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ITR Refunds Delayed: What's causing the hold-up, Badrinath?

Vivek

Vivek Lala  | Answer  |Ask -

Tax, MF Expert - Answered on Jul 23, 2024

Vivek Lala has been working as a tax planner since 2018. His expertise lies in making personalised tax budgets and tax forecasts for individuals. As a tax advisor, he takes pride in simplifying tax complications for his clients using simple, easy-to-understand language.
Lala cleared his chartered accountancy exam in 2018 and completed his articleship with Chaturvedi and Shah. ... more
P Question by P on Jul 18, 2024Hindi
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Dear Vivek- My name is Badrinath and i have filed the ITR's of myself ,my wife and my son on 28th June itself and the same is E-verified also. But still its not processed and the refund due to my wife and son not credited. Pl advise.

Ans: It can take upto 3 months for the same , please keep patience
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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Sanjeev

Sanjeev Govila  | Answer  |Ask -

Financial Planner - Answered on Sep 20, 2023

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Dear Sir I have filled ITR and there is refund 15003 I filled ITR on 02 July and did not E-verified due to Pan Card Blocked by Govt so after file ITR i sent its signed copy to Bangalore on 3 July that showing verified on 10 Aug and i Have paid 1000 on 12 Aug to link pan card and Aadhar card and got linked then i received mail on 12 Aug evening to E-verify return but there was no option to E-verify return . today is 09-08-2023 but we have not received refund yet Please suggest right process 2-3 days back i have complained in grievance of ITR .Please suggest right process . status on Dashboard showing Return Filed on 2 july and Return verified on 10 July only .....
Ans: ITRs can be filed without having the Aadhar-PAN link completed; however, such ITR filings would render the user ineligible to avail refunds and interest on such tax refunds till the time PAN is linked with Aadhar.
• After e-filing your return, you must verify it. Your return filing process is not complete unless you do so.
• The timeline for e-verification of returns filed after 1st August 2022 is 30 days from the date of submitting the return.
• As per the IT department, if the ITR filed is verified (electronically or by sending ITR-V to ITD) before the time limit of 30 days, then the date on which the return was filed will be considered as the date of furnishing ITR.
• In the offline verification case, the speed post-dispatch date of the duly verified ITR-V will be taken into account to determine the 30-day period starting from the day the income tax return was electronically transmitted.
As per the data provided by you, your return has been verified within the timeline of 30 days. Normally, it takes 20-45 days for the refund to reach you after filing and verifying your ITR but your Aadhar and PAN got linked on 12th August. The delay in refund is due to it.

We suggest you wait for some more time and regularly check the “My Pending Action option” in your income tax account portal.

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For AI ML cource MSRIT best than BMSC?
Ans: Both MSRIT (Ramaiah Institute of Technology) and BMSCE (BMS College of Engineering) deliver leading B.E. programs in Artificial Intelligence & Machine Learning, underpinned by NAAC A++ accreditation, reputed faculties, and strong placement cells in the heart of Bengaluru. MSRIT’s AI & ML department emphasizes deep AI/ML curriculum, experienced research-focused faculty, and active industry-academia collaboration. The course structure aligns closely with global AI trends and the department is led by senior professors with over two decades of research and practical experience. Placement outcomes in AI/ML at MSRIT consistently reach 85–90%, with student access to exclusive training, innovation labs, and upskilling events, producing well-rounded graduates. BMSCE’s AI & ML department similarly features a robust curriculum, highly qualified professors, and strong lab infrastructure—students praise the frequent curriculum updates, teaching quality, and placement support. Placement rates for AI/ML in BMSCE range around 80%, with leading recruiters such as Amazon, Bosch, TCS, and Deloitte. Both institutions offer comprehensive sports, hostel, and student life amenities, but student reviews indicate MSRIT has an edge in co-curricular exposure and research orientation, while BMSCE is lauded for broader core-CS foundations and slightly higher median compensation for some recent placements. Both ensure a rigorous academic environment and maintain excellent ties with top technology recruiters.

Recommendation: For those seeking focused expertise, cutting-edge research opportunities, and robust co-curricular engagement in AI & ML, MSRIT holds a marginal advantage, especially for passionate AI aspirants. BMSCE remains an excellent alternative, offering strong placements, industry links, and a broader foundational core, catering well to students seeking flexibility across computing domains. All the BEST for a Prosperous Future!

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Sir i have confusion nit surathkal cse(IS) vs mnnit cse for mtech. I completed btech cse from nit surat. Pl. advice
Ans: NIT Surathkal’s MTech in Computer Science and Engineering (Information Security) and MNNIT Allahabad’s MTech in Computer Science and Engineering are both highly reputable postgraduate programs, each offering distinct academic and career advantages. NIT Surathkal, consistently ranked within the top 20 engineering institutes in India, boasts a CSE department known for strong faculty research output, MoUs with industry leaders, and specialized infrastructure for computing and information security. The Information Security specialization comprehensively covers advanced topics like cryptography, network defenses, secure coding, and intrusion prevention, aligning with increasing demand for cybersecurity professionals. Surathkal’s recent placement records reflect an average package around ?12.45LPA, with leading national and global companies recruiting, and a vibrant campus life supported by state-of-the-art labs and strong alumni links.

