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Kanchan

Kanchan Rai  |423 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Feb 01, 2024

Kanchan Rai has 10 years of experience in therapy, nurturing soft skills and leadership coaching. She is the founder of the Let Us Talk Foundation, which offers mindfulness workshops to help people stay emotionally and mentally healthy.
Rai has a degree in leadership development and customer centricity from Harvard Business School, Boston. She is an internationally certified coach from the International Coaching Federation, a global organisation in professional coaching.... more
Asked by Anonymous - Jan 16, 2024Hindi
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Hi I am 64 years old. Still workig in a Private company. My mother is 85 years old and she is with me since my father's death in 1985. I have lost my brother in an accident in 1985. I have three sisters all are living in my city only. My mother is almost bedridden. My wife, 62 years old is a heart patient and recently she has fallen and her knee got fractured. My wife and my mother never liked each other and always quarrel. My mother , being very week and helpless, always scolds my wife. We have made an arrangement with a catering guy who takes care of my mother's lunch. But dinner i have to prepare everyday which i have been doing for the last 20 years. My three sisters often come to visit my mother and give her fruits etc etc to please her. The problem is they agree to keep my mother in their homes once in while for two or three days but i have to beg them always when i have to go for any functions or to visit places , temples. But they never come forward to support me even if i am sick or if i have to attend any marriages, functions. This gives a scope for my wife to quarrel with me and many times we have cancelled our tickets just to be at home to look after my mother. Please tell me what to do do. I am also becoming old and want to take my wife with me to attend functions and to show her the places, as a husband. And my wife always quarrels with me that if at this age when we are able to walk and capable of going to places, when can we go ? I am not able to convince my three sister(elder one is already bedridden so i can not ask her )_ nor i am in a position to do justice to my wife's pleas. Please suggest me.

Ans: Hello Sir,
It's clear that you're facing a challenging situation, juggling responsibilities between your elderly mother, your wife, and your own desire for some personal time. Balancing these caregiving responsibilities while maintaining a healthy relationship with your wife can be emotionally and physically exhausting. It's essential to find a balance that works for everyone involved, including yourself. Seeking support from your extended family, exploring professional caregiving options, and prioritizing open communication can contribute to finding a more sustainable and harmonious caregiving arrangement. Have an open and honest conversation with your sisters about your situation, expressing your need for support. Emphasize the strain it's putting on your relationship with your wife and the importance of having some time for yourselves. Consider organizing a family meeting where you can discuss the caregiving responsibilities and come up with a plan that works for everyone. This can help distribute the load more evenly and address any concerns or misunderstandings Explore the option of hiring a professional caregiver or nurse to provide assistance to your mother. This could ease the burden on you and provide a more structured care plan for your mother's needsTake care of your own health and well-being. Work with your sisters to establish a schedule for them to take turns caring for your mother. This way, you can plan your personal time in advance and ensure that your wife's concerns are addressed. Ensure you are not neglecting your physical and mental health in the midst of caregiving responsibilities.

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Kanchan

Kanchan Rai  |423 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jun 22, 2023

Asked by Anonymous - Jun 22, 2023Hindi
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I am 81 yrs old, married for the last 52 yrs. living in a joint family. Have had good working life in Indian and foreign companies for almost 45/50 yrs. Facing health problems for the last 18 yrs. Had angioplasty three times and open heart surgery once. Son and his wife looked after me so well and gave me another lease of life. Wife did not bother much because she is mostly either talking to her mother, who is 93 yrs old, and is not taken care of by her daughter in law because of their lack of understanding for the last many years. Both of them always live in their past and are in the habit of ruining their present My wife is always inclined towards her sisters and mother and never had good relations with her daughter in law and would always find fault with her. My daughter in law is a working professional and is very much sincere and devoted and took care of me always during my post many surgical operations. Kindly suggest what to do and change thinking of my wife at this late period of my life and live peacefully for the remaining period of my life.
Ans: I'm sorry to hear about the challenges you're facing in your family life. It's understandable that you would like to live peacefully during the remaining period of your life. While changing someone's thinking and behavior can be difficult, there are a few steps you can consider taking to address the situation:

