I am 48 years old. Ever since my childhood I was a bright student but was denied education and other facilities like good clothes, footwears etc despite I was being a only son having 2 sisters, where as eldest sister was provided with extra facilities which she did not care for. Our economical background was moderate. We were not poor. After my schooling which was free I completed my diploma and degree in mech. Engg(long distance education) of my own and worked in related companies for 10 years. My performance was appreciated orally but received nominal monitory benefits. After that I learnt Info Tech skills from my savings and worked in IT field for 16 years. Here also my work was highly appreciated but received quite a minimal monitory benefits, May be because of my very simple and state forward nature but not naïve one certainly. Now since last 1 year I learnt trading skills in share market, but here also, even though I am not in loss but is still awaiting a minimum satisfactory success. I am able to cater to all the requirement of my nuclear family but does not have a car and still not able to make long distance tours. Now days I feel like I am a big looser and also feel like my luck will never let me win big. Whereas most of my friends have achieved great success in less than 5% struggle than mine with the help of their parents. I am feeling diminished, lost, wasted and hapless/hopeless. Kindly suggest.

Ans: Hello B.
Saveetha is a brand name for CSE. You can prefer it without any hesitation. The placement recorded is also good. Related to other courses, please visit the college website for more details.
Best of luck for your future.
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Thanks

Ans: Hello;

You may invest 25% each in a Multicap, Flexicap, Large & Midcap, and Large cap type mutual funds.

You may select any fund from the top quartile of these categories.

If you are 50 or above in age, replace multicap and large cap with balanced advantage and muti asset allocation type mutual funds.

Happy Investing;

Ans: Hello;

Long-term (10 yr+) mutual funds should be a combination of flexicap, multicap, large & midcap and large cap or ELSS type mutual fund.

You may select any fund from the top quartile of these categories.

Happy Investing;
X: @mars_invest

Ans: Hello Ssayantan.
Both colleges are perfect from an academic and job placement point of view. It is tough to suggest one of them. Hence visit the colleges personally to know more details. But I tell you choose MVJ over CMRIT. Yet the final decision depends on you after visiting the colleges.
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Radheshyam

Ans: Hello Human
Why do you think in the negative direction without any reason? If you do study well you can score well in mathematics. Think positive. Please doesn't work in permutation combination theory right now. Just focus on the examination. If the worst situation arises, then please get in touch with us again. We will be glad to help you at that time. (There will be no effect on your PCB exam marks.)
Best of luck with the upcoming examination.

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Radheshyam

Ans: Attracting someone, regardless of age, begins with authenticity and mutual respect. If an older man is interested in forming a connection with a younger woman, it’s important to focus on qualities that foster meaningful relationships. Younger women are often drawn to the stability, confidence, and life experience that an older man can bring to the table, but the key lies in presenting these qualities without pretense or arrogance.

Confidence rooted in self-awareness and emotional maturity can be particularly appealing. This doesn’t mean showing off achievements or wealth, but rather displaying a genuine sense of self and clarity about what you want in life. Emotional maturity—expressed through kindness, patience, and good communication—creates a safe and engaging space for meaningful interactions.

Equally important is the ability to connect on a deeper level. Shared interests, respect for her individuality, and a willingness to engage with her worldview go a long way. Relationships thrive when both individuals feel valued and heard. An older man should approach a younger woman with curiosity about her experiences and aspirations, while also offering his perspective in a way that enriches the connection rather than dominating it.

It’s also crucial to approach such a dynamic with an understanding of potential societal perceptions. While age-gap relationships are increasingly accepted, they often come with assumptions or judgments. The foundation of a strong relationship in this context lies in ensuring that the connection feels equal, mutually respectful, and free of power imbalances.

Finally, maintaining physical and emotional health contributes to overall attractiveness. When a man prioritizes his wellbeing, it not only enhances his confidence but also signals that he values himself and his relationships. Attraction in any relationship is multifaceted, involving both external qualities and the inner richness of character.

Ans: At this point, it’s essential to protect your emotional and mental health while addressing this issue. You might consider seeking support from someone you trust, such as a close friend or family member, to share this burden. Talking to someone who knows you and your situation can provide comfort and practical guidance.

If he continues to refuse, you may need to explore your legal options. Many countries have laws that protect individuals from having private photos or videos kept or shared without their consent. Taking this step might feel daunting, but it could give you a sense of empowerment and security. It’s not about revenge or escalation; it’s about protecting yourself and asserting your right to move forward without this hanging over you.

On an emotional level, remind yourself that you are not defined by this relationship or the choices you made while in it. You trusted someone who didn’t honor that trust, but this doesn’t diminish your value or strength. It’s natural to feel regret, but you deserve compassion from yourself as you work through this.

You’re not alone in this, and it’s okay to seek help—whether that’s legal advice, emotional support from loved ones, or even professional counseling to navigate the stress and anxiety this situation might be causing. The most important thing now is to take steps that protect your peace of mind and ensure your future isn’t weighed down by his actions.

Ans: Hello;

What is your monthly contribution to EPF, NPS and MFs?

Please clarify so as to advise you suitably.

Thanks;

Ans: Hello;

You may begin by investing 1000 Rs. in a recurring deposit (RD) for 3 years with a public sector bank or big private bank.

Happy Investing;