so they sold house without informing me, I insisted them to buy at least small house but did not agree and kept on spending money on their lavish life, foreign trips, food, cloths etc. also helped daughters to buy house, maintenance and their childrens study. But did not let their son live life as ask him to pay rent for their house, household and maintenance expenses and they spend their money on their own luxury. They asked for my salary even though they have money and just spending for luxury and not even thinking for our future. When I denied to give salary, they asked me leave their house and made me difficult to live with them doing harrasment and taunts so I decided to leave and buy new house.Now I am living with my son separately, when my husband came to know about my new house he came to stay with us by not even paying single rupee to me. I asked him several time for money he only pays one or two thousand saying I don't have money at all to give you. Not taking care of son, his studies, school fees, do not help me in anything. My in laws keep doing his brain wash against me so that he will not support me financially or anyway. He always listens to his parents and sisters. There is no husband wife relationship at all between us. Not sure how to deal with it.
Ans: First, recognize and honor the strength it has taken to come this far. Buying a home, raising your son, and managing the weight of these challenges on your own are significant accomplishments that reflect your resilience and determination. That said, a marriage is meant to be a partnership, and it’s clear that your husband’s lack of financial contribution and emotional support has created an imbalance that’s unsustainable.

It’s important to look at the patterns in your relationship with clarity. Your husband’s decisions seem to be heavily influenced by his family, and this loyalty, while not inherently wrong, appears to come at the expense of his commitment to you and your shared responsibilities. The fact that he contributes so little financially and emotionally while benefiting from your efforts shows a lack of fairness and respect in the relationship. His parents’ behavior and expectations have added further strain, undermining your marriage and creating an environment of resentment.

You may want to consider having a clear and honest conversation with your husband. Express how his actions—or lack thereof—are impacting you and your son. Frame the conversation not as a confrontation but as a plea for understanding and change. However, if he remains unwilling to acknowledge or address these issues, it’s worth reflecting on what staying in this relationship means for your emotional well-being and future.

Seeking professional support, such as individual counseling, can provide you with a safe space to explore your feelings, gain clarity, and develop strategies for managing this situation. A legal consultation might also be helpful to understand your rights and options, especially if you’re considering separation or seeking financial accountability from your husband for your son’s needs.

Above all, focus on what you need to feel secure, respected, and fulfilled—not just as a wife, but as a person. Your son is observing how you handle these challenges, and by prioritizing your well-being and standing up for fairness, you’re also modeling strength and self-respect for him. Whatever steps you decide to take, trust in your ability to make decisions that align with your dignity and values. You deserve a life where your efforts are met with partnership and mutual care.

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My Daughter got Mtech integrated Course Software Engineering in VIT Vellore & Amrita Chennai CSE, WHICH ONE' IS BETTER FOR FUTURE
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My EWS rent is 34768 and CRL rank is 2.4 lakh something can I get any seat in dosa in the NIT or it CSC ECE or IT branch I am from Uttar Pradesh please suggest best colleges for me
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