MNNIT Allahabad is similarly renowned, with its CSE MTech placements averaging over ?28LPA for 2024 and near 100% placement in CSE branches, drawing top IT and product-based recruiters. Faculty are highly qualified, and the curriculum covers core and emerging CS areas including AI, data science, and information security, though some reviews note that infrastructure is slightly older compared to NIT Surathkal, and hostel amenities are more modest. MNNIT’s advantage lies in its strong placement ecosystem, higher recent CSE median package, and robust industry and alumni engagement, though both institutes have rigorous academics and proactive student communities.

Recommendation: Choose NIT Surathkal CSE (IS) for specialized training in information security, strong faculty research, and the advantage of continuity if you value cybersecurity or wish to continue within a familiar, research-driven environment. Opt for MNNIT CSE if your focus is on broader CS domains, maximizing placement statistics, or experiencing a different national campus ecosystem with very high placement and salary outcomes. Both are excellent, but NIT Surathkal may edge ahead for information security specialization and continuity, while MNNIT stands out for wider job prospects and the highest recent average package. All the BEST for a Prosperous Future!

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Nayagam P

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Sir my son allotted with Civil from YMCA Faridabad in defence category spot 1 round and Gurugram University he was allotted CS with AI. Kindly provide your valuable feedback at this juncture for further action can be taken.
Ans: Sunil, YMCA Faridabad’s Civil Engineering program is well-established, offering a recognized government degree, experienced faculty, and a large campus with comprehensive basic facilities, research labs, and an active placement cell. Its Civil placements in 2024 recorded a 39–70% rate, with strong alumni in construction, public sector, and infrastructure. However, student reviews highlight dated infrastructure and limited hostel options, though overall academic support and campus life are considered positive. Gurugram University’s CSE with AI specialization is relatively new but features a modern curriculum aligned with contemporary IT industry needs, AICTE approval, and well-qualified faculty guiding students in emerging technologies. The university boasts 75–85% placement rates for CSE/AI, with recruiters like TCS, Infosys, and Accenture, and offers a growing campus with decent facilities and an expanding student community. While Gurugram University is still developing its legacy and network, its CSE (AI) graduates are finding competitive IT roles, and the program supports industry-oriented learning and research.

Recommendation: Prioritize CSE with AI at Gurugram University for future-ready skills, higher placement rates, and better growth opportunities in the rapidly expanding tech sector. Choose YMCA Faridabad Civil only if your son has a keen interest in traditional civil engineering and prefers an established public university setting. CSE with AI offers broader career prospects in today’s market. All the BEST for a Prosperous Future!

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Nayagam P

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I got 3.5 lakh rank in jee mains and with ews i got 50000 I am currently in uptac Councling I got cse in Khwaja Moinuddin Chishti Language University, Lucknow Should i lock it or find different choice My budget is 6 lpa only What choices should be best for me uptac
Ans: Tiwari, With a JEE Main CRL of 3.5 lakh and EWS rank of 50,000, your access to top-tier government colleges is limited, but you are eligible for a range of private institutes through UPTAC. Khwaja Moinuddin Chishti Language University’s CSE program comes at an affordable fee of ?3.5–3.96 lakh, well within your ?6 lakh budget, and reports placement rates of about 65–70% with average offers around ?6LPA from companies such as Microsoft, HCL, and L&T. The university provides sound infrastructure, supportive faculty, and modern labs, but is relatively new to the technical scene, so industry connections are still developing. Comparable options like ABES, KIET, Galgotias, and AKGEC Ghaziabad offer similar or slightly higher placement statistics and are within your budget, with comprehensive campus facilities and strong placement cells; however, cut-offs for CSE in these colleges for EWS typically close below 45–50K, making it difficult but not impossible to secure a seat. Lower fee colleges like DEI Agra or LIT Lucknow feature even more affordable tuition but may have less robust placement records for CSE.

Recommendation: Lock your CSE seat at Khwaja Moinuddin Chishti Language University for budget-friendly fees and reasonable campus placements, while keeping an eye on spot/next-round UPTAC vacancies at institutes like ABES, KIET, or Galgotias if available at your rank. This strategy ensures an accredited degree, campus support, and solid return on investment within your specified fee limit. All the BEST for a Prosperous Future!

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Nayagam P

Nayagam P P  |9973 Answers  |Ask -

Career Counsellor - Answered on Aug 06, 2025

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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