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Ramalingam Kalirajan |5367 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Apr 18, 2024

Ramalingam Kalirajan has over 23 years of experience in mutual funds and financial planning.
He has an MBA in finance from the University of Madras and is a certified financial planner.
He is the director and chief financial planner at Holistic Investment, a Chennai-based firm that offers financial planning and wealth management advice.... more

Question by Rahul on Dec 02, 2023Hindi

Money

Sir please review my portfolio I have Parag Parikh Flexicap ,Sbi mid cap & Axis small cap fund each with 5000 rs total 15000 rs per month sip for 25 year's and 10 percent step up every year, I want 10 crores for my retirement is this portfolio Good..? My Age is 33 ????

Ans: Your portfolio with Parag Parikh Flexicap, SBI Mid Cap, and Axis Small Cap funds is diversified across cap sizes, aligning with your long-term goal. With a 25-year horizon and annual step-up, aiming for 10 crores for retirement at 33 is ambitious but achievable with disciplined investing and regular review.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Nayagam P P |2553 Answers |Ask -Follow

Career Counsellor - Answered on Jul 27, 2024

Question by Anjali - Jul 09, 2024Hindi

Career

Sir how is haldia institute of technology ece branch in terms of placement?????

Ans: Anjali, HIT is good, however, placement of ECE students is average. Try for any other better college. If no other option left, go for it and keep upgrading your skills. All the BEST for Your Bright Future.

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Nayagam P P |2553 Answers |Ask -Follow

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Question by Sandeep - Jul 03, 2024Hindi

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Hello sir. My son got 64% in+2 with pcm and get 66 percentile in JEE mains. He wants to do BTech in csc. Please suggest

Ans: Sandeep Sir, based on son's percentile/score in 12th, it will be difficult for him to pursue Engineering. However, he can go for BCA and join any good college locally with Management Quota Seat. Even some colleges have good placement records for BCA also. All the BEST for Your Son's Bright Future.

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Nayagam P P |2553 Answers |Ask -Follow

Career Counsellor - Answered on Jul 27, 2024

Asked by Anonymous - Jul 03, 2024Hindi

Career

How about CS AI ML at Newton School of Technology Sonipat

Ans: Please try for other options. If you have no other option, join here and keep upgrading your skills. All the BEST for Your Bright Future.

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Nayagam P P |2553 Answers |Ask -Follow

Career Counsellor - Answered on Jul 27, 2024

Question by Remy - Jul 03, 2024Hindi

Career

Hi sir My son got 7285 rank in KCET. He would like to do Data science, AI & CSE. In which colleges in Karnataka he may have more chances to get seat.

Ans: BMSCE, CMR, BMSIT, RNSIT, DSCE, NITTE, JSS, Cambridge & New Horizon. All the BEST for Your Son's Bright Future.

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Question by TANU - Jul 03, 2024Hindi

Career

Should i take admission in kiit cse (cyber security) and i am thinking to take education loan around 16.5 lakh what your point of view or i should prefer other college

Ans: Try to prefer any other better college with less fees. All the BEST for Your Bright Future.

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Question by Rinki - Jul 03, 2024Hindi

Career

Sir my daughter is not clear with her graduation stream n she doesnt want to opt for b.tech wat other courses she can opt from premier institute being a pcm student. Whether chemical engineering and bsc stats has scope . What competetive exam she has to prepare for suggested courses

Ans: Rinki Madam, BSC (Statistics), BA-Psychology, BSC (Data Analytics), BA (Economics), BA (Literature) & Bachelor of Design / Architecture are the other good options. All the BEST for Your Daughter's Bright Future.

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Health Science and Pharmaceutical Careers Expert - Answered on Jul 27, 2024

Asked by Anonymous - Jul 16, 2024Hindi

Career

Sir i I completed msc microbiology, my goal is to do research, how can i I achieve my goal ? And what are the other opportunities for me ?

Ans: Hi, since you have completed your master's degree, I suggest seeking a job in the pharmaceutical sector before pursuing research. Gaining experience will better qualify you for research opportunities.

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Question by ASHISH - Jul 22, 2024Hindi

Career

Sir, My daughter is in 10th this year. She wants to go in research line like microbiology or similar kind. She prefers ICMR Delhi as of now. Please suggest what we should plan? She is not good in math's so already eliminated Carrers related to math's. She is good in Biology but doesn't want to prepare for NEET.

Ans: Hi Ashish,
Greetings.
Microbiology is a common subject in most health sciences courses. Instead of pursuing a Bachelor's in Microbiology, it might be better for her to focus on other health-related courses that will be beneficial for her future. There are still two more years remaining, and her interests may change during this time. It's best to wait for any changes in her interests before making any decisions.

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Asked by Anonymous - Jul 16, 2024Hindi

Career

My daughter has completed and topped in her MPharm in Pharmacology from Manipal University, can she do PhD from abroad?

Ans: Hi, congratulations! What is her goal? Since she is a topper, if she applies for JRF, she will surely get admission to national institutes. As a female candidate, she has many opportunities in India. The current government is supporting women for empowerment. So, she should try in India.

Krishna Kumar |358 Answers |Ask -Follow

Workplace Expert - Answered on Jul 26, 2024

Asked by Anonymous - Jul 08, 2024Hindi

Career

I am 66, worked in sales marketing and warehouse management for over 30 years in Southern African. Retired a year back and came to India. After sitting home for a year found it very difficult, boaring and health loosing, again felt a strong desire in me to do some work, will prefer work from home or out, for 5-6 hrs, again enabling me to spend a health enjoyable and active life. Really feeling very difficult to find a job of my caliber and liking at this age in India. Pls advice

Ans: Sir

I can understand and appreciate your situation... suggest you explore freelancing or join NGO...It will help you keeping yourself engaged

All the best

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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