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Ramalingam Kalirajan |11151 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Aug 25, 2025

Ramalingam Kalirajan has over 23 years of experience in mutual funds and financial planning.
He has an MBA in finance from the University of Madras and is a certified financial planner.
He is the director and chief financial planner at Holistic Investment, a Chennai-based firm that offers financial planning and wealth management advice.... more

Question by Subho on Aug 22, 2025Hindi

Money

Thanks sir. Will keep all the points in mind.

Ans: You're welcome! If you have any more questions or need further assistance, feel free to ask. Best wishes on your financial journey!

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Dear Sir, thank you very much for your detailed guidance. Will surely take care of the highlighted points

Ans: You're welcome! If you have any more questions or need further assistance, feel free to ask. Best wishes on your financial journey!

Best Regards,

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Thanks sir for you consideration. I will definitely follow your advise.

Ans: Always available for you. No worries. I am there to guide you...............................:)

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Question by KP - Feb 13, 2025

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Thank you sir, for the response, i will consider all the points suggested.

Ans: You're most welcome! I'm glad you found the response helpful. If you ever need further guidance or want to refine your strategy, feel free to ask. Wishing you financial security and peace of mind in the years ahead.

Take care and all the best! ????

Best Regards,

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Question by Rajakumara - Jun 17, 2025

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Thank you so much Sir ! I will consider your points and come back to you after few months or years for further guidance. Thanks for the noble job

Ans: You're welcome! If you have any more questions or need further assistance, feel free to ask. Best wishes on your financial journey!

Best Regards,

K. Ramalingam, MBA, CFP,

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Question by Utkarsh - Sep 16, 2025Hindi

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Thank you sir, for your this extensive feedback. Will keep it in mind.

Ans: You're welcome! If you have any more questions or need further assistance, feel free to ask. Best wishes on your financial journey!

Best Regards,

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Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

Latest Questions

Dr Nagarajan J S K |2688 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on Apr 23, 2026

Asked by Anonymous - Apr 23, 2026Hindi

Career

My daughter got635867 rank she is delhi based sikh female will she be able to get admission in gtbit

Ans: HI SIR,
GREETINGS FROM THE REDIFFGURUS!,

Slim chances exist for EEE and ECE at GTBIT. When filling out the form, you need to mention "Sikh Minority Delhi Domicile Female."

BEST WISHES TO HER.

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NEET, Medical, Pharmacy Careers - Answered on Apr 23, 2026

Question by Sudheer - Apr 20, 2026Hindi

Career

Sir maine 2025 me 12th pass kiya up board se but jee main nhi diya tha 2025 me kyuki number kam the phir maine 2026 nios board se fresh 12th pass kiya tab 2026 me jee main ka exam diya aur us me 12th nios board appearing fill Kiya to kya ab main 2027 me jee advanced de sakte hai

Ans: HI SUDHEER.
GREETINGS FROM THE REDIFFGURUS!
Yes, you can appear. The details are as follows:
JEE Main Attempts: 6 (2 sessions per year for 3 consecutive years).
JEE Advanced Attempts: 2 (1 attempt per year for 2 consecutive years).
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Asked by Anonymous - Apr 23, 2026Hindi

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My relative got rank of 6614 in JEE MAIN 2026 with a percentile of 98.469. She belongs to OBC. Please clarify her chances of getting into IITs/NITs.

Ans: High Chance. See previous year statistics

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Question by RPS - Apr 23, 2026Hindi

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My got sc rank of 15257 and comman rank 261167 with Uttar Pradesh state quota, what are the chances

Ans: HI RPS,
GREETINGS FROM REDIFFGURUS!
The options include new tiers or less competitive NITs for less competitive branches, mid-tier IIITs where core branches are available, and Allahabad for NITs or IIITs for less competitive branches.
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NEET, Medical, Pharmacy Careers - Answered on Apr 23, 2026

Asked by Anonymous - Apr 23, 2026Hindi

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My son got 94.5 percentile in jee mains 2026 can he get a seat in nit Rourkela mechanical branch with obc ncl rank 27322 with domicile odisha also plz tell me the sequence of filling jossa councelling

Ans: HI SIR,
GREETINGS FROM REDIFFGURUS!,
The following is a sequence of educational institutions and their respective specializations:

1. NIT Rourkela - Except for the CS group.

2. Mid-Tier NITs (Jalandhar, Durgapur, Kurukshetra, Jamshedpur, Jaipur, Surat) - Specializations include Electronics, Electrical, and Mechanical Engineering.

3. IIITs / Reputed GFTIs (Luckow, Jabalpur, Nagpur, Pune, Sri City, Ranchi, Mesra) (All India): for CSE/ECE

4. Newer NITs (Other States):
- Top branches in Goa, Patna, and Raipur: ECE/EEE.
- In Agartala, Silchar, and Meghalaya: CSE/ECE.

BEST REGARDS.

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NEET, Medical, Pharmacy Careers - Answered on Apr 23, 2026

Asked by Anonymous - Apr 23, 2026Hindi

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Sir meri rank 137000 hai jee mains me aur mai UP se hoon mujhe kahan admission mil sakta hai

Ans: HI,
GREETINGS FROM THE REDIFFGURUS!
If you share your category, it becomes easier to make predictions. Please consider sharing it.
BEST WISHES.

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NEET, Medical, Pharmacy Careers - Answered on Apr 23, 2026

Question by Manoj - Apr 23, 2026Hindi

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Sir getting into Tier 3 NITs is possible with my EWS category rank of 46050 into branches like ECE or EE or EIE is possible or not

Ans: HI MANOJ,
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Possibilities exist in CSAB or JoSAA rounds or HSQ for branches such as ECE, EE, or EIE in lower-tier NITs, newer IIITs, and top GFTIs.
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NEET, Medical, Pharmacy Careers - Answered on Apr 23, 2026

Asked by Anonymous - Apr 23, 2026Hindi

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81.9 percentile in kiite, what branches possible for general female what should be the first ,5 options in cs for councelling 26

Ans: HI,
GREETINGS FROM THE REDIFFGURUS!
Based on the percentiles, the following five Computer Science programs are ranked: BTech in IT (highly possible), CSEC & CSSE (possible), CSIS (likely in later rounds), and Data Analytics (DA) is last. Please participate in the counseling program until you achieve your goal.

BEST WISHES.

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NEET, Medical, Pharmacy Careers - Answered on Apr 23, 2026

Asked by Anonymous - Apr 23, 2026Hindi

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Hi Sir, My son got 71 percentile with 4 lakhs rank in general category. And we belongs to ST category with 9713 rank. Can you please suggest is there any chance of getting admission in NIT's?

Ans: HI SIR,
GREETINGS FROM THE REDIFFGURUS!
With the ST quota, there are good chances of securing a seat in some NITs, especially through the CSAB special rounds or in lower branches at newer NITs. Therefore, he should participate in the counseling process until he achieves his goal.

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Question by NILU - Apr 23, 2026Hindi

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My son get 94.5 percentile in jee mains 2026 his obc ncl rank is 27322 hs odisha can he get a seat in nit Rourkela mechanical branch.

Ans: HI NILU,
GREETINGS FROM THE REDIFFGURUS!
It is very difficult to secure admission. There are slim chances in JoSAA or CSAB rounds. Otherwise, you can opt for less competitive branches like Chemical or Metallurgical Engineering.
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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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