Open and honest communication: Arrange a calm and private conversation with your wife where you express your feelings and concerns. Let her know that you value her and your daughter-in-law, and that you wish for a peaceful and harmonious family life.
Seek professional help: If the communication between your wife and daughter-in-law has been strained for many years, it might be beneficial to involve a professional mediator or family therapist. A neutral third party can help facilitate discussions and provide guidance on resolving conflicts.
Encourage empathy and understanding: Try to foster understanding and empathy between your wife and daughter-in-law by encouraging them to see things from each other's perspectives. Emphasize the importance of family unity and the positive aspects of their relationship.
Focus on positive experiences: Remind your wife of the care and support she has received from your daughter-in-law over the years. Highlight the positive moments and express gratitude for the love and attention you've all received.
Encourage shared activities: Suggest engaging in shared activities or hobbies that can help strengthen the bond between your wife and daughter-in-law. This could be something as simple as going for walks together or participating in a hobby that they both enjoy.
Promote family harmony: Reinforce the importance of family unity and encourage everyone to work towards a peaceful and harmonious living environment. This may require compromises and understanding from all parties involved.
It's important to remember that change takes time and effort, and not all situations can be completely resolved. However, by fostering open communication, seeking professional guidance, and encouraging empathy, there is a possibility of improving the relationships within your family.

..Read more

Kanchan

Kanchan Rai  |423 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on May 29, 2024

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I am 42 years old, working in a PSU bank for 11 years. I have my Mother at home who is 73 years and retired state govt. Officer. My Father passed away in 2013 just after I joined my job. He was a state govt. Officer. I am married and have one son 8.5 years old studying in class 4. My wife is working in state govt. She often leaves my home with our son and goes to her father's place which is just near to my house because of minor issues like any hot talk with me. She has no problem with my Mother. We had a love marriage and we dated for 13 years and in 2015 got married. I am a family bound guy but when wife leaves me, I and mostly my Mother falls into trouble due to all household works are to be done by her as I have minimum time in the morning to help her. Our maid left one months back. I am searching one but not getting. Last year I and my wife stayed apart for 9 months in total, not at a time but in two parts. I sent her lawyers letter 3 months back after she left me in January this year. She came back 2 months back and left again after one month. I really miss my son and wife when they are not with me. My Mother also miss her grandson and becomes hopeless. I can't find any solution to this. Please suggest what will I do. I have lots of pressure at workplace and not satisfied with my job too as bank has lots of problems these days. I think of leaving job to support my Mother. I will leave job surely if something odd happens to my Mother. My Father took 3 words from me before death to Look after Mother, to look after house and to look after the house belongings. Already I am unable to keep all 3 words properly. I feel guilty of myself. Please guide me about my career and family life.
Ans: Dear DP
Navigating your current situation requires a strategic approach that balances your professional and personal responsibilities. Communication is key. Have an open and calm conversation with your wife to understand her perspective and express your concerns without assigning blame. Counseling can be beneficial here, offering a neutral space to discuss underlying issues and improve your relationship dynamics.

Supporting your mother is equally important. While searching for a permanent solution for household help, consider temporary alternatives such as part-time assistance or community support services. Engage your mother in local senior activities to provide her with social interaction and support.

Addressing your job dissatisfaction is also crucial. Explore other roles within your bank or in other PSUs that match your skills but offer a less stressful environment. Professional development can open new career opportunities. Taking regular breaks, practicing mindfulness, and ensuring a work-life balance can help manage your stress levels.

By focusing on these areas—open communication with your wife, practical support for your mother, and exploring less stressful job options—you can work towards a more stable and fulfilling family and professional life.

..Read more

Anu

Anu Krishna  |1350 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Aug 14, 2024

Asked by Anonymous - Aug 12, 2024Hindi
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Relationship
HI mam, i am 55 year old married staying with wife & two daughters & i am earning a good salary, no loans nothing & we can live happily. My wife bit under educated ( 12 std) & she has some health issues also (arthritis from past one year) & getting treatment. We are living separately from my parents from the past 17 years. My wife does not like my mother ( 80 years with old age health issues) coming to my home since my wife commanded by my mother when we were staying with my parents 17 years back. Still she has that old days struggle in her mind & there is a clash between me & my wife whenever my mother comes to my home. So many times I told her to forget all old bad days memories live today's happy life which she never wants to forget. My father passed away 04 years back & my mother comes to my home whenever there is a function or due to health issue stays for hardly about 15-20 days in a year. How to resolve this issue & get back happiness in my family.
Ans: Dear Anonymous,
I wish it were easy to forget...and it's a matter of choice whether we want to keep the past behind us or bring it again and again in out present moment. If your wife does not choose to keep the past behind, it is going to be a huge nightmare for you and especially you constantly having to mediate between your mother and wife.
Yes, since your mother stays only for a few days with you in a year, it is fair of you to expect your wife to 'adjust'...But she is unwilling, so what do you do?
If you can afford to keep your mother in a separate room and have someone care for her just for those 20 days, it will keep your wife away and having to do anything with your mother. So, your mother's needs are taken care of AND your wife has nothing to do with her.
You cannot force anyone to like someone else and that's what is happening at your home. Your wife has her reasons and your mother would have had hers when she was playing the active role of a mother-in-law. Let bygones be bygones. You want your mother to be treated well for that short time in your home; then give her just that...But without expecting that your wife is going to agree to anything. Instead, do what you need to for your ageing mother but keep your wife off the responsibility...That should keep both sides satisfied...
Life is filled with curve balls; you just learn to navigate then better every time...

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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Milind

Milind Vadjikar  |741 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Dec 03, 2024

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What happens when a Mutual Fund company shuts down / gets sold off?
Ans: Hello;

If a mutual fund company gets sold or fails, the process is prescribed by SEBI:

In case MF company is Sold,
The new fund house may:
1. Continue the scheme with a new name and management.

2. Merge the scheme with similar funds and offer investors the option to exit without any exit load.

In case MF company shuts down,
The fund house will:
1. Pay out investors based on the fund's last recorded Net Asset Value (NAV) and the number of units the investor holds, after deducting expenses.

2. If the company is not in a position to do so then SEBI may liquidate the funds assets and distribute the proceeds to unit holders.

It is also pertinent to note that mutual fund regulation in India is one of the most stringent and hence best, from investor's point of view, globally.

This is not just in theory. We have seen how the Franklin Templeton abrupt closure of debt funds was handled with surgical precision, by SEBI, with no loss to unitholders.


Skin in the game regulation mandates that 20% salary of key mutual fund personnel and fund managers is paid in terms of units of their funds with a 3 year lock-in.

The stocks and bonds purchased by the AMC for the fund are held by a custodian, appointed by the trust that administers the fund.

The trust engages into a investment management agreement with the AMC for managing the fund as per their mandate and within regulatory guidelines.

Registrar and Transfer Agents handle the investor registration,kyc, maintaining records, providing account and tax statements etc.

Happy Investing;
X: @mars_invest

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Ravi

Ravi Mittal  |450 Answers  |Ask -

Dating, Relationships Expert - Answered on Dec 03, 2024

Asked by Anonymous - Dec 03, 2024Hindi
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Relationship
Hello, my wife is Ugandan and I’m of English national, 30 years old and she’s 26, we met nearly a year ago and got married in uk with some of her friends and small family. We haven’t done kuchala (not sure if that’s correct spelling) yet and I’m feeling anxious for when the time comes. She said her family will kneel when they greet me and being white this is already stinging my moral (due to history). I also talked about moving in together before the meet the parents happen however she says she’s rather move in after? Currently this could take two years before going to Uganda, how should I proceed without overstepping her cultural beliefs as after all we are married and by my culture we should already be living together
Ans: Dear Anonymous,
It is very nice of you to be so considerate and sensitive while handling these cultural nuances. Let's discuss the kneeling tradition. It's a sign of respect and it's deeply rooted in Ugandan culture. While I understand your point of view, you also have to remember that it can have significant meaning to her and her family. I suggest you politely express your feelings and let her know why it is uncomfortable for you to see her family kneel. When you explain, mention how much her culture means to you as well. I am sure both of you can communicate and come to a compromise that makes you both happy. Just in case, they persist in following the ritual, just look at it as a gesture of love and respect and not submission.

About the moving in together part, in certain parts of the world, couples living together before the traditional wedding is not considered respectful. But since you are already married, you can try explaining to your wife how the living situation does not go against her cultural expectations. But if it is a really big deal for her and her family, consider seeing it from her perspective.

Communication is everything here. Look at every problem as a team; it's not your problem vs her problem. It's both of you vs the problems.

I hope this helps

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