I started reading your MF articles regularly, so requesting your guidance as I would like to start investing in MFs.

I am 55 years old, working in an IT company and would like to start monthly SIPs for 35K and lump sum investment of Rs 5 lakhs and would be looking for 15 per cent plus return over five years.

Please let me know whether I can avail your regular investment expertise, if the option is available.

Ans: Few suggestions - Address the reason she is ignoring you for. Apologise if you have upset her and mean the apology. Give it time, allow her to calm down - wait for her to reach out.

Ans: Hello. Thank you for contacting us. It is understandable that you are concerned about your son’s future early on. Since your son is in 12th grade with commerce subjects and applied mathematics, he can choose to pursue business admission or management, economics, accounting, finance, or economics in his bachelor’s. It would be good if you encouraged him to do some extracurricular activities in order to strengthen his university applications.

In terms of countries, the USA, UK, Canada, Australia, and Germany are some of the best countries to pursue an accounting program. Furthermore, the cost of studying in each country would vary. It is preferred that you let us know if there is any specific country in mind so that we may be able to guide you further.

For any further queries, please get in touch with us. We have a team of expert counsellors who can guide you through any concerns or questions you may have.

Ans: There are not many good colleges that take up MAT as an entrance test. But can try the following
Dalmia - Mumbai
SIES - Mumbai
Birla Institute
Amity Noida

Ans: I dont think you need to do any course unless you are looking at shifting to a different domain. Directly apply to MNC banks. Contact placement agencies and take their advice. There are placement agencies that cater to Banks who could help you get the desired role. Can also directly apply to different banks.

Ans: Doing Executive MBA could definitely help you in your career. But considering that you are already earning 1 lakh per month, try doing MBA from only the top institutes. You would have to prepare for GMAT exam.

Ans: Its not late. you can look at either doing Executive MBA from some of the top colleges or doing some relevant course that would help your switch. Problem with switching to IT would be that you would have to start as a fresher.

Ans: Switching jobs to a completely different domain would be difficult and you would have to start from scratch. Instead look for something that is relevant to your field like Insurance and try to see if there are any openings at Managerial level where you can apply. Openings need not be in Sales but could be in other domains relevant to your field.

Ans: If your interest is to settle abroad then CAT or GMAT would be a better option. If you plan to go abroad, identify the country and college you want to pursue your future education. Look at what is required in the college - entrance exam, work experience, extra curricular activities, etc - and then accordingly prepare.

Ans: There are courses in Agriculture Management (IIM A, IIM L, etc.) or Rural Management (IRMA, etc.). Can look at these options to do an MBA for which you would have to write CAT. For PhD you have a separate exams that would give you admission for PhD.