Thanks for your reply ..if you can please answer second part of myy query is If i transfer equity shares to my wife as GIFT and when she sells the stocks i understand that clubbing will apply and it will be taxed in my name . Now when my wife reinvests this amount in equity [ full amount ] and sells it again now in this scenario will clubbing of income apply or will it now be taxed under her name..

Ans: Sona, With a CRL of 41,120, General male category, and Delhi home state, admission to NIT Delhi for CSE is unlikely, and ECE is also difficult in early JoSAA rounds. Recent closing ranks at NIT Delhi for CSE and ECE have been significantly better—2023 HS ECE closed around 21,529, with Mechanical and Civil closing even lower. Nonetheless, it’s worth filling these choices too. For CSE, chances improve in newer IIITs during later JoSAA or CSAB rounds, such as IIIT Manipur, IIIT Kalyani, IIIT Dharwad, IIIT Kurnool, and IIIT Bhagalpur. For ECE, consider IIIT Una, IIIT Kottayam, IIIT Bhopal, and other newer IIITs depending on round-wise seat movement. Backup options include participating in JAC Delhi counseling, applying to IPU Delhi colleges like MAIT, MSIT, BVCOE, and BPIT, considering lower-preference branches at DTU and NSUT, and keeping CSAB Special Rounds as an option. Additionally, reviewing JoSAA/JAC-Delhi/IPU's opening and closing ranks from the past 2–3 years will provide valuable insights and help your brother confidently select and fill his preferred & maximum number of choices. All the BEST for Your Brother's Prosperous Future!

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Ans: Kameswari Madam, you have not mentioned your daughter's home state. At a 99.2 percentile, your daughter’s expected CRL rank may be around 12,000–14,000, though final options will depend on her exact rank, category, and home state. For NITs, she should target institutes such as NIT Rourkela, Calicut, Durgapur, Kurukshetra, Jaipur, Allahabad, Bhopal, Jamshedpur, Surat, Nagpur, Goa, Hamirpur, and Jalandhar. For CSE, chances are generally better in mid- to lower-tier NITs and some IIITs, while for ECE, EE, and Mechanical branches, admission chances improve in stronger NITs. Admission to top NITs like Trichy, Surathkal, or Warangal for CSE may be difficult unless her exact CRL rank is significantly better; still, she can fill these choices too. She should also fill choices in IIITs for CSE/IT, GFTIs, and keep options open for CSAB special rounds. Additionally, applying to state counseling and private institutions is recommended as a safety option. Additionally, reviewing JoSAA opening and closing ranks from the past 2–3 years will provide valuable insights and help your daughter confidently select and fill her preferred & maximum number of choices. All the BEST for Your Daughter's Prosperous Future!

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Ans: With a CRL of 57,200 and an EWS rank of 8,421, Mechanical Engineering admission is realistic in some NITs, but NIT Warangal Mechanical remains difficult even with Telangana home-state quota, though you can still try. Better chances are available at NIT Andhra Pradesh, NIT Raipur, NIT Patna, NIT Jalandhar, NIT Hamirpur, NIT Agartala, NIT Silchar, NIT Meghalaya, NIT Manipur, NIT Mizoram, and NIT Nagaland for Mechanical or allied branches. Newer and lower-ranked NITs often accept ranks beyond 70,000 depending on category and branch. It is important to fill choices broadly, prioritizing Mechanical, then Production/Manufacturing, followed by Civil, Chemical, and Metallurgy. Backup options include participating in CSAB special rounds, exploring Telangana state options through TS EAMCET, and considering private colleges like CBIT, VNR VJIET, Vasavi, GRIET, as well as SRM, VIT, and Manipal.

All the BEST for Your Prosperous Future!

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Ans: With a 95.36 percentile and CRL of 72,584 as an outside-Delhi applicant, your chance of securing CSE in top IPU colleges is moderate but mainly limited to lower or top-mid options, not highly competitive colleges like USICT, MAIT, or MSIT. Still you can try. Recent cutoff trends indicate that USICT and MAIT CSE typically require much better ranks—for example, MAIT’s 2023 final CSE cutoff was around 54,287 for all-India unreserved candidates, and BPIT’s 2025 outside-Delhi CSE cutoff was approximately 58,557 in one reported round. You can consider targeting BVCOE for CSE/IT, BPIT for IT/CSE-DS, ADGITM for CSE/IT, GTBIT for CSE/IT, and also participate in spot or sliding rounds. Backup options to keep in mind include MAIT or MSIT for ECE, BVCOE for IT/ECE, and good private colleges offering CSE such as Thapar, Jaypee, Chandigarh University, UPES, JIIT-Noida and Manipal Jaipur. All the BEST for Your Prosperous Future!

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Ans: Praveen Ji, 57 percentile se 95 percentile se upar pahunchna, ek saal drop lene ke baad bhi, kaafi mushkil hoga. Isliye LPU, SNU, UPES, VIT, MIT, SRM ke North India campuses, ya JIIT-Noida jaise achhe college mein pravesh lena zyada vyavaharik rahega. Aapke bete ke ujjwal bhavishya ke liye bahut-bahut shubhkamnayein!

Naukri | Paise | Sehat | Rishton ke baare mein aur jaankari ke liye RediffGURUS ko anu-saran karein.

Ans: Vinit, Getting AI, Data Science, or Data Analytics branches in NITs or IIITs through early JoSAA rounds is highly unlikely. Recent JoSAA data shows that AI/DS-type branches in IIITs close much earlier—for example, IIIT Dharwad’s Data Science & AI closed around 39,025 CRL in 2025, and IIITDM Kurnool’s AI & DS closed near 35,178 CRL in the open category. For Haryana home state, NIT Kurukshetra may offer admission to lower-preference branches in later rounds, but AI or Data Science is not realistic at this rank. Besides JoSAA, you can try CSAB Special Rounds, but it’s important to keep expectations flexible. As backup options, consider branches like ECE, Mechanical, Civil, or Production in NITs and GFTIs, or apply to colleges such as YMCA Faridabad, UIET Kurukshetra, DCRUST Murthal, Chandigarh University, LPU, and private institutions like Manipal, SRM, or VIT Northern India campuses for CSE or AI-related branches. All the BEST for Your Prosperous Future!

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Ans: Dear ,
You have answer of your own queries. Let me say once again, your strong decision whatever you feel looking into the situation and make them right as Ratan Tata often used to say. He said ,I take decision and make it right. Higher studies , Research, Ph.D for teaching are other options . Yes UPSC or other Govt jobs are not bad either.

Ans: Dear , Let your son appear for counselling and see the options available for him . Now Computer and applied science like AI,ML, Robotics, Automobiles, Data science are in demand.

Ans: Dear , IIT Roorkee has its own brand value , let your son appear in campus interviews . There are many other qualities which decide the final selection . Yes package may not be so impressive for those who are low in CGPA.