Home > Money > Question

Sign In | Create an account

Language:

Now in हिन्दी too

Need Expert Advice?Our Gurus Can Help

Samraat Jadhav |2205 Answers |Ask -Follow

Stock Market Expert - Answered on Jul 25, 2023

Samraat Jadhav is the founder of Prosperity Wealth Adviser.
He is a SEBI-registered investment and research analyst and has over 18 years of experience in managing high-end portfolios.
A management graduate from XLRI-Jamshedpur, Jadhav specialises in portfolio management, investment banking, financial planning, derivatives, equities and capital markets.... more

Question by Mayank on Mar 02, 2023Hindi

Money

I have Tata Power share @ cost of 232 should i hold for long term. Kindly advise

Ans: Hold for 5yrs atleast

Disclaimer: Investments in securities are subject to market RISKS. Read all the related documents carefully before investing. Please consult your appointed/paid financial adviser before taking any decision. The securities quoted are for illustration only and are not recommendatory. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

Money1Reply

You may like to see similar questions and answers below

Advait Arora |1263 Answers |Ask -Follow

Financial Planner - Answered on Jun 23, 2023

Question by Uday - May 24, 2023Hindi

Money

I am holding 150 Tata Power shares should I hold it?

Ans: Hold it for long term !!

Advait Arora |1263 Answers |Ask -Follow

Financial Planner - Answered on Aug 15, 2023

Question by PANI - Jun 23, 2023Hindi

Money

Hold or buy tata power shares?

Ans: Hold tata powers for long term. Good story

Samraat Jadhav |2205 Answers |Ask -Follow

Stock Market Expert - Answered on Jul 24, 2023

Question by CHIRAG - Jul 03, 2023Hindi

Money

I'm having IndianPesticidesLTD of 355 rs 100 share should I hold for long term or sell it?

Ans: Decline in Net Profit with falling Profit Margin (QoQ)
Decline in Quarterly Net Profit with falling Profit Margin (YoY)
Declining profits every quarter for the past 3 quarters
as per above data EXIT is the right option.

Disclaimer: Investments in securities are subject to market RISKS. Read all the related documents carefully before investing. Please consult your appointed/paid financial adviser before taking any decision. The securities quoted are for illustration only and are not recommendatory. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Samraat Jadhav |2205 Answers |Ask -Follow

Stock Market Expert - Answered on Jan 01, 2024

Question by SURENDRA - Dec 30, 2023Hindi

Money

I HAVE PURCHASE 280 TATA POWER SHARE @ 336.18 PL SUGGEST ME

Ans: Increasing Revenue every quarter for the past 2 quarters
Annual Net Profits improving for last 2 years
Book Value per share Improving for last 2 years
FII / FPI or Institutions increasing their shareholding
Good Data Hold your positions...

Disclaimer: Investments in securities are subject to market RISKS. Read all the related documents carefully before investing. Please consult your appointed/paid financial adviser before taking any decision. The securities quoted are for illustration only and are not recommendatory. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Latest Questions

Milind Vadjikar |1023 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Feb 16, 2025

Asked by Anonymous - Feb 14, 2025Hindi

Money

My question is regarding purchasing 1 bhk flat as investment. I am living in good society in Wagholi in terms of amenities and basic facilities. I am planning to buy 1 bhk flat for 34 lacs. Which bit lesser than what actual price in our society. I am thinking of paying emi through the rent which I am going to receive. Please advise

Ans: Hello;

Think about the following points before making the investment:

1. If the flat remains unlet for 6 months or more, worst case scenario, will you be able to service the loan through your own income during that phase.

2. Why is the flat available at a price lesser than its fair market value? Is their any flipside?

3. In case you need funds urgently, can you liquidate the flat in 3-4 weeks time?

You can plan your purchase after satisfying yourself on the above points.

Best wishes;

Milind Vadjikar |1023 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Feb 16, 2025

Question by Vishal - Feb 15, 2025Hindi

Money

I have debt of 80k and i dont have any source of Income as because my just a student.Also my parents are not capable to pay that much amount.How can i fundraise?

Ans: Hello;

You may take-up part time job somewhere so as to atleast pay the loan EMIs.

You may let the loan company impound asset acquired under the loan(bike, cell phone) and close the loan sighting inability to repay. This will impact your cibil score but it can be improved later on.

Seek help from a friend or relative to close the loan. You may repay them later when you get employed.

Avoid credit cards, BNPL, MTF and other borrowings as much as possible.

Best wishes;

Milind Vadjikar |1023 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Feb 16, 2025

Asked by Anonymous - Feb 12, 2025Hindi

Money

I closed my EPFO account when I left my job in 2020 after which I rejoined the same school after 3 years, my contract stated that I would get the EPF but no money was deducted nor did i get the employers contribution. I rejoined when I was 64 and I am still working at the same school, Please advise as to what I should do?

Ans: Hello;

Please discuss your revised terms of employment, after retirement, with the administration of your organization.

If there is any error then may be you both can find an amicable solution.

Escalation at this stage may harm your employment hence is neither advisable nor warranted.

Best wishes;

Vipul Bhavsar |14 Answers |Ask -Follow

Tax Expert - Answered on Feb 16, 2025

Asked by Anonymous - Feb 01, 2025Hindi

Money

What will be tax for salary of 3200000

Ans: Around Rs.562000 for FY 2025-26 New Regime

Vipul Bhavsar |14 Answers |Ask -Follow

Tax Expert - Answered on Feb 16, 2025

Asked by Anonymous - Feb 01, 2025Hindi

Money

How much will a person have to pay tax if his annual salary income is ₹20 lakhs

Ans: Around Rs.208000 for FY 2025-26 New Regime

Vipul Bhavsar |14 Answers |Ask -Follow

Tax Expert - Answered on Feb 16, 2025

Question by Sunny - Feb 01, 2025Hindi

Money

why one will have to pay tax at all if there is no income tax for those earning up to Rs 12 lakh per annum?

Ans: Right, It holds true for FY 2025-26

Vipul Bhavsar |14 Answers |Ask -Follow

Tax Expert - Answered on Feb 16, 2025

Question by Lone - Feb 01, 2025Hindi

Money

As of now I have opt for Old tax regime.. With my income of 11.89 LPA , can you please suggest which regime is good ,, Old or the new .. Also guide on tax saving components for the respective option

Ans: If you are going for Old Tax Regime then following options for reduction in Tax outgo
1. Standard Deduction on salary
2. HRA
3. NPS contribution from Salary
4. Investments under 80 C i.e. Life Insurance, Tax saving MF, 5 yr FD
5. Mediclaim 80D
6. Voluntary Payment of NPS upto Rs.50000
7. If you have home loan then Home loan Principal can be claimed under 80C and Interest under House Property
8. Interest on Savings Account upto Rs.10000
Based on these deduction, you need to calculate total deduction and tax liability. If the Income after deduction goes below Rs.5 Lakhs, No tax liability for you

Vipul Bhavsar |14 Answers |Ask -Follow

Tax Expert - Answered on Feb 16, 2025

Question by Rajan - Feb 01, 2025Hindi

Money

Hello.sir, FM says no tax upto 12 laks but she has also said tax Slabs where there are slabs varying from 0 to 30percent , not clear what to infer. Is this for those whose income is overand above the 12laks per amnum

Ans: No tax upto 12 Lakhs is for those who opt New Regime. For Old regime and Income above 12 Lakhs, the tax slabs and rate are applicable

Vipul Bhavsar |14 Answers |Ask -Follow

Tax Expert - Answered on Feb 16, 2025

Question by koteeswaran - Feb 10, 2025Hindi

Money

My mother in law sold her house property in Chennai to two parties for 49.5 lakhs each through registration of sale deed during may 2024 and the proceeds were equally transferred to four daughters who are the legal heirs. My wife received Rs 25.0 lakhs as her share. Is my wife need to pay capital gains tax for her share of receipt.

Ans: Capital Gain Liability needs to be calculated for your mother in law. The amount received to your wife is gift and a gift deed needs to be executed

Vipul Bhavsar |14 Answers |Ask -Follow

Tax Expert - Answered on Feb 16, 2025

Question by PADAM - Feb 07, 2025Hindi

Money

I paid rent 2 lacs, HRA received 3 lacs AND as per formula I get HRA exemption 1.5 lacs. Then how much amount will show in my landlord AIS or 26AS, actual rent I paid or my HRA exemption.

Ans: Actual rent paid Rs.2 Lakhs

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Video Reply
Audio Reply

WhatsApp
Facebook
Twitter
Copy link

Delete

Close

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus

Sign up

email

uname

mobile no

Country Code

Mobile number

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

LOGIN